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t=this.extractPortfolioData(e),r=this.extractExpenseData(e),s=this.extractAgeData(e),n=t.total,a=n*this.FOUR_PERCENT_PARAMS.SAFE_WITHDRAWAL_RATE,i=a/12,l=this.analyzeSafetyLevel(n,r.monthlyTotal,s.age),o=n>0?r.monthlyTotal*12/n:0,u=Math.max(this.FOUR_PERCENT_PARAMS.MIN_STOCK_ALLOCATION,Math.min(this.FOUR_PERCENT_PARAMS.MAX_STOCK_ALLOCATION,(this.FOUR_PERCENT_PARAMS.STOCK_ALLOCATION_FORMULA-s.age)/100)),m=this.calculateTrinityProbability(o*100,u,30),d=r.monthlyTotal>0?i/r.monthlyTotal*100:0,p=i-r.monthlyTotal,x=r.monthlyTotal*12/this.FOUR_PERCENT_PARAMS.SAFE_WITHDRAWAL_RATE,E=Math.max(0,x-n),v=this.estimateSavingsRate(e),f=E>0&&v>0?Math.ceil(E/(v*12)):0,g=this.calculateOptimizedRate(n,r.monthlyTotal,s.age),h=r.monthlyTotal*this.FOUR_PERCENT_PARAMS.INFLATION_ADJUSTMENT;return{totalPortfolio:n,annualWithdrawal:a,monthlyWithdrawal:i,withdrawalRate:o,safetyLevel:l.level,probabilityOfSuccess:m,yearsOfSafety:l.years,currentExpenses:r.monthlyTotal,expensesCoverage:d,monthlyShortfall:p,recommendedPortfolioSize:x,additionalSavingsNeeded:E,timeToReachTarget:f,optimizedWithdrawalRate:g,inflationAdjustment:h,sequenceRiskMitigation:this.getSequenceRiskStrategies(n,s.age)}}static extractPortfolioData(e){const t=e.savings??{},r=t.reer1||0,s=t.celi1||0,n=t.placements1||0,a=t.epargne1||0,i=t.cri1||0;return{total:r+s+n+a+i,breakdown:{reer:r,celi:s,placements:n,epargne:a,cri:i}}}static extractExpenseData(e){const t=e.cashflow??{},r=t.logement||0,s=t.servicesPublics||0,n=t.assurances||0,a=t.telecom||0,i=t.alimentation||0,l=t.transport||0,o=t.sante||0,u=t.loisirs||0;return{monthlyTotal:r+s+n+a+i+l+o+u,breakdown:{logement:r,servicesPublics:s,assurances:n,telecom:a,alimentation:i,transport:l,sante:o,loisirs:u}}}static extractAgeData(e){const t=e.personal?.naissance1;let r=65;if(t){const a=new Date(t),i=new Date;r=i.getFullYear()-a.getFullYear();const l=i.getMonth()-a.getMonth();(l<0||l===0&&i.getDate()<a.getDate())&&r--}const s=e.personal?.ageRetraiteSouhaite1||65,n=Math.max(0,s-r);return{age:r,yearsToRetirement:n}}static analyzeSafetyLevel(e,t,r){if(e===0||t===0)return{level:"dangerous",probability:0,years:0};const s=t*12/e;let n,a,i;return s<=.03?(n="excellent",a=.99,i=40):s<=.04?(n="good",a=.95,i=30):s<=.05?(n="moderate",a=.85,i=25):s<=.07?(n="risky",a=.7,i=20):(n="dangerous",a=.5,i=15),r<50?(i=Math.max(i-5,10),a=Math.max(a-.1,.3)):r>70&&(i=Math.min(i+5,35),a=Math.min(a+.05,.99)),{level:n,probability:a,years:i}}static calculateOptimizedRate(e,t,r){let s=this.FOUR_PERCENT_PARAMS.SAFE_WITHDRAWAL_RATE;return r<55?s=.035:r>75&&(s=.045),e<25e4?s=Math.max(s-.005,.025):e>1e6&&(s=Math.min(s+.005,.05)),s}static estimateSavingsRate(e){const t=e.personal?.salaire1||0,r=this.extractExpenseData(e).monthlyTotal*12;if(t===0)return 0;const s=t*.75,n=Math.max(0,s-r)*.5;return Math.max(n/12,t*.05/12)}static getSequenceRiskStrategies(e,t){const r=[];return r.push("Garder 12-24 mois de dépenses en liquidités"),r.push("Diversifier géographiquement (Canada, É-U, International)"),e<5e5?(r.push("Privilégier les FNB à faible coût"),r.push("Reporter la retraite de 2-3 ans si possible")):(r.push("Considérer une stratégie bucket (compartiments)"),r.push("Utiliser des produits à revenu fixe de qualité")),t<60?(r.push("Maintenir 60-70% en actions pour la croissance"),r.push("Réinvestir les dividendes pendant l'accumulation")):(r.push("Réduire graduellement l'exposition aux actions"),r.push("Privilégier les dividendes et distributions stables")),r}static calculateTrinityProbability(e,t,r=30){const s={low:{3:.98,3.5:.96,4:.92,4.5:.86,5:.78,5.5:.7,6:.62,7:.45},medium:{3:.99,3.5:.98,4:.95,4.5:.9,5:.83,5.5:.76,6:.68,7:.55},high:{3:.99,3.5:.98,4:.96,4.5:.92,5:.87,5.5:.81,6:.74,7:.63}},n=t<.25?"low":t<.75?"medium":"high",a=Math.round(e*10)/10,i=Math.min(7,Math.max(3,a)),l=s[n][i]??.5;if(r!==30){const o=r-30,u=Math.max(-.05,Math.min(.05,o/5*.01));return Math.max(0,Math.min(1,l+u))}return l}static getWithdrawalStrategies(e){this.extractAgeData(e).age;const t=this.extractPortfolioData(e).total;return[{name:"Règle du 4% classique",description:"Retrait initial de 4%, ajusté annuellement pour l'inflation",rateYear1:.04,rateYear5:.042,rateYear10:.045,rateYear20:.05,rateYear30:.055,advantages:["Simple à comprendre","Historiquement fiable","Prévisible"],disadvantages:["Rigide","Ne s'adapte pas aux conditions de marché"],suitability:t>5e5?"high":"medium"},{name:"Stratégie dynamique",description:"Taux ajusté selon les performances du marché",rateYear1:.04,rateYear5:.035,rateYear10:.045,rateYear20:.04,rateYear30:.042,advantages:["S'adapte aux conditions","Réduit le risque de séquence"],disadvantages:["Plus complexe","Revenus variables"],suitability:"high"},{name:"Stratégie buckets (compartiments)",description:"Division en compartiments court/moyen/long terme",rateYear1:.03,rateYear5:.04,rateYear10:.045,rateYear20:.04,rateYear30:.035,advantages:["Sécurité élevée","Gestion du risque optimale"],disadvantages:["Complexe à gérer","Nécessite un gros portefeuille"],suitability:t>75e4?"high":"low"}]}static generateRecommendations(e,t){const r=this.getWithdrawalStrategies(t),s=r.find(i=>i.suitability==="high")||r[0],n=r.filter(i=>i!==s),a=[];return(e.safetyLevel==="dangerous"||e.safetyLevel==="risky")&&a.push({id:"increase-savings",priority:"high",category:"savings",action:`Épargner ${Math.round(e.additionalSavingsNeeded/1e3)}k$ supplémentaires`,impact:"Atteindre la sécurité financière pour la retraite",timeframe:`${e.timeToReachTarget} ans`,difficulty:"moderate"}),e.monthlyShortfall<0&&a.push({id:"reduce-expenses",priority:"medium",category:"expenses",action:`Réduire les dépenses de ${Math.round(Math.abs(e.monthlyShortfall))}$/mois`,impact:"Équilibrer le budget retraite avec la règle du 4%",timeframe:"6 mois",difficulty:"easy"}),{primaryStrategy:s,alternativeStrategies:n,portfolioAdjustments:["Diversifier entre REER, CELI et comptes non-enregistrés","Maintenir une allocation équilibrée actions/obligations","Privilégier les fonds à faible coût (FNB)"],taxOptimizations:["Utiliser le fractionnement de pension après 65 ans","Optimiser la séquence de décaissement (CELI en dernier)","Planifier les retraits REER/FERR avant 71 ans"],riskMitigations:e.sequenceRiskMitigation,actionItems:a}}}L(hn,"FOUR_PERCENT_PARAMS",{SAFE_WITHDRAWAL_RATE:.04,CONSERVATIVE_RATE:.035,AGGRESSIVE_RATE:.045,SUCCESS_PROBABILITY_4_PERCENT:.95,SUCCESS_PROBABILITY_3_5_PERCENT:.98,SUCCESS_PROBABILITY_5_PERCENT:.85,INFLATION_ADJUSTMENT:.025,SEQUENCE_RISK_BUFFER:.1,LONGEVITY_ADJUSTMENT:1.15,STOCK_ALLOCATION_FORMULA:110,MIN_STOCK_ALLOCATION:.3,MAX_STOCK_ALLOCATION:.8,MIN_PORTFOLIO_SIZE:1e5,MAX_WITHDRAWAL_RATE:.06,MIN_CASH_BUFFER:12});class Cr{static needsMigration(){return localStorage.getItem(this.MIGRATION_KEY)!==this.VERSION}static migrateUserData(e){const t={success:!0,migratedFields:[],errors:[]};try{e.personal||(e.personal={}),Array.isArray(e.personal.unifiedIncome1)||(e.personal.unifiedIncome1=[],t.migratedFields.push("unifiedIncome1")),Array.isArray(e.personal.unifiedIncome2)||(e.personal.unifiedIncome2=[],t.migratedFields.push("unifiedIncome2")),this.migrateIncomeEntries(e.personal.unifiedIncome1,t),this.migrateIncomeEntries(e.personal.unifiedIncome2,t),this.migrateDateFields(e.personal.unifiedIncome1,t),this.migrateDateFields(e.personal.unifiedIncome2,t);try{e.savings||(e.savings={});const r=e.cashflow&&e.cashflow.logementBreakdown?e.cashflow.logementBreakdown:{};if(e.savings.residencePaiementHypothecaireMensuel==null&&typeof r?.hypotheque=="number"){const s=Number(r.hypotheque)||0;e.savings.residencePaiementHypothecaireMensuel=s,t.migratedFields.push("savings.residencePaiementHypothecaireMensuel")}if(e.savings.residenceTaxesMunicipalesAnnuelles==null&&typeof r?.taxesMunicipales=="number"){const s=(Number(r.taxesMunicipales)||0)*12;e.savings.residenceTaxesMunicipalesAnnuelles=s,t.migratedFields.push("savings.residenceTaxesMunicipalesAnnuelles")}if(e.savings.residenceAssuranceHabitationAnnuelle==null&&typeof r?.assuranceHabitation=="number"){const s=(Number(r.assuranceHabitation)||0)*12;e.savings.residenceAssuranceHabitationAnnuelle=s,t.migratedFields.push("savings.residenceAssuranceHabitationAnnuelle")}}catch(r){t.errors.push(`Migration logementBreakdown→Savings: ${r}`)}localStorage.setItem(this.MIGRATION_KEY,this.VERSION)}catch(r){t.success=!1,t.errors.push(`Erreur lors de la migration: ${r}`)}return t}static migrateIncomeEntries(e,t){Array.isArray(e)&&e.forEach((r,s)=>{try{r.id||(r.id=`income-${Date.now()}-${s}`,t.migratedFields.push(`entry-${s}-id`)),["salaire","rentes","assurance-emploi","dividendes","revenus-location","travail-autonome","autres"].includes(r.type)||(r.type="autres",t.migratedFields.push(`entry-${s}-type`)),typeof r.isActive!="boolean"&&(r.isActive=!0,t.migratedFields.push(`entry-${s}-isActive`)),["salaryStartDate","salaryEndDate","salaryFirstPaymentDate","salaryRevisionDate","eiStartDate","eiFirstPaymentDate","eiRevisionDate","pensionStartDate","pensionFirstPaymentDate"].forEach(l=>{r[l]&&typeof r[l]!="string"&&(r[l]instanceof Date?r[l]=r[l].toISOString().split("T")[0]:r[l]="",t.migratedFields.push(`entry-${s}-${l}`))}),["annualAmount","monthlyAmount","weeklyAmount","salaryNetAmount","salaryRevisionAmount","weeklyGross","weeklyNet","eiRevisionAmount","pensionAmount"].forEach(l=>{r[l]!==void 0&&typeof r[l]!="number"&&(r[l]=parseFloat(r[l])||0,t.migratedFields.push(`entry-${s}-${l}`))})}catch(n){t.errors.push(`Erreur migration entrée ${s}: ${n}`)}})}static migrateDateFields(e,t){Array.isArray(e)&&e.forEach((r,s)=>{["salaryStartDate","salaryEndDate","salaryFirstPaymentDate","salaryRevisionDate","eiStartDate","eiFirstPaymentDate","eiRevisionDate","pensionStartDate","pensionFirstPaymentDate"].forEach(a=>{if(r[a]&&typeof r[a]=="string")try{const i=new Date(r[a]);if(!isNaN(i.getTime())){const l=i.toISOString().split("T")[0];r[a]!==l&&(r[a]=l,t.migratedFields.push(`entry-${s}-${a}-format`))}}catch{r[a]="",t.migratedFields.push(`entry-${s}-${a}-invalid`)}})})}static saveMigratedData(e){try{localStorage.setItem("retirement_data",JSON.stringify(e))}catch{}}}L(Cr,"VERSION","1.2.0"),L(Cr,"MIGRATION_KEY","data_migration_version");class _i{static synchronizeHouseholdIncome(e){const t=e.personal||{},r=t.salaire1||0,s=t.salaire2||0,n=r+s,a=n/12,i=n,l=n>0?Math.min(1.15,1+n/1e5*.05):1,o=this.calculateSectorLongevityImpact(t.secteurActivite1,t.secteurActivite2);return{totalHouseholdIncome:n,person1Income:r,person2Income:s,monthlyHouseholdIncome:a,annualHouseholdIncome:i,incomeMultiplier:l,sectorImpact:o}}static calculateSectorLongevityImpact(e,t){const r={sante:.5,education:.3,technologie:.2,finance:.1,services:0,commerce:-.1,construction:-.3,manufacturier:-.2,autre:0},s=e&&r[e]||0,n=t&&r[t]||0;return(s+n)/2}static calculateIncomeLongevityImpact(e){const{totalHouseholdIncome:t,incomeMultiplier:r,sectorImpact:s}=e;let n=0;t>15e4?n=2:t>1e5?n=1.5:t>75e3?n=1:t>5e4?n=.5:t>3e4?n=0:n=-.5;const a=r,i=Math.min(.3,t/2e5);return{lifeExpectancyAdjustment:n+s,healthMultiplier:a,stressReduction:i}}static updateUserDataWithSynchronizedIncome(e,t){const r=this.synchronizeHouseholdIncome(e);t("personal",{...e.personal,totalHouseholdIncome:r.totalHouseholdIncome,monthlyHouseholdIncome:r.monthlyHouseholdIncome,incomeMultiplier:r.incomeMultiplier,sectorLongevityImpact:r.sectorImpact})}}class J{static generateFingerprint(e){const t=e.personal?.prenom1?.trim().toLowerCase()||"",r=e.personal?.naissance1||"",s=e.personal?.prenom2?.trim().toLowerCase()||"",n=e.personal?.naissance2||"",a=`${t}|${r}|${s}|${n}`;let i=0;for(let l=0;l<a.length;l++){const o=a.charCodeAt(l);i=(i<<5)-i+o,i=i&i}return Math.abs(i).toString(36)}static isValidProfile(e){const t=e.personal?.prenom1?.trim(),r=e.personal?.naissance1?.trim();return!!(t&&r&&t.length>0&&r.length>0)}static hasMultiProfileCode(){try{return localStorage.getItem("promo-code")===this.MULTI_PROFILE_CODE}catch{return!1}}static activateMultiProfileCode(e){if(e===this.MULTI_PROFILE_CODE)try{return localStorage.setItem("promo-code",e),!0}catch{return!1}return!1}static getCurrentProfile(){try{const e=localStorage.getItem(this.PROFILE_STORAGE_KEY);if(e)return JSON.parse(e)}catch{}return null}static saveCurrentProfile(e){if(!this.isValidProfile(e))return null;try{const t={id:this.generateFingerprint(e),nom1:e.personal.prenom1.trim(),naissance1:e.personal.naissance1,nom2:e.personal.prenom2?.trim()||void 0,naissance2:e.personal.naissance2||void 0,createdAt:new Date().toISOString(),lastSavedAt:new Date().toISOString(),licenseKey:this.generateLicenseKey()};return localStorage.setItem(this.PROFILE_STORAGE_KEY,JSON.stringify(t)),t}catch{return null}}static updateLastSaved(){try{const e=this.getCurrentProfile();e&&(e.lastSavedAt=new Date().toISOString(),localStorage.setItem(this.PROFILE_STORAGE_KEY,JSON.stringify(e)))}catch{}}static checkLicense(e){return{isValid:!0,allowMultipleProfiles:!0,reason:"Blocage de licence temporairement désactivé"}}static clearCurrentProfile(){try{localStorage.removeItem(this.PROFILE_STORAGE_KEY)}catch{}}static generateLicenseKey(){const e=Date.now().toString(36),t=Math.random().toString(36).substr(2,9);return`LIC-${e}-${t}`.toUpperCase()}static getProfileInfo(){const e=this.getCurrentProfile();return e?{hasProfile:!0,profileName:e.nom2?`${e.nom1} et ${e.nom2}`:e.nom1,createdAt:e.createdAt}:{hasProfile:!1,profileName:""}}static hasProfileChanged(e){const t=this.getCurrentProfile();if(!t||!this.isValidProfile(e))return!1;const r=this.generateFingerprint(e);return t.id!==r}}L(J,"LICENSE_STORAGE_KEY","retirement-license-info"),L(J,"PROFILE_STORAGE_KEY","retirement-active-profile"),L(J,"MULTI_PROFILE_CODE","MULTIPLE2025");function gn(c){const e={à:"a",á:"a",â:"a",ã:"a",ä:"a",å:"a",è:"e",é:"e",ê:"e",ë:"e",ì:"i",í:"i",î:"i",ï:"i",ò:"o",ó:"o",ô:"o",õ:"o",ö:"o",ù:"u",ú:"u",û:"u",ü:"u",ý:"y",ÿ:"y",ñ:"n",ç:"c",À:"A",Á:"A",Â:"A",Ã:"A",Ä:"A",Å:"A",È:"E",É:"E",Ê:"E",Ë:"E",Ì:"I",Í:"I",Î:"I",Ï:"I",Ò:"O",Ó:"O",Ô:"O",Õ:"O",Ö:"O",Ù:"U",Ú:"U",Û:"U",Ü:"U",Ý:"Y",Ÿ:"Y",Ñ:"N",Ç:"C"};return c.replace(/[àáâãäåèéêëìíîïòóôõöùúûüýÿñçÀÁÂÃÄÅÈÉÊËÌÍÎÏÒÓÔÕÖÙÚÛÜÝŸÑÇ]/g,t=>e[t]||t)}function br(c){let e=gn(c);return e=e.replace(/[^a-zA-Z0-9]/g,"-"),e=e.replace(/-+/g,"-"),e=e.replace(/^-+|-+$/g,""),e}function Sr(c,e=!0){let t="mon-plan-retraite";if(c.personal?.prenom1){const r=br(c.personal.prenom1),s=c.personal?.prenom2?br(c.personal.prenom2):"";s?t=`${r}-et-${s}-retraite`:t=`${r}-retraite`}if(e){const r=new Date().toISOString().split("T")[0];t+=`-${r}`}return t+".json"}function Mi(c){return!c||typeof c!="string"?"":c.trim().split(" ").map(e=>e.charAt(0).toUpperCase()+e.slice(1).toLowerCase()).join(" ")}function Ni(c){if(!c||typeof c!="string")return{firstName:"",lastName:""};const e=c.trim().split(" ");return e.length===1?{firstName:e[0],lastName:""}:e.length===2?{firstName:e[0],lastName:e[1]}:{firstName:e[0],lastName:e.slice(1).join(" ")}}class Rr{static async saveWithDialog(e,t={}){try{const r=this.generateFilename(e,t),s=this.prepareSaveData(e),n=JSON.stringify(s,null,2),a=new Blob([n],{type:"application/json"});if("showSaveFilePicker"in window)try{const i=await window.showSaveFilePicker({suggestedName:r,types:[{description:"Fichiers de plan de retraite",accept:{"application/json":[".json"]}}]}),l=await i.createWritable();return await l.write(a),await l.close(),J.saveCurrentProfile(e),J.updateLastSaved(),{success:!0,filename:i.name}}catch(i){if(i.name==="AbortError")return{success:!1,error:"Sauvegarde annulée par l'utilisateur"};throw i}else{const i=URL.createObjectURL(a),l=document.createElement("a");return l.href=i,l.download=r,document.body.appendChild(l),l.click(),document.body.removeChild(l),URL.revokeObjectURL(i),J.saveCurrentProfile(e),J.updateLastSaved(),{success:!0,filename:r}}}catch(r){return{success:!1,error:`Erreur lors de la sauvegarde: ${r instanceof Error?r.message:"Erreur inconnue"}`}}}static async loadWithDialog(){try{if("showOpenFilePicker"in window)try{const[e]=await window.showOpenFilePicker({types:[{description:"Fichiers de plan de retraite",accept:{"application/json":[".json"]}}],multiple:!1}),r=await(await e.getFile()).text(),s=JSON.parse(r),n=this.validateLoadedData(s),a=J.checkLicense(n);return a.isValid?{success:!0,data:n}:{success:!1,blocked:!0,reason:a.reason}}catch(e){if(e.name==="AbortError")return{success:!1,error:"Chargement annulé par l'utilisateur"};throw e}else return new Promise(e=>{const t=document.createElement("input");t.type="file",t.accept=".json",t.onchange=async r=>{const s=r.target.files?.[0];if(!s){e({success:!1,error:"Aucun fichier sélectionné"});return}try{const n=await s.text(),a=JSON.parse(n),i=this.validateLoadedData(a),l=J.checkLicense(i);if(!l.isValid){e({success:!1,blocked:!0,reason:l.reason});return}e({success:!0,data:i})}catch(n){e({success:!1,error:`Erreur lors du chargement: ${n instanceof Error?n.message:"Fichier invalide"}`})}},t.click()})}catch(e){return{success:!1,error:`Erreur lors du chargement: ${e instanceof Error?e.message:"Erreur inconnue"}`}}}static async saveDirectly(e,t={}){try{const r=J.checkLicense(e);if(!r.isValid)return{success:!1,blocked:!0,reason:r.reason,error:"Sauvegarde bloquée par la protection de licence"};const s=t.filename||Sr(e,t.includeTimestamp!==!1),n=this.prepareSaveData(e),a=JSON.stringify(n,null,2),i=new Blob([a],{type:"application/json"}),l=URL.createObjectURL(i),o=document.createElement("a");return o.href=l,o.download=s,document.body.appendChild(o),o.click(),document.body.removeChild(o),URL.revokeObjectURL(l),J.saveCurrentProfile(e),J.updateLastSaved(),{success:!0,filename:s}}catch(r){return{success:!1,error:`Erreur lors de la sauvegarde: ${r instanceof Error?r.message:"Erreur inconnue"}`}}}static generateFilename(e,t){return t.filename||Sr(e,t.includeTimestamp!==!1)}static prepareSaveData(e){return{version:"2.0",createdAt:new Date().toISOString(),appName:"Mon Plan Retraite",licenseInfo:J.getProfileInfo(),data:e}}static validateLoadedData(e){if(!e||typeof e!="object")throw new Error("Format de fichier invalide");if(e.personal&&!e.data)return e;if(e.data&&e.version)return e.data;throw new Error("Format de fichier non reconnu")}static canSave(e){return{canSave:!0,reason:"Blocage de licence temporairement désactivé"}}static canLoad(){return{canLoad:!0,reason:"Blocage de licence temporairement désactivé"}}static activateTestMode(e){return J.activateMultiProfileCode(e)}static resetLicense(){J.clearCurrentProfile(),localStorage.removeItem("promo-code")}}L(Rr,"DEFAULT_FILENAME","mon-plan-retraite"),L(Rr,"FILE_EXTENSION",".json");class ki{static trackComparison(e,t){e.currentAge,e.gender,t.find(r=>r.category==="Capital de retraite")?.advantage,new Date().toISOString()}static trackConversion(e){new Date().toISOString()}}class vn{static getCurrentStep(e){return e.personal?.prenom1?e.personal?.salaire1?e.cashflow?.logement?!e.savings?.reer1&&e.savings?.reer1!==0?this.GUIDED_STEPS["expenses-overview"]:e.retirement?.rrqMontantActuel1?this.GUIDED_STEPS["benefits-check"]:this.GUIDED_STEPS["savings-overview"]:this.GUIDED_STEPS["income-overview"]:this.GUIDED_STEPS["personal-profile"]:this.GUIDED_STEPS.welcome}static getNavigationContext(e){const t=this.getCurrentStep(e),r=this.getCompletedSteps(e),s=r.length/Object.keys(this.GUIDED_STEPS).length*100;return{currentStep:t,completedSteps:r,availableSteps:Object.keys(this.GUIDED_STEPS),recommendedNextStep:t.nextSteps[0]||"",progressPercentage:Math.round(s),estimatedTimeRemaining:this.calculateRemainingTime(r),userProfile:this.detectUserProfile(e),assistantPersonality:"bienveillant"}}static getCompletedSteps(e){const t=[];return e.personal?.prenom1&&t.push("welcome"),e.personal?.salaire1&&t.push("personal-profile"),e.cashflow?.logement&&t.push("income-overview"),e.savings?.reer1!==void 0&&t.push("expenses-overview"),e.retirement?.rrqMontantActuel1&&t.push("savings-overview"),t}static calculateRemainingTime(e){const n=(Object.keys(this.GUIDED_STEPS).length-e.length)*3;return n<5?"< 5 minutes":n<10?"5-10 minutes":`${n} minutes`}static detectUserProfile(e){const t=(e.personal?.unifiedIncome1?.length||0)>2,r=(e.savings?.reer1||0)>5e4;return e.personal?.seasonalJobs1?.length||e.retirement?.rregopMembre1||r?"avance":t?"intermediaire":"debutant"}static getContextualAssistantMessage(e,t){const r=e.assistantMessage;this.detectUserProfile(t);const s=t.personal?.prenom1||"";let n=r;return s&&(n=n.replace("Bonjour !",`Bonjour ${s} !`)),{id:`${e.id}-message`,type:e.stepNumber===1?"welcome":"guidance",message:n,emoji:e.assistantAvatar,priority:"medium",actionButtons:this.getAssistantActions(e),dismissible:!1}}static getAssistantActions(e){const t=[];return e.previousStep&&t.push({label:"← 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et={exports:{}},wn=et.exports,wr;function Re(){return wr||(wr=1,(function(c,e){(function(t,r){c.exports=r(z())})(wn,function(t){return(function(r){var s=t,n=s.lib,a=n.WordArray,i=n.Hasher,l=s.algo,o=[];(function(){for(var E=0;E<64;E++)o[E]=r.abs(r.sin(E+1))*4294967296|0})();var u=l.MD5=i.extend({_doReset:function(){this._hash=new a.init([1732584193,4023233417,2562383102,271733878])},_doProcessBlock:function(E,v){for(var f=0;f<16;f++){var g=v+f,h=E[g];E[g]=(h<<8|h>>>24)&16711935|(h<<24|h>>>8)&4278255360}var A=this._hash.words,y=E[v+0],C=E[v+1],S=E[v+2],F=E[v+3],w=E[v+4],b=E[v+5],R=E[v+6],D=E[v+7],I=E[v+8],M=E[v+9],N=E[v+10],k=E[v+11],W=E[v+12],q=E[v+13],H=E[v+14],G=E[v+15],B=A[0],P=A[1],_=A[2],T=A[3];B=m(B,P,_,T,y,7,o[0]),T=m(T,B,P,_,C,12,o[1]),_=m(_,T,B,P,S,17,o[2]),P=m(P,_,T,B,F,22,o[3]),B=m(B,P,_,T,w,7,o[4]),T=m(T,B,P,_,b,12,o[5]),_=m(_,T,B,P,R,17,o[6]),P=m(P,_,T,B,D,22,o[7]),B=m(B,P,_,T,I,7,o[8]),T=m(T,B,P,_,M,12,o[9]),_=m(_,T,B,P,N,17,o[10]),P=m(P,_,T,B,k,22,o[11]),B=m(B,P,_,T,W,7,o[12]),T=m(T,B,P,_,q,12,o[13]),_=m(_,T,B,P,H,17,o[14]),P=m(P,_,T,B,G,22,o[15]),B=d(B,P,_,T,C,5,o[16]),T=d(T,B,P,_,R,9,o[17]),_=d(_,T,B,P,k,14,o[18]),P=d(P,_,T,B,y,20,o[19]),B=d(B,P,_,T,b,5,o[20]),T=d(T,B,P,_,N,9,o[21]),_=d(_,T,B,P,G,14,o[22]),P=d(P,_,T,B,w,20,o[23]),B=d(B,P,_,T,M,5,o[24]),T=d(T,B,P,_,H,9,o[25]),_=d(_,T,B,P,F,14,o[26]),P=d(P,_,T,B,I,20,o[27]),B=d(B,P,_,T,q,5,o[28]),T=d(T,B,P,_,S,9,o[29]),_=d(_,T,B,P,D,14,o[30]),P=d(P,_,T,B,W,20,o[31]),B=p(B,P,_,T,b,4,o[32]),T=p(T,B,P,_,I,11,o[33]),_=p(_,T,B,P,k,16,o[34]),P=p(P,_,T,B,H,23,o[35]),B=p(B,P,_,T,C,4,o[36]),T=p(T,B,P,_,w,11,o[37]),_=p(_,T,B,P,D,16,o[38]),P=p(P,_,T,B,N,23,o[39]),B=p(B,P,_,T,q,4,o[40]),T=p(T,B,P,_,y,11,o[41]),_=p(_,T,B,P,F,16,o[42]),P=p(P,_,T,B,R,23,o[43]),B=p(B,P,_,T,M,4,o[44]),T=p(T,B,P,_,W,11,o[45]),_=p(_,T,B,P,G,16,o[46]),P=p(P,_,T,B,S,23,o[47]),B=x(B,P,_,T,y,6,o[48]),T=x(T,B,P,_,D,10,o[49]),_=x(_,T,B,P,H,15,o[50]),P=x(P,_,T,B,b,21,o[51]),B=x(B,P,_,T,W,6,o[52]),T=x(T,B,P,_,F,10,o[53]),_=x(_,T,B,P,N,15,o[54]),P=x(P,_,T,B,C,21,o[55]),B=x(B,P,_,T,I,6,o[56]),T=x(T,B,P,_,G,10,o[57]),_=x(_,T,B,P,R,15,o[58]),P=x(P,_,T,B,q,21,o[59]),B=x(B,P,_,T,w,6,o[60]),T=x(T,B,P,_,k,10,o[61]),_=x(_,T,B,P,S,15,o[62]),P=x(P,_,T,B,M,21,o[63]),A[0]=A[0]+B|0,A[1]=A[1]+P|0,A[2]=A[2]+_|0,A[3]=A[3]+T|0},_doFinalize:function(){var E=this._data,v=E.words,f=this._nDataBytes*8,g=E.sigBytes*8;v[g>>>5]|=128<<24-g%32;var h=r.floor(f/4294967296),A=f;v[(g+64>>>9<<4)+15]=(h<<8|h>>>24)&16711935|(h<<24|h>>>8)&4278255360,v[(g+64>>>9<<4)+14]=(A<<8|A>>>24)&16711935|(A<<24|A>>>8)&4278255360,E.sigBytes=(v.length+1)*4,this._process();for(var y=this._hash,C=y.words,S=0;S<4;S++){var F=C[S];C[S]=(F<<8|F>>>24)&16711935|(F<<24|F>>>8)&4278255360}return y},clone:function(){var E=i.clone.call(this);return E._hash=this._hash.clone(),E}});function m(E,v,f,g,h,A,y){var C=E+(v&f|~v&g)+h+y;return(C<<A|C>>>32-A)+v}function d(E,v,f,g,h,A,y){var C=E+(v&g|f&~g)+h+y;return(C<<A|C>>>32-A)+v}function p(E,v,f,g,h,A,y){var C=E+(v^f^g)+h+y;return(C<<A|C>>>32-A)+v}function x(E,v,f,g,h,A,y){var C=E+(f^(v|~g))+h+y;return(C<<A|C>>>32-A)+v}s.MD5=i._createHelper(u),s.HmacMD5=i._createHmacHelper(u)})(Math),t.MD5})})(et)),et.exports}var tt={exports:{}},_n=tt.exports,_r;function Ss(){return _r||(_r=1,(function(c,e){(function(t,r){c.exports=r(z())})(_n,function(t){return(function(){var r=t,s=r.lib,n=s.WordArray,a=s.Hasher,i=r.algo,l=[],o=i.SHA1=a.extend({_doReset:function(){this._hash=new n.init([1732584193,4023233417,2562383102,271733878,3285377520])},_doProcessBlock:function(u,m){for(var d=this._hash.words,p=d[0],x=d[1],E=d[2],v=d[3],f=d[4],g=0;g<80;g++){if(g<16)l[g]=u[m+g]|0;else{var h=l[g-3]^l[g-8]^l[g-14]^l[g-16];l[g]=h<<1|h>>>31}var A=(p<<5|p>>>27)+f+l[g];g<20?A+=(x&E|~x&v)+1518500249:g<40?A+=(x^E^v)+1859775393:g<60?A+=(x&E|x&v|E&v)-1894007588:A+=(x^E^v)-899497514,f=v,v=E,E=x<<30|x>>>2,x=p,p=A}d[0]=d[0]+p|0,d[1]=d[1]+x|0,d[2]=d[2]+E|0,d[3]=d[3]+v|0,d[4]=d[4]+f|0},_doFinalize:function(){var u=this._data,m=u.words,d=this._nDataBytes*8,p=u.sigBytes*8;return m[p>>>5]|=128<<24-p%32,m[(p+64>>>9<<4)+14]=Math.floor(d/4294967296),m[(p+64>>>9<<4)+15]=d,u.sigBytes=m.length*4,this._process(),this._hash},clone:function(){var u=a.clone.call(this);return u._hash=this._hash.clone(),u}});r.SHA1=a._createHelper(o),r.HmacSHA1=a._createHmacHelper(o)})(),t.SHA1})})(tt)),tt.exports}var rt={exports:{}},Mn=rt.exports,Mr;function Kt(){return Mr||(Mr=1,(function(c,e){(function(t,r){c.exports=r(z())})(Mn,function(t){return(function(r){var s=t,n=s.lib,a=n.WordArray,i=n.Hasher,l=s.algo,o=[],u=[];(function(){function p(f){for(var g=r.sqrt(f),h=2;h<=g;h++)if(!(f%h))return!1;return!0}function x(f){return(f-(f|0))*4294967296|0}for(var E=2,v=0;v<64;)p(E)&&(v<8&&(o[v]=x(r.pow(E,1/2))),u[v]=x(r.pow(E,1/3)),v++),E++})();var m=[],d=l.SHA256=i.extend({_doReset:function(){this._hash=new a.init(o.slice(0))},_doProcessBlock:function(p,x){for(var E=this._hash.words,v=E[0],f=E[1],g=E[2],h=E[3],A=E[4],y=E[5],C=E[6],S=E[7],F=0;F<64;F++){if(F<16)m[F]=p[x+F]|0;else{var w=m[F-15],b=(w<<25|w>>>7)^(w<<14|w>>>18)^w>>>3,R=m[F-2],D=(R<<15|R>>>17)^(R<<13|R>>>19)^R>>>10;m[F]=b+m[F-7]+D+m[F-16]}var I=A&y^~A&C,M=v&f^v&g^f&g,N=(v<<30|v>>>2)^(v<<19|v>>>13)^(v<<10|v>>>22),k=(A<<26|A>>>6)^(A<<21|A>>>11)^(A<<7|A>>>25),W=S+k+I+u[F]+m[F],q=N+M;S=C,C=y,y=A,A=h+W|0,h=g,g=f,f=v,v=W+q|0}E[0]=E[0]+v|0,E[1]=E[1]+f|0,E[2]=E[2]+g|0,E[3]=E[3]+h|0,E[4]=E[4]+A|0,E[5]=E[5]+y|0,E[6]=E[6]+C|0,E[7]=E[7]+S|0},_doFinalize:function(){var p=this._data,x=p.words,E=this._nDataBytes*8,v=p.sigBytes*8;return x[v>>>5]|=128<<24-v%32,x[(v+64>>>9<<4)+14]=r.floor(E/4294967296),x[(v+64>>>9<<4)+15]=E,p.sigBytes=x.length*4,this._process(),this._hash},clone:function(){var p=i.clone.call(this);return p._hash=this._hash.clone(),p}});s.SHA256=i._createHelper(d),s.HmacSHA256=i._createHmacHelper(d)})(Math),t.SHA256})})(rt)),rt.exports}var st={exports:{}},Nn=st.exports,Nr;function kn(){return Nr||(Nr=1,(function(c,e){(function(t,r,s){c.exports=r(z(),Kt())})(Nn,function(t){return(function(){var r=t,s=r.lib,n=s.WordArray,a=r.algo,i=a.SHA256,l=a.SHA224=i.extend({_doReset:function(){this._hash=new n.init([3238371032,914150663,812702999,4144912697,4290775857,1750603025,1694076839,3204075428])},_doFinalize:function(){var o=i._doFinalize.call(this);return o.sigBytes-=4,o}});r.SHA224=i._createHelper(l),r.HmacSHA224=i._createHmacHelper(l)})(),t.SHA224})})(st)),st.exports}var nt={exports:{}},On=nt.exports,kr;function Rs(){return kr||(kr=1,(function(c,e){(function(t,r,s){c.exports=r(z(),Tt())})(On,function(t){return(function(){var r=t,s=r.lib,n=s.Hasher,a=r.x64,i=a.Word,l=a.WordArray,o=r.algo;function u(){return i.create.apply(i,arguments)}var m=[u(1116352408,3609767458),u(1899447441,602891725),u(3049323471,3964484399),u(3921009573,2173295548),u(961987163,4081628472),u(1508970993,3053834265),u(2453635748,2937671579),u(2870763221,3664609560),u(3624381080,2734883394),u(310598401,1164996542),u(607225278,1323610764),u(1426881987,3590304994),u(1925078388,4068182383),u(2162078206,991336113),u(2614888103,633803317),u(3248222580,3479774868),u(3835390401,2666613458),u(4022224774,944711139),u(264347078,2341262773),u(604807628,2007800933),u(770255983,1495990901),u(1249150122,1856431235),u(1555081692,3175218132),u(1996064986,2198950837),u(2554220882,3999719339),u(2821834349,766784016),u(2952996808,2566594879),u(3210313671,3203337956),u(3336571891,1034457026),u(3584528711,2466948901),u(113926993,3758326383),u(338241895,168717936),u(666307205,1188179964),u(773529912,1546045734),u(1294757372,1522805485),u(1396182291,2643833823),u(1695183700,2343527390),u(1986661051,1014477480),u(2177026350,1206759142),u(2456956037,344077627),u(2730485921,1290863460),u(2820302411,3158454273),u(3259730800,3505952657),u(3345764771,106217008),u(3516065817,3606008344),u(3600352804,1432725776),u(4094571909,1467031594),u(275423344,851169720),u(430227734,3100823752),u(506948616,1363258195),u(659060556,3750685593),u(883997877,3785050280),u(958139571,3318307427),u(1322822218,3812723403),u(1537002063,2003034995),u(1747873779,3602036899),u(1955562222,1575990012),u(2024104815,1125592928),u(2227730452,2716904306),u(2361852424,442776044),u(2428436474,593698344),u(2756734187,3733110249),u(3204031479,2999351573),u(3329325298,3815920427),u(3391569614,3928383900),u(3515267271,566280711),u(3940187606,3454069534),u(4118630271,4000239992),u(116418474,1914138554),u(174292421,2731055270),u(289380356,3203993006),u(460393269,320620315),u(685471733,587496836),u(852142971,1086792851),u(1017036298,365543100),u(1126000580,2618297676),u(1288033470,3409855158),u(1501505948,4234509866),u(1607167915,987167468),u(1816402316,1246189591)],d=[];(function(){for(var x=0;x<80;x++)d[x]=u()})();var p=o.SHA512=n.extend({_doReset:function(){this._hash=new l.init([new i.init(1779033703,4089235720),new i.init(3144134277,2227873595),new i.init(1013904242,4271175723),new i.init(2773480762,1595750129),new i.init(1359893119,2917565137),new i.init(2600822924,725511199),new i.init(528734635,4215389547),new i.init(1541459225,327033209)])},_doProcessBlock:function(x,E){for(var v=this._hash.words,f=v[0],g=v[1],h=v[2],A=v[3],y=v[4],C=v[5],S=v[6],F=v[7],w=f.high,b=f.low,R=g.high,D=g.low,I=h.high,M=h.low,N=A.high,k=A.low,W=y.high,q=y.low,H=C.high,G=C.low,B=S.high,P=S.low,_=F.high,T=F.low,j=w,U=b,X=R,O=D,we=I,Fe=M,Pt=N,_e=k,se=W,Z=q,qe=H,Me=G,Ge=B,Ne=P,wt=_,ke=T,ne=0;ne<80;ne++){var te,xe,He=d[ne];if(ne<16)xe=He.high=x[E+ne*2]|0,te=He.low=x[E+ne*2+1]|0;else{var Zt=d[ne-15],De=Zt.high,Oe=Zt.low,_s=(De>>>1|Oe<<31)^(De>>>8|Oe<<24)^De>>>7,er=(Oe>>>1|De<<31)^(Oe>>>8|De<<24)^(Oe>>>7|De<<25),tr=d[ne-2],Be=tr.high,ze=tr.low,Ms=(Be>>>19|ze<<13)^(Be<<3|ze>>>29)^Be>>>6,rr=(ze>>>19|Be<<13)^(ze<<3|Be>>>29)^(ze>>>6|Be<<26),sr=d[ne-7],Ns=sr.high,ks=sr.low,nr=d[ne-16],Os=nr.high,ar=nr.low;te=er+ks,xe=_s+Ns+(te>>>0<er>>>0?1:0),te=te+rr,xe=xe+Ms+(te>>>0<rr>>>0?1:0),te=te+ar,xe=xe+Os+(te>>>0<ar>>>0?1:0),He.high=xe,He.low=te}var zs=se&qe^~se&Ge,ir=Z&Me^~Z&Ne,$s=j&X^j&we^X&we,Ls=U&O^U&Fe^O&Fe,qs=(j>>>28|U<<4)^(j<<30|U>>>2)^(j<<25|U>>>7),or=(U>>>28|j<<4)^(U<<30|j>>>2)^(U<<25|j>>>7),Gs=(se>>>14|Z<<18)^(se>>>18|Z<<14)^(se<<23|Z>>>9),Hs=(Z>>>14|se<<18)^(Z>>>18|se<<14)^(Z<<23|se>>>9),cr=m[ne],Us=cr.high,lr=cr.low,ee=ke+Hs,me=wt+Gs+(ee>>>0<ke>>>0?1:0),ee=ee+ir,me=me+zs+(ee>>>0<ir>>>0?1:0),ee=ee+lr,me=me+Us+(ee>>>0<lr>>>0?1:0),ee=ee+te,me=me+xe+(ee>>>0<te>>>0?1:0),ur=or+Ls,Ws=qs+$s+(ur>>>0<or>>>0?1:0);wt=Ge,ke=Ne,Ge=qe,Ne=Me,qe=se,Me=Z,Z=_e+ee|0,se=Pt+me+(Z>>>0<_e>>>0?1:0)|0,Pt=we,_e=Fe,we=X,Fe=O,X=j,O=U,U=ee+ur|0,j=me+Ws+(U>>>0<ee>>>0?1:0)|0}b=f.low=b+U,f.high=w+j+(b>>>0<U>>>0?1:0),D=g.low=D+O,g.high=R+X+(D>>>0<O>>>0?1:0),M=h.low=M+Fe,h.high=I+we+(M>>>0<Fe>>>0?1:0),k=A.low=k+_e,A.high=N+Pt+(k>>>0<_e>>>0?1:0),q=y.low=q+Z,y.high=W+se+(q>>>0<Z>>>0?1:0),G=C.low=G+Me,C.high=H+qe+(G>>>0<Me>>>0?1:0),P=S.low=P+Ne,S.high=B+Ge+(P>>>0<Ne>>>0?1:0),T=F.low=T+ke,F.high=_+wt+(T>>>0<ke>>>0?1:0)},_doFinalize:function(){var x=this._data,E=x.words,v=this._nDataBytes*8,f=x.sigBytes*8;E[f>>>5]|=128<<24-f%32,E[(f+128>>>10<<5)+30]=Math.floor(v/4294967296),E[(f+128>>>10<<5)+31]=v,x.sigBytes=E.length*4,this._process();var g=this._hash.toX32();return g},clone:function(){var x=n.clone.call(this);return x._hash=this._hash.clone(),x},blockSize:1024/32});r.SHA512=n._createHelper(p),r.HmacSHA512=n._createHmacHelper(p)})(),t.SHA512})})(nt)),nt.exports}var at={exports:{}},zn=at.exports,Or;function $n(){return Or||(Or=1,(function(c,e){(function(t,r,s){c.exports=r(z(),Tt(),Rs())})(zn,function(t){return(function(){var r=t,s=r.x64,n=s.Word,a=s.WordArray,i=r.algo,l=i.SHA512,o=i.SHA384=l.extend({_doReset:function(){this._hash=new a.init([new n.init(3418070365,3238371032),new n.init(1654270250,914150663),new n.init(2438529370,812702999),new n.init(355462360,4144912697),new n.init(1731405415,4290775857),new n.init(2394180231,1750603025),new n.init(3675008525,1694076839),new n.init(1203062813,3204075428)])},_doFinalize:function(){var u=l._doFinalize.call(this);return u.sigBytes-=16,u}});r.SHA384=l._createHelper(o),r.HmacSHA384=l._createHmacHelper(o)})(),t.SHA384})})(at)),at.exports}var it={exports:{}},Ln=it.exports,zr;function qn(){return zr||(zr=1,(function(c,e){(function(t,r,s){c.exports=r(z(),Tt())})(Ln,function(t){return(function(r){var s=t,n=s.lib,a=n.WordArray,i=n.Hasher,l=s.x64,o=l.Word,u=s.algo,m=[],d=[],p=[];(function(){for(var v=1,f=0,g=0;g<24;g++){m[v+5*f]=(g+1)*(g+2)/2%64;var h=f%5,A=(2*v+3*f)%5;v=h,f=A}for(var v=0;v<5;v++)for(var f=0;f<5;f++)d[v+5*f]=f+(2*v+3*f)%5*5;for(var y=1,C=0;C<24;C++){for(var S=0,F=0,w=0;w<7;w++){if(y&1){var b=(1<<w)-1;b<32?F^=1<<b:S^=1<<b-32}y&128?y=y<<1^113:y<<=1}p[C]=o.create(S,F)}})();var x=[];(function(){for(var v=0;v<25;v++)x[v]=o.create()})();var E=u.SHA3=i.extend({cfg:i.cfg.extend({outputLength:512}),_doReset:function(){for(var v=this._state=[],f=0;f<25;f++)v[f]=new o.init;this.blockSize=(1600-2*this.cfg.outputLength)/32},_doProcessBlock:function(v,f){for(var g=this._state,h=this.blockSize/2,A=0;A<h;A++){var y=v[f+2*A],C=v[f+2*A+1];y=(y<<8|y>>>24)&16711935|(y<<24|y>>>8)&4278255360,C=(C<<8|C>>>24)&16711935|(C<<24|C>>>8)&4278255360;var S=g[A];S.high^=C,S.low^=y}for(var F=0;F<24;F++){for(var w=0;w<5;w++){for(var b=0,R=0,D=0;D<5;D++){var S=g[w+5*D];b^=S.high,R^=S.low}var I=x[w];I.high=b,I.low=R}for(var w=0;w<5;w++)for(var M=x[(w+4)%5],N=x[(w+1)%5],k=N.high,W=N.low,b=M.high^(k<<1|W>>>31),R=M.low^(W<<1|k>>>31),D=0;D<5;D++){var S=g[w+5*D];S.high^=b,S.low^=R}for(var q=1;q<25;q++){var b,R,S=g[q],H=S.high,G=S.low,B=m[q];B<32?(b=H<<B|G>>>32-B,R=G<<B|H>>>32-B):(b=G<<B-32|H>>>64-B,R=H<<B-32|G>>>64-B);var P=x[d[q]];P.high=b,P.low=R}var _=x[0],T=g[0];_.high=T.high,_.low=T.low;for(var w=0;w<5;w++)for(var D=0;D<5;D++){var q=w+5*D,S=g[q],j=x[q],U=x[(w+1)%5+5*D],X=x[(w+2)%5+5*D];S.high=j.high^~U.high&X.high,S.low=j.low^~U.low&X.low}var S=g[0],O=p[F];S.high^=O.high,S.low^=O.low}},_doFinalize:function(){var v=this._data,f=v.words;this._nDataBytes*8;var g=v.sigBytes*8,h=this.blockSize*32;f[g>>>5]|=1<<24-g%32,f[(r.ceil((g+1)/h)*h>>>5)-1]|=128,v.sigBytes=f.length*4,this._process();for(var A=this._state,y=this.cfg.outputLength/8,C=y/8,S=[],F=0;F<C;F++){var w=A[F],b=w.high,R=w.low;b=(b<<8|b>>>24)&16711935|(b<<24|b>>>8)&4278255360,R=(R<<8|R>>>24)&16711935|(R<<24|R>>>8)&4278255360,S.push(R),S.push(b)}return new a.init(S,y)},clone:function(){for(var v=i.clone.call(this),f=v._state=this._state.slice(0),g=0;g<25;g++)f[g]=f[g].clone();return v}});s.SHA3=i._createHelper(E),s.HmacSHA3=i._createHmacHelper(E)})(Math),t.SHA3})})(it)),it.exports}var ot={exports:{}},Gn=ot.exports,$r;function Hn(){return $r||($r=1,(function(c,e){(function(t,r){c.exports=r(z())})(Gn,function(t){/** @preserve
			(c) 2012 by Cédric Mesnil. All rights reserved.

			Redistribution and use in source and binary forms, with or without modification, are permitted provided that the following conditions are met:

			    - Redistributions of source code must retain the above copyright notice, this list of conditions and the following disclaimer.
			    - Redistributions in binary form must reproduce the above copyright notice, this list of conditions and the following disclaimer in the documentation and/or other materials provided with the distribution.

			THIS SOFTWARE IS PROVIDED BY THE COPYRIGHT HOLDERS AND CONTRIBUTORS "AS IS" AND ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE ARE DISCLAIMED. IN NO EVENT SHALL THE COPYRIGHT HOLDER OR CONTRIBUTORS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES; LOSS OF USE, DATA, OR PROFITS; OR BUSINESS INTERRUPTION) HOWEVER CAUSED AND ON ANY THEORY OF LIABILITY, WHETHER IN CONTRACT, STRICT LIABILITY, OR TORT (INCLUDING NEGLIGENCE OR OTHERWISE) ARISING IN ANY WAY OUT OF THE USE OF THIS SOFTWARE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGE.
			*/return(function(r){var s=t,n=s.lib,a=n.WordArray,i=n.Hasher,l=s.algo,o=a.create([0,1,2,3,4,5,6,7,8,9,10,11,12,13,14,15,7,4,13,1,10,6,15,3,12,0,9,5,2,14,11,8,3,10,14,4,9,15,8,1,2,7,0,6,13,11,5,12,1,9,11,10,0,8,12,4,13,3,7,15,14,5,6,2,4,0,5,9,7,12,2,10,14,1,3,8,11,6,15,13]),u=a.create([5,14,7,0,9,2,11,4,13,6,15,8,1,10,3,12,6,11,3,7,0,13,5,10,14,15,8,12,4,9,1,2,15,5,1,3,7,14,6,9,11,8,12,2,10,0,4,13,8,6,4,1,3,11,15,0,5,12,2,13,9,7,10,14,12,15,10,4,1,5,8,7,6,2,13,14,0,3,9,11]),m=a.create([11,14,15,12,5,8,7,9,11,13,14,15,6,7,9,8,7,6,8,13,11,9,7,15,7,12,15,9,11,7,13,12,11,13,6,7,14,9,13,15,14,8,13,6,5,12,7,5,11,12,14,15,14,15,9,8,9,14,5,6,8,6,5,12,9,15,5,11,6,8,13,12,5,12,13,14,11,8,5,6]),d=a.create([8,9,9,11,13,15,15,5,7,7,8,11,14,14,12,6,9,13,15,7,12,8,9,11,7,7,12,7,6,15,13,11,9,7,15,11,8,6,6,14,12,13,5,14,13,13,7,5,15,5,8,11,14,14,6,14,6,9,12,9,12,5,15,8,8,5,12,9,12,5,14,6,8,13,6,5,15,13,11,11]),p=a.create([0,1518500249,1859775393,2400959708,2840853838]),x=a.create([1352829926,1548603684,1836072691,2053994217,0]),E=l.RIPEMD160=i.extend({_doReset:function(){this._hash=a.create([1732584193,4023233417,2562383102,271733878,3285377520])},_doProcessBlock:function(C,S){for(var F=0;F<16;F++){var w=S+F,b=C[w];C[w]=(b<<8|b>>>24)&16711935|(b<<24|b>>>8)&4278255360}var R=this._hash.words,D=p.words,I=x.words,M=o.words,N=u.words,k=m.words,W=d.words,q,H,G,B,P,_,T,j,U,X;_=q=R[0],T=H=R[1],j=G=R[2],U=B=R[3],X=P=R[4];for(var O,F=0;F<80;F+=1)O=q+C[S+M[F]]|0,F<16?O+=v(H,G,B)+D[0]:F<32?O+=f(H,G,B)+D[1]:F<48?O+=g(H,G,B)+D[2]:F<64?O+=h(H,G,B)+D[3]:O+=A(H,G,B)+D[4],O=O|0,O=y(O,k[F]),O=O+P|0,q=P,P=B,B=y(G,10),G=H,H=O,O=_+C[S+N[F]]|0,F<16?O+=A(T,j,U)+I[0]:F<32?O+=h(T,j,U)+I[1]:F<48?O+=g(T,j,U)+I[2]:F<64?O+=f(T,j,U)+I[3]:O+=v(T,j,U)+I[4],O=O|0,O=y(O,W[F]),O=O+X|0,_=X,X=U,U=y(j,10),j=T,T=O;O=R[1]+G+U|0,R[1]=R[2]+B+X|0,R[2]=R[3]+P+_|0,R[3]=R[4]+q+T|0,R[4]=R[0]+H+j|0,R[0]=O},_doFinalize:function(){var C=this._data,S=C.words,F=this._nDataBytes*8,w=C.sigBytes*8;S[w>>>5]|=128<<24-w%32,S[(w+64>>>9<<4)+14]=(F<<8|F>>>24)&16711935|(F<<24|F>>>8)&4278255360,C.sigBytes=(S.length+1)*4,this._process();for(var b=this._hash,R=b.words,D=0;D<5;D++){var I=R[D];R[D]=(I<<8|I>>>24)&16711935|(I<<24|I>>>8)&4278255360}return b},clone:function(){var C=i.clone.call(this);return C._hash=this._hash.clone(),C}});function v(C,S,F){return C^S^F}function f(C,S,F){return C&S|~C&F}function g(C,S,F){return(C|~S)^F}function h(C,S,F){return C&F|S&~F}function A(C,S,F){return C^(S|~F)}function y(C,S){return C<<S|C>>>32-S}s.RIPEMD160=i._createHelper(E),s.HmacRIPEMD160=i._createHmacHelper(E)})(),t.RIPEMD160})})(ot)),ot.exports}var ct={exports:{}},Un=ct.exports,Lr;function Qt(){return Lr||(Lr=1,(function(c,e){(function(t,r){c.exports=r(z())})(Un,function(t){(function(){var r=t,s=r.lib,n=s.Base,a=r.enc,i=a.Utf8,l=r.algo;l.HMAC=n.extend({init:function(o,u){o=this._hasher=new o.init,typeof u=="string"&&(u=i.parse(u));var m=o.blockSize,d=m*4;u.sigBytes>d&&(u=o.finalize(u)),u.clamp();for(var p=this._oKey=u.clone(),x=this._iKey=u.clone(),E=p.words,v=x.words,f=0;f<m;f++)E[f]^=1549556828,v[f]^=909522486;p.sigBytes=x.sigBytes=d,this.reset()},reset:function(){var o=this._hasher;o.reset(),o.update(this._iKey)},update:function(o){return this._hasher.update(o),this},finalize:function(o){var u=this._hasher,m=u.finalize(o);u.reset();var d=u.finalize(this._oKey.clone().concat(m));return d}})})()})})(ct)),ct.exports}var lt={exports:{}},Wn=lt.exports,qr;function jn(){return qr||(qr=1,(function(c,e){(function(t,r,s){c.exports=r(z(),Kt(),Qt())})(Wn,function(t){return(function(){var r=t,s=r.lib,n=s.Base,a=s.WordArray,i=r.algo,l=i.SHA256,o=i.HMAC,u=i.PBKDF2=n.extend({cfg:n.extend({keySize:128/32,hasher:l,iterations:25e4}),init:function(m){this.cfg=this.cfg.extend(m)},compute:function(m,d){for(var p=this.cfg,x=o.create(p.hasher,m),E=a.create(),v=a.create([1]),f=E.words,g=v.words,h=p.keySize,A=p.iterations;f.length<h;){var y=x.update(d).finalize(v);x.reset();for(var C=y.words,S=C.length,F=y,w=1;w<A;w++){F=x.finalize(F),x.reset();for(var b=F.words,R=0;R<S;R++)C[R]^=b[R]}E.concat(y),g[0]++}return E.sigBytes=h*4,E}});r.PBKDF2=function(m,d,p){return u.create(p).compute(m,d)}})(),t.PBKDF2})})(lt)),lt.exports}var ut={exports:{}},Vn=ut.exports,Gr;function fe(){return Gr||(Gr=1,(function(c,e){(function(t,r,s){c.exports=r(z(),Ss(),Qt())})(Vn,function(t){return(function(){var r=t,s=r.lib,n=s.Base,a=s.WordArray,i=r.algo,l=i.MD5,o=i.EvpKDF=n.extend({cfg:n.extend({keySize:128/32,hasher:l,iterations:1}),init:function(u){this.cfg=this.cfg.extend(u)},compute:function(u,m){for(var d,p=this.cfg,x=p.hasher.create(),E=a.create(),v=E.words,f=p.keySize,g=p.iterations;v.length<f;){d&&x.update(d),d=x.update(u).finalize(m),x.reset();for(var h=1;h<g;h++)d=x.finalize(d),x.reset();E.concat(d)}return E.sigBytes=f*4,E}});r.EvpKDF=function(u,m,d){return o.create(d).compute(u,m)}})(),t.EvpKDF})})(ut)),ut.exports}var dt={exports:{}},Yn=dt.exports,Hr;function K(){return Hr||(Hr=1,(function(c,e){(function(t,r,s){c.exports=r(z(),fe())})(Yn,function(t){t.lib.Cipher||(function(r){var s=t,n=s.lib,a=n.Base,i=n.WordArray,l=n.BufferedBlockAlgorithm,o=s.enc;o.Utf8;var u=o.Base64,m=s.algo,d=m.EvpKDF,p=n.Cipher=l.extend({cfg:a.extend(),createEncryptor:function(b,R){return this.create(this._ENC_XFORM_MODE,b,R)},createDecryptor:function(b,R){return this.create(this._DEC_XFORM_MODE,b,R)},init:function(b,R,D){this.cfg=this.cfg.extend(D),this._xformMode=b,this._key=R,this.reset()},reset:function(){l.reset.call(this),this._doReset()},process:function(b){return this._append(b),this._process()},finalize:function(b){b&&this._append(b);var R=this._doFinalize();return R},keySize:128/32,ivSize:128/32,_ENC_XFORM_MODE:1,_DEC_XFORM_MODE:2,_createHelper:(function(){function b(R){return typeof R=="string"?w:C}return function(R){return{encrypt:function(D,I,M){return b(I).encrypt(R,D,I,M)},decrypt:function(D,I,M){return b(I).decrypt(R,D,I,M)}}}})()});n.StreamCipher=p.extend({_doFinalize:function(){var b=this._process(!0);return b},blockSize:1});var x=s.mode={},E=n.BlockCipherMode=a.extend({createEncryptor:function(b,R){return this.Encryptor.create(b,R)},createDecryptor:function(b,R){return this.Decryptor.create(b,R)},init:function(b,R){this._cipher=b,this._iv=R}}),v=x.CBC=(function(){var b=E.extend();b.Encryptor=b.extend({processBlock:function(D,I){var M=this._cipher,N=M.blockSize;R.call(this,D,I,N),M.encryptBlock(D,I),this._prevBlock=D.slice(I,I+N)}}),b.Decryptor=b.extend({processBlock:function(D,I){var M=this._cipher,N=M.blockSize,k=D.slice(I,I+N);M.decryptBlock(D,I),R.call(this,D,I,N),this._prevBlock=k}});function R(D,I,M){var N,k=this._iv;k?(N=k,this._iv=r):N=this._prevBlock;for(var W=0;W<M;W++)D[I+W]^=N[W]}return b})(),f=s.pad={},g=f.Pkcs7={pad:function(b,R){for(var D=R*4,I=D-b.sigBytes%D,M=I<<24|I<<16|I<<8|I,N=[],k=0;k<I;k+=4)N.push(M);var W=i.create(N,I);b.concat(W)},unpad:function(b){var R=b.words[b.sigBytes-1>>>2]&255;b.sigBytes-=R}};n.BlockCipher=p.extend({cfg:p.cfg.extend({mode:v,padding:g}),reset:function(){var b;p.reset.call(this);var R=this.cfg,D=R.iv,I=R.mode;this._xformMode==this._ENC_XFORM_MODE?b=I.createEncryptor:(b=I.createDecryptor,this._minBufferSize=1),this._mode&&this._mode.__creator==b?this._mode.init(this,D&&D.words):(this._mode=b.call(I,this,D&&D.words),this._mode.__creator=b)},_doProcessBlock:function(b,R){this._mode.processBlock(b,R)},_doFinalize:function(){var b,R=this.cfg.padding;return this._xformMode==this._ENC_XFORM_MODE?(R.pad(this._data,this.blockSize),b=this._process(!0)):(b=this._process(!0),R.unpad(b)),b},blockSize:128/32});var h=n.CipherParams=a.extend({init:function(b){this.mixIn(b)},toString:function(b){return(b||this.formatter).stringify(this)}}),A=s.format={},y=A.OpenSSL={stringify:function(b){var R,D=b.ciphertext,I=b.salt;return I?R=i.create([1398893684,1701076831]).concat(I).concat(D):R=D,R.toString(u)},parse:function(b){var R,D=u.parse(b),I=D.words;return I[0]==1398893684&&I[1]==1701076831&&(R=i.create(I.slice(2,4)),I.splice(0,4),D.sigBytes-=16),h.create({ciphertext:D,salt:R})}},C=n.SerializableCipher=a.extend({cfg:a.extend({format:y}),encrypt:function(b,R,D,I){I=this.cfg.extend(I);var M=b.createEncryptor(D,I),N=M.finalize(R),k=M.cfg;return h.create({ciphertext:N,key:D,iv:k.iv,algorithm:b,mode:k.mode,padding:k.padding,blockSize:b.blockSize,formatter:I.format})},decrypt:function(b,R,D,I){I=this.cfg.extend(I),R=this._parse(R,I.format);var M=b.createDecryptor(D,I).finalize(R.ciphertext);return M},_parse:function(b,R){return typeof b=="string"?R.parse(b,this):b}}),S=s.kdf={},F=S.OpenSSL={execute:function(b,R,D,I,M){if(I||(I=i.random(64/8)),M)var N=d.create({keySize:R+D,hasher:M}).compute(b,I);else var N=d.create({keySize:R+D}).compute(b,I);var k=i.create(N.words.slice(R),D*4);return N.sigBytes=R*4,h.create({key:N,iv:k,salt:I})}},w=n.PasswordBasedCipher=C.extend({cfg:C.cfg.extend({kdf:F}),encrypt:function(b,R,D,I){I=this.cfg.extend(I);var M=I.kdf.execute(D,b.keySize,b.ivSize,I.salt,I.hasher);I.iv=M.iv;var N=C.encrypt.call(this,b,R,M.key,I);return N.mixIn(M),N},decrypt:function(b,R,D,I){I=this.cfg.extend(I),R=this._parse(R,I.format);var M=I.kdf.execute(D,b.keySize,b.ivSize,R.salt,I.hasher);I.iv=M.iv;var N=C.decrypt.call(this,b,R,M.key,I);return N}})})()})})(dt)),dt.exports}var pt={exports:{}},Kn=pt.exports,Ur;function Qn(){return Ur||(Ur=1,(function(c,e){(function(t,r,s){c.exports=r(z(),K())})(Kn,function(t){return t.mode.CFB=(function(){var r=t.lib.BlockCipherMode.extend();r.Encryptor=r.extend({processBlock:function(n,a){var i=this._cipher,l=i.blockSize;s.call(this,n,a,l,i),this._prevBlock=n.slice(a,a+l)}}),r.Decryptor=r.extend({processBlock:function(n,a){var i=this._cipher,l=i.blockSize,o=n.slice(a,a+l);s.call(this,n,a,l,i),this._prevBlock=o}});function s(n,a,i,l){var o,u=this._iv;u?(o=u.slice(0),this._iv=void 0):o=this._prevBlock,l.encryptBlock(o,0);for(var m=0;m<i;m++)n[a+m]^=o[m]}return r})(),t.mode.CFB})})(pt)),pt.exports}var xt={exports:{}},Jn=xt.exports,Wr;function Xn(){return Wr||(Wr=1,(function(c,e){(function(t,r,s){c.exports=r(z(),K())})(Jn,function(t){return t.mode.CTR=(function(){var r=t.lib.BlockCipherMode.extend(),s=r.Encryptor=r.extend({processBlock:function(n,a){var i=this._cipher,l=i.blockSize,o=this._iv,u=this._counter;o&&(u=this._counter=o.slice(0),this._iv=void 0);var m=u.slice(0);i.encryptBlock(m,0),u[l-1]=u[l-1]+1|0;for(var d=0;d<l;d++)n[a+d]^=m[d]}});return r.Decryptor=s,r})(),t.mode.CTR})})(xt)),xt.exports}var mt={exports:{}},Zn=mt.exports,jr;function ea(){return jr||(jr=1,(function(c,e){(function(t,r,s){c.exports=r(z(),K())})(Zn,function(t){/** @preserve
 * Counter block mode compatible with  Dr Brian Gladman fileenc.c
 * derived from CryptoJS.mode.CTR
 * Jan Hruby jhruby.web@gmail.com
 */return t.mode.CTRGladman=(function(){var r=t.lib.BlockCipherMode.extend();function s(i){if((i>>24&255)===255){var l=i>>16&255,o=i>>8&255,u=i&255;l===255?(l=0,o===255?(o=0,u===255?u=0:++u):++o):++l,i=0,i+=l<<16,i+=o<<8,i+=u}else i+=1<<24;return i}function n(i){return(i[0]=s(i[0]))===0&&(i[1]=s(i[1])),i}var a=r.Encryptor=r.extend({processBlock:function(i,l){var o=this._cipher,u=o.blockSize,m=this._iv,d=this._counter;m&&(d=this._counter=m.slice(0),this._iv=void 0),n(d);var p=d.slice(0);o.encryptBlock(p,0);for(var x=0;x<u;x++)i[l+x]^=p[x]}});return r.Decryptor=a,r})(),t.mode.CTRGladman})})(mt)),mt.exports}var ft={exports:{}},ta=ft.exports,Vr;function ra(){return Vr||(Vr=1,(function(c,e){(function(t,r,s){c.exports=r(z(),K())})(ta,function(t){return t.mode.OFB=(function(){var r=t.lib.BlockCipherMode.extend(),s=r.Encryptor=r.extend({processBlock:function(n,a){var i=this._cipher,l=i.blockSize,o=this._iv,u=this._keystream;o&&(u=this._keystream=o.slice(0),this._iv=void 0),i.encryptBlock(u,0);for(var m=0;m<l;m++)n[a+m]^=u[m]}});return r.Decryptor=s,r})(),t.mode.OFB})})(ft)),ft.exports}var ht={exports:{}},sa=ht.exports,Yr;function na(){return Yr||(Yr=1,(function(c,e){(function(t,r,s){c.exports=r(z(),K())})(sa,function(t){return t.mode.ECB=(function(){var r=t.lib.BlockCipherMode.extend();return r.Encryptor=r.extend({processBlock:function(s,n){this._cipher.encryptBlock(s,n)}}),r.Decryptor=r.extend({processBlock:function(s,n){this._cipher.decryptBlock(s,n)}}),r})(),t.mode.ECB})})(ht)),ht.exports}var gt={exports:{}},aa=gt.exports,Kr;function ia(){return Kr||(Kr=1,(function(c,e){(function(t,r,s){c.exports=r(z(),K())})(aa,function(t){return t.pad.AnsiX923={pad:function(r,s){var n=r.sigBytes,a=s*4,i=a-n%a,l=n+i-1;r.clamp(),r.words[l>>>2]|=i<<24-l%4*8,r.sigBytes+=i},unpad:function(r){var s=r.words[r.sigBytes-1>>>2]&255;r.sigBytes-=s}},t.pad.Ansix923})})(gt)),gt.exports}var vt={exports:{}},oa=vt.exports,Qr;function ca(){return Qr||(Qr=1,(function(c,e){(function(t,r,s){c.exports=r(z(),K())})(oa,function(t){return t.pad.Iso10126={pad:function(r,s){var n=s*4,a=n-r.sigBytes%n;r.concat(t.lib.WordArray.random(a-1)).concat(t.lib.WordArray.create([a<<24],1))},unpad:function(r){var s=r.words[r.sigBytes-1>>>2]&255;r.sigBytes-=s}},t.pad.Iso10126})})(vt)),vt.exports}var At={exports:{}},la=At.exports,Jr;function ua(){return Jr||(Jr=1,(function(c,e){(function(t,r,s){c.exports=r(z(),K())})(la,function(t){return t.pad.Iso97971={pad:function(r,s){r.concat(t.lib.WordArray.create([2147483648],1)),t.pad.ZeroPadding.pad(r,s)},unpad:function(r){t.pad.ZeroPadding.unpad(r),r.sigBytes--}},t.pad.Iso97971})})(At)),At.exports}var Et={exports:{}},da=Et.exports,Xr;function pa(){return Xr||(Xr=1,(function(c,e){(function(t,r,s){c.exports=r(z(),K())})(da,function(t){return t.pad.ZeroPadding={pad:function(r,s){var n=s*4;r.clamp(),r.sigBytes+=n-(r.sigBytes%n||n)},unpad:function(r){for(var s=r.words,n=r.sigBytes-1,n=r.sigBytes-1;n>=0;n--)if(s[n>>>2]>>>24-n%4*8&255){r.sigBytes=n+1;break}}},t.pad.ZeroPadding})})(Et)),Et.exports}var yt={exports:{}},xa=yt.exports,Zr;function ma(){return Zr||(Zr=1,(function(c,e){(function(t,r,s){c.exports=r(z(),K())})(xa,function(t){return t.pad.NoPadding={pad:function(){},unpad:function(){}},t.pad.NoPadding})})(yt)),yt.exports}var Ct={exports:{}},fa=Ct.exports,es;function ha(){return es||(es=1,(function(c,e){(function(t,r,s){c.exports=r(z(),K())})(fa,function(t){return(function(r){var s=t,n=s.lib,a=n.CipherParams,i=s.enc,l=i.Hex,o=s.format;o.Hex={stringify:function(u){return u.ciphertext.toString(l)},parse:function(u){var m=l.parse(u);return a.create({ciphertext:m})}}})(),t.format.Hex})})(Ct)),Ct.exports}var bt={exports:{}},ga=bt.exports,ts;function va(){return ts||(ts=1,(function(c,e){(function(t,r,s){c.exports=r(z(),Se(),Re(),fe(),K())})(ga,function(t){return(function(){var r=t,s=r.lib,n=s.BlockCipher,a=r.algo,i=[],l=[],o=[],u=[],m=[],d=[],p=[],x=[],E=[],v=[];(function(){for(var h=[],A=0;A<256;A++)A<128?h[A]=A<<1:h[A]=A<<1^283;for(var y=0,C=0,A=0;A<256;A++){var S=C^C<<1^C<<2^C<<3^C<<4;S=S>>>8^S&255^99,i[y]=S,l[S]=y;var F=h[y],w=h[F],b=h[w],R=h[S]*257^S*16843008;o[y]=R<<24|R>>>8,u[y]=R<<16|R>>>16,m[y]=R<<8|R>>>24,d[y]=R;var R=b*16843009^w*65537^F*257^y*16843008;p[S]=R<<24|R>>>8,x[S]=R<<16|R>>>16,E[S]=R<<8|R>>>24,v[S]=R,y?(y=F^h[h[h[b^F]]],C^=h[h[C]]):y=C=1}})();var f=[0,1,2,4,8,16,32,64,128,27,54],g=a.AES=n.extend({_doReset:function(){var h;if(!(this._nRounds&&this._keyPriorReset===this._key)){for(var A=this._keyPriorReset=this._key,y=A.words,C=A.sigBytes/4,S=this._nRounds=C+6,F=(S+1)*4,w=this._keySchedule=[],b=0;b<F;b++)b<C?w[b]=y[b]:(h=w[b-1],b%C?C>6&&b%C==4&&(h=i[h>>>24]<<24|i[h>>>16&255]<<16|i[h>>>8&255]<<8|i[h&255]):(h=h<<8|h>>>24,h=i[h>>>24]<<24|i[h>>>16&255]<<16|i[h>>>8&255]<<8|i[h&255],h^=f[b/C|0]<<24),w[b]=w[b-C]^h);for(var R=this._invKeySchedule=[],D=0;D<F;D++){var b=F-D;if(D%4)var h=w[b];else var h=w[b-4];D<4||b<=4?R[D]=h:R[D]=p[i[h>>>24]]^x[i[h>>>16&255]]^E[i[h>>>8&255]]^v[i[h&255]]}}},encryptBlock:function(h,A){this._doCryptBlock(h,A,this._keySchedule,o,u,m,d,i)},decryptBlock:function(h,A){var y=h[A+1];h[A+1]=h[A+3],h[A+3]=y,this._doCryptBlock(h,A,this._invKeySchedule,p,x,E,v,l);var y=h[A+1];h[A+1]=h[A+3],h[A+3]=y},_doCryptBlock:function(h,A,y,C,S,F,w,b){for(var R=this._nRounds,D=h[A]^y[0],I=h[A+1]^y[1],M=h[A+2]^y[2],N=h[A+3]^y[3],k=4,W=1;W<R;W++){var q=C[D>>>24]^S[I>>>16&255]^F[M>>>8&255]^w[N&255]^y[k++],H=C[I>>>24]^S[M>>>16&255]^F[N>>>8&255]^w[D&255]^y[k++],G=C[M>>>24]^S[N>>>16&255]^F[D>>>8&255]^w[I&255]^y[k++],B=C[N>>>24]^S[D>>>16&255]^F[I>>>8&255]^w[M&255]^y[k++];D=q,I=H,M=G,N=B}var q=(b[D>>>24]<<24|b[I>>>16&255]<<16|b[M>>>8&255]<<8|b[N&255])^y[k++],H=(b[I>>>24]<<24|b[M>>>16&255]<<16|b[N>>>8&255]<<8|b[D&255])^y[k++],G=(b[M>>>24]<<24|b[N>>>16&255]<<16|b[D>>>8&255]<<8|b[I&255])^y[k++],B=(b[N>>>24]<<24|b[D>>>16&255]<<16|b[I>>>8&255]<<8|b[M&255])^y[k++];h[A]=q,h[A+1]=H,h[A+2]=G,h[A+3]=B},keySize:256/32});r.AES=n._createHelper(g)})(),t.AES})})(bt)),bt.exports}var St={exports:{}},Aa=St.exports,rs;function Ea(){return rs||(rs=1,(function(c,e){(function(t,r,s){c.exports=r(z(),Se(),Re(),fe(),K())})(Aa,function(t){return(function(){var r=t,s=r.lib,n=s.WordArray,a=s.BlockCipher,i=r.algo,l=[57,49,41,33,25,17,9,1,58,50,42,34,26,18,10,2,59,51,43,35,27,19,11,3,60,52,44,36,63,55,47,39,31,23,15,7,62,54,46,38,30,22,14,6,61,53,45,37,29,21,13,5,28,20,12,4],o=[14,17,11,24,1,5,3,28,15,6,21,10,23,19,12,4,26,8,16,7,27,20,13,2,41,52,31,37,47,55,30,40,51,45,33,48,44,49,39,56,34,53,46,42,50,36,29,32],u=[1,2,4,6,8,10,12,14,15,17,19,21,23,25,27,28],m=[{0:8421888,268435456:32768,536870912:8421378,805306368:2,1073741824:512,1342177280:8421890,1610612736:8389122,1879048192:8388608,2147483648:514,2415919104:8389120,2684354560:33280,2952790016:8421376,3221225472:32770,3489660928:8388610,3758096384:0,4026531840:33282,134217728:0,402653184:8421890,671088640:33282,939524096:32768,1207959552:8421888,1476395008:512,1744830464:8421378,2013265920:2,2281701376:8389120,2550136832:33280,2818572288:8421376,3087007744:8389122,3355443200:8388610,3623878656:32770,3892314112:514,4160749568:8388608,1:32768,268435457:2,536870913:8421888,805306369:8388608,1073741825:8421378,1342177281:33280,1610612737:512,1879048193:8389122,2147483649:8421890,2415919105:8421376,2684354561:8388610,2952790017:33282,3221225473:514,3489660929:8389120,3758096385:32770,4026531841:0,134217729:8421890,402653185:8421376,671088641:8388608,939524097:512,1207959553:32768,1476395009:8388610,1744830465:2,2013265921:33282,2281701377:32770,2550136833:8389122,2818572289:514,3087007745:8421888,3355443201:8389120,3623878657:0,3892314113:33280,4160749569:8421378},{0:1074282512,16777216:16384,33554432:524288,50331648:1074266128,67108864:1073741840,83886080:1074282496,100663296:1073758208,117440512:16,134217728:540672,150994944:1073758224,167772160:1073741824,184549376:540688,201326592:524304,218103808:0,234881024:16400,251658240:1074266112,8388608:1073758208,25165824:540688,41943040:16,58720256:1073758224,75497472:1074282512,92274688:1073741824,109051904:524288,125829120:1074266128,142606336:524304,159383552:0,176160768:16384,192937984:1074266112,209715200:1073741840,226492416:540672,243269632:1074282496,260046848:16400,268435456:0,285212672:1074266128,301989888:1073758224,318767104:1074282496,335544320:1074266112,352321536:16,369098752:540688,385875968:16384,402653184:16400,419430400:524288,436207616:524304,452984832:1073741840,469762048:540672,486539264:1073758208,503316480:1073741824,520093696:1074282512,276824064:540688,293601280:524288,310378496:1074266112,327155712:16384,343932928:1073758208,360710144:1074282512,377487360:16,394264576:1073741824,411041792:1074282496,427819008:1073741840,444596224:1073758224,461373440:524304,478150656:0,494927872:16400,511705088:1074266128,528482304:540672},{0:260,1048576:0,2097152:67109120,3145728:65796,4194304:65540,5242880:67108868,6291456:67174660,7340032:67174400,8388608:67108864,9437184:67174656,10485760:65792,11534336:67174404,12582912:67109124,13631488:65536,14680064:4,15728640:256,524288:67174656,1572864:67174404,2621440:0,3670016:67109120,4718592:67108868,5767168:65536,6815744:65540,7864320:260,8912896:4,9961472:256,11010048:67174400,12058624:65796,13107200:65792,14155776:67109124,15204352:67174660,16252928:67108864,16777216:67174656,17825792:65540,18874368:65536,19922944:67109120,20971520:256,22020096:67174660,23068672:67108868,24117248:0,25165824:67109124,26214400:67108864,27262976:4,28311552:65792,29360128:67174400,30408704:260,31457280:65796,32505856:67174404,17301504:67108864,18350080:260,19398656:67174656,20447232:0,21495808:65540,22544384:67109120,23592960:256,24641536:67174404,25690112:65536,26738688:67174660,27787264:65796,28835840:67108868,29884416:67109124,30932992:67174400,31981568:4,33030144:65792},{0:2151682048,65536:2147487808,131072:4198464,196608:2151677952,262144:0,327680:4198400,393216:2147483712,458752:4194368,524288:2147483648,589824:4194304,655360:64,720896:2147487744,786432:2151678016,851968:4160,917504:4096,983040:2151682112,32768:2147487808,98304:64,163840:2151678016,229376:2147487744,294912:4198400,360448:2151682112,425984:0,491520:2151677952,557056:4096,622592:2151682048,688128:4194304,753664:4160,819200:2147483648,884736:4194368,950272:4198464,1015808:2147483712,1048576:4194368,1114112:4198400,1179648:2147483712,1245184:0,1310720:4160,1376256:2151678016,1441792:2151682048,1507328:2147487808,1572864:2151682112,1638400:2147483648,1703936:2151677952,1769472:4198464,1835008:2147487744,1900544:4194304,1966080:64,2031616:4096,1081344:2151677952,1146880:2151682112,1212416:0,1277952:4198400,1343488:4194368,1409024:2147483648,1474560:2147487808,1540096:64,1605632:2147483712,1671168:4096,1736704:2147487744,1802240:2151678016,1867776:4160,1933312:2151682048,1998848:4194304,2064384:4198464},{0:128,4096:17039360,8192:262144,12288:536870912,16384:537133184,20480:16777344,24576:553648256,28672:262272,32768:16777216,36864:537133056,40960:536871040,45056:553910400,49152:553910272,53248:0,57344:17039488,61440:553648128,2048:17039488,6144:553648256,10240:128,14336:17039360,18432:262144,22528:537133184,26624:553910272,30720:536870912,34816:537133056,38912:0,43008:553910400,47104:16777344,51200:536871040,55296:553648128,59392:16777216,63488:262272,65536:262144,69632:128,73728:536870912,77824:553648256,81920:16777344,86016:553910272,90112:537133184,94208:16777216,98304:553910400,102400:553648128,106496:17039360,110592:537133056,114688:262272,118784:536871040,122880:0,126976:17039488,67584:553648256,71680:16777216,75776:17039360,79872:537133184,83968:536870912,88064:17039488,92160:128,96256:553910272,100352:262272,104448:553910400,108544:0,112640:553648128,116736:16777344,120832:262144,124928:537133056,129024:536871040},{0:268435464,256:8192,512:270532608,768:270540808,1024:268443648,1280:2097152,1536:2097160,1792:268435456,2048:0,2304:268443656,2560:2105344,2816:8,3072:270532616,3328:2105352,3584:8200,3840:270540800,128:270532608,384:270540808,640:8,896:2097152,1152:2105352,1408:268435464,1664:268443648,1920:8200,2176:2097160,2432:8192,2688:268443656,2944:270532616,3200:0,3456:270540800,3712:2105344,3968:268435456,4096:268443648,4352:270532616,4608:270540808,4864:8200,5120:2097152,5376:268435456,5632:268435464,5888:2105344,6144:2105352,6400:0,6656:8,6912:270532608,7168:8192,7424:268443656,7680:270540800,7936:2097160,4224:8,4480:2105344,4736:2097152,4992:268435464,5248:268443648,5504:8200,5760:270540808,6016:270532608,6272:270540800,6528:270532616,6784:8192,7040:2105352,7296:2097160,7552:0,7808:268435456,8064:268443656},{0:1048576,16:33555457,32:1024,48:1049601,64:34604033,80:0,96:1,112:34603009,128:33555456,144:1048577,160:33554433,176:34604032,192:34603008,208:1025,224:1049600,240:33554432,8:34603009,24:0,40:33555457,56:34604032,72:1048576,88:33554433,104:33554432,120:1025,136:1049601,152:33555456,168:34603008,184:1048577,200:1024,216:34604033,232:1,248:1049600,256:33554432,272:1048576,288:33555457,304:34603009,320:1048577,336:33555456,352:34604032,368:1049601,384:1025,400:34604033,416:1049600,432:1,448:0,464:34603008,480:33554433,496:1024,264:1049600,280:33555457,296:34603009,312:1,328:33554432,344:1048576,360:1025,376:34604032,392:33554433,408:34603008,424:0,440:34604033,456:1049601,472:1024,488:33555456,504:1048577},{0:134219808,1:131072,2:134217728,3:32,4:131104,5:134350880,6:134350848,7:2048,8:134348800,9:134219776,10:133120,11:134348832,12:2080,13:0,14:134217760,15:133152,2147483648:2048,2147483649:134350880,2147483650:134219808,2147483651:134217728,2147483652:134348800,2147483653:133120,2147483654:133152,2147483655:32,2147483656:134217760,2147483657:2080,2147483658:131104,2147483659:134350848,2147483660:0,2147483661:134348832,2147483662:134219776,2147483663:131072,16:133152,17:134350848,18:32,19:2048,20:134219776,21:134217760,22:134348832,23:131072,24:0,25:131104,26:134348800,27:134219808,28:134350880,29:133120,30:2080,31:134217728,2147483664:131072,2147483665:2048,2147483666:134348832,2147483667:133152,2147483668:32,2147483669:134348800,2147483670:134217728,2147483671:134219808,2147483672:134350880,2147483673:134217760,2147483674:134219776,2147483675:0,2147483676:133120,2147483677:2080,2147483678:131104,2147483679:134350848}],d=[4160749569,528482304,33030144,2064384,129024,8064,504,2147483679],p=i.DES=a.extend({_doReset:function(){for(var f=this._key,g=f.words,h=[],A=0;A<56;A++){var y=l[A]-1;h[A]=g[y>>>5]>>>31-y%32&1}for(var C=this._subKeys=[],S=0;S<16;S++){for(var F=C[S]=[],w=u[S],A=0;A<24;A++)F[A/6|0]|=h[(o[A]-1+w)%28]<<31-A%6,F[4+(A/6|0)]|=h[28+(o[A+24]-1+w)%28]<<31-A%6;F[0]=F[0]<<1|F[0]>>>31;for(var A=1;A<7;A++)F[A]=F[A]>>>(A-1)*4+3;F[7]=F[7]<<5|F[7]>>>27}for(var b=this._invSubKeys=[],A=0;A<16;A++)b[A]=C[15-A]},encryptBlock:function(f,g){this._doCryptBlock(f,g,this._subKeys)},decryptBlock:function(f,g){this._doCryptBlock(f,g,this._invSubKeys)},_doCryptBlock:function(f,g,h){this._lBlock=f[g],this._rBlock=f[g+1],x.call(this,4,252645135),x.call(this,16,65535),E.call(this,2,858993459),E.call(this,8,16711935),x.call(this,1,1431655765);for(var A=0;A<16;A++){for(var y=h[A],C=this._lBlock,S=this._rBlock,F=0,w=0;w<8;w++)F|=m[w][((S^y[w])&d[w])>>>0];this._lBlock=S,this._rBlock=C^F}var b=this._lBlock;this._lBlock=this._rBlock,this._rBlock=b,x.call(this,1,1431655765),E.call(this,8,16711935),E.call(this,2,858993459),x.call(this,16,65535),x.call(this,4,252645135),f[g]=this._lBlock,f[g+1]=this._rBlock},keySize:64/32,ivSize:64/32,blockSize:64/32});function x(f,g){var h=(this._lBlock>>>f^this._rBlock)&g;this._rBlock^=h,this._lBlock^=h<<f}function E(f,g){var h=(this._rBlock>>>f^this._lBlock)&g;this._lBlock^=h,this._rBlock^=h<<f}r.DES=a._createHelper(p);var v=i.TripleDES=a.extend({_doReset:function(){var f=this._key,g=f.words;if(g.length!==2&&g.length!==4&&g.length<6)throw new Error("Invalid key length - 3DES requires the key length to be 64, 128, 192 or >192.");var h=g.slice(0,2),A=g.length<4?g.slice(0,2):g.slice(2,4),y=g.length<6?g.slice(0,2):g.slice(4,6);this._des1=p.createEncryptor(n.create(h)),this._des2=p.createEncryptor(n.create(A)),this._des3=p.createEncryptor(n.create(y))},encryptBlock:function(f,g){this._des1.encryptBlock(f,g),this._des2.decryptBlock(f,g),this._des3.encryptBlock(f,g)},decryptBlock:function(f,g){this._des3.decryptBlock(f,g),this._des2.encryptBlock(f,g),this._des1.decryptBlock(f,g)},keySize:192/32,ivSize:64/32,blockSize:64/32});r.TripleDES=a._createHelper(v)})(),t.TripleDES})})(St)),St.exports}var Rt={exports:{}},ya=Rt.exports,ss;function Ca(){return ss||(ss=1,(function(c,e){(function(t,r,s){c.exports=r(z(),Se(),Re(),fe(),K())})(ya,function(t){return(function(){var r=t,s=r.lib,n=s.StreamCipher,a=r.algo,i=a.RC4=n.extend({_doReset:function(){for(var u=this._key,m=u.words,d=u.sigBytes,p=this._S=[],x=0;x<256;x++)p[x]=x;for(var x=0,E=0;x<256;x++){var v=x%d,f=m[v>>>2]>>>24-v%4*8&255;E=(E+p[x]+f)%256;var g=p[x];p[x]=p[E],p[E]=g}this._i=this._j=0},_doProcessBlock:function(u,m){u[m]^=l.call(this)},keySize:256/32,ivSize:0});function l(){for(var u=this._S,m=this._i,d=this._j,p=0,x=0;x<4;x++){m=(m+1)%256,d=(d+u[m])%256;var E=u[m];u[m]=u[d],u[d]=E,p|=u[(u[m]+u[d])%256]<<24-x*8}return this._i=m,this._j=d,p}r.RC4=n._createHelper(i);var o=a.RC4Drop=i.extend({cfg:i.cfg.extend({drop:192}),_doReset:function(){i._doReset.call(this);for(var u=this.cfg.drop;u>0;u--)l.call(this)}});r.RC4Drop=n._createHelper(o)})(),t.RC4})})(Rt)),Rt.exports}var Ft={exports:{}},ba=Ft.exports,ns;function Sa(){return ns||(ns=1,(function(c,e){(function(t,r,s){c.exports=r(z(),Se(),Re(),fe(),K())})(ba,function(t){return(function(){var r=t,s=r.lib,n=s.StreamCipher,a=r.algo,i=[],l=[],o=[],u=a.Rabbit=n.extend({_doReset:function(){for(var d=this._key.words,p=this.cfg.iv,x=0;x<4;x++)d[x]=(d[x]<<8|d[x]>>>24)&16711935|(d[x]<<24|d[x]>>>8)&4278255360;var E=this._X=[d[0],d[3]<<16|d[2]>>>16,d[1],d[0]<<16|d[3]>>>16,d[2],d[1]<<16|d[0]>>>16,d[3],d[2]<<16|d[1]>>>16],v=this._C=[d[2]<<16|d[2]>>>16,d[0]&4294901760|d[1]&65535,d[3]<<16|d[3]>>>16,d[1]&4294901760|d[2]&65535,d[0]<<16|d[0]>>>16,d[2]&4294901760|d[3]&65535,d[1]<<16|d[1]>>>16,d[3]&4294901760|d[0]&65535];this._b=0;for(var x=0;x<4;x++)m.call(this);for(var x=0;x<8;x++)v[x]^=E[x+4&7];if(p){var f=p.words,g=f[0],h=f[1],A=(g<<8|g>>>24)&16711935|(g<<24|g>>>8)&4278255360,y=(h<<8|h>>>24)&16711935|(h<<24|h>>>8)&4278255360,C=A>>>16|y&4294901760,S=y<<16|A&65535;v[0]^=A,v[1]^=C,v[2]^=y,v[3]^=S,v[4]^=A,v[5]^=C,v[6]^=y,v[7]^=S;for(var x=0;x<4;x++)m.call(this)}},_doProcessBlock:function(d,p){var x=this._X;m.call(this),i[0]=x[0]^x[5]>>>16^x[3]<<16,i[1]=x[2]^x[7]>>>16^x[5]<<16,i[2]=x[4]^x[1]>>>16^x[7]<<16,i[3]=x[6]^x[3]>>>16^x[1]<<16;for(var E=0;E<4;E++)i[E]=(i[E]<<8|i[E]>>>24)&16711935|(i[E]<<24|i[E]>>>8)&4278255360,d[p+E]^=i[E]},blockSize:128/32,ivSize:64/32});function m(){for(var d=this._X,p=this._C,x=0;x<8;x++)l[x]=p[x];p[0]=p[0]+1295307597+this._b|0,p[1]=p[1]+3545052371+(p[0]>>>0<l[0]>>>0?1:0)|0,p[2]=p[2]+886263092+(p[1]>>>0<l[1]>>>0?1:0)|0,p[3]=p[3]+1295307597+(p[2]>>>0<l[2]>>>0?1:0)|0,p[4]=p[4]+3545052371+(p[3]>>>0<l[3]>>>0?1:0)|0,p[5]=p[5]+886263092+(p[4]>>>0<l[4]>>>0?1:0)|0,p[6]=p[6]+1295307597+(p[5]>>>0<l[5]>>>0?1:0)|0,p[7]=p[7]+3545052371+(p[6]>>>0<l[6]>>>0?1:0)|0,this._b=p[7]>>>0<l[7]>>>0?1:0;for(var x=0;x<8;x++){var E=d[x]+p[x],v=E&65535,f=E>>>16,g=((v*v>>>17)+v*f>>>15)+f*f,h=((E&4294901760)*E|0)+((E&65535)*E|0);o[x]=g^h}d[0]=o[0]+(o[7]<<16|o[7]>>>16)+(o[6]<<16|o[6]>>>16)|0,d[1]=o[1]+(o[0]<<8|o[0]>>>24)+o[7]|0,d[2]=o[2]+(o[1]<<16|o[1]>>>16)+(o[0]<<16|o[0]>>>16)|0,d[3]=o[3]+(o[2]<<8|o[2]>>>24)+o[1]|0,d[4]=o[4]+(o[3]<<16|o[3]>>>16)+(o[2]<<16|o[2]>>>16)|0,d[5]=o[5]+(o[4]<<8|o[4]>>>24)+o[3]|0,d[6]=o[6]+(o[5]<<16|o[5]>>>16)+(o[4]<<16|o[4]>>>16)|0,d[7]=o[7]+(o[6]<<8|o[6]>>>24)+o[5]|0}r.Rabbit=n._createHelper(u)})(),t.Rabbit})})(Ft)),Ft.exports}var Dt={exports:{}},Ra=Dt.exports,as;function Fa(){return as||(as=1,(function(c,e){(function(t,r,s){c.exports=r(z(),Se(),Re(),fe(),K())})(Ra,function(t){return(function(){var r=t,s=r.lib,n=s.StreamCipher,a=r.algo,i=[],l=[],o=[],u=a.RabbitLegacy=n.extend({_doReset:function(){var d=this._key.words,p=this.cfg.iv,x=this._X=[d[0],d[3]<<16|d[2]>>>16,d[1],d[0]<<16|d[3]>>>16,d[2],d[1]<<16|d[0]>>>16,d[3],d[2]<<16|d[1]>>>16],E=this._C=[d[2]<<16|d[2]>>>16,d[0]&4294901760|d[1]&65535,d[3]<<16|d[3]>>>16,d[1]&4294901760|d[2]&65535,d[0]<<16|d[0]>>>16,d[2]&4294901760|d[3]&65535,d[1]<<16|d[1]>>>16,d[3]&4294901760|d[0]&65535];this._b=0;for(var v=0;v<4;v++)m.call(this);for(var v=0;v<8;v++)E[v]^=x[v+4&7];if(p){var f=p.words,g=f[0],h=f[1],A=(g<<8|g>>>24)&16711935|(g<<24|g>>>8)&4278255360,y=(h<<8|h>>>24)&16711935|(h<<24|h>>>8)&4278255360,C=A>>>16|y&4294901760,S=y<<16|A&65535;E[0]^=A,E[1]^=C,E[2]^=y,E[3]^=S,E[4]^=A,E[5]^=C,E[6]^=y,E[7]^=S;for(var v=0;v<4;v++)m.call(this)}},_doProcessBlock:function(d,p){var x=this._X;m.call(this),i[0]=x[0]^x[5]>>>16^x[3]<<16,i[1]=x[2]^x[7]>>>16^x[5]<<16,i[2]=x[4]^x[1]>>>16^x[7]<<16,i[3]=x[6]^x[3]>>>16^x[1]<<16;for(var E=0;E<4;E++)i[E]=(i[E]<<8|i[E]>>>24)&16711935|(i[E]<<24|i[E]>>>8)&4278255360,d[p+E]^=i[E]},blockSize:128/32,ivSize:64/32});function m(){for(var d=this._X,p=this._C,x=0;x<8;x++)l[x]=p[x];p[0]=p[0]+1295307597+this._b|0,p[1]=p[1]+3545052371+(p[0]>>>0<l[0]>>>0?1:0)|0,p[2]=p[2]+886263092+(p[1]>>>0<l[1]>>>0?1:0)|0,p[3]=p[3]+1295307597+(p[2]>>>0<l[2]>>>0?1:0)|0,p[4]=p[4]+3545052371+(p[3]>>>0<l[3]>>>0?1:0)|0,p[5]=p[5]+886263092+(p[4]>>>0<l[4]>>>0?1:0)|0,p[6]=p[6]+1295307597+(p[5]>>>0<l[5]>>>0?1:0)|0,p[7]=p[7]+3545052371+(p[6]>>>0<l[6]>>>0?1:0)|0,this._b=p[7]>>>0<l[7]>>>0?1:0;for(var x=0;x<8;x++){var E=d[x]+p[x],v=E&65535,f=E>>>16,g=((v*v>>>17)+v*f>>>15)+f*f,h=((E&4294901760)*E|0)+((E&65535)*E|0);o[x]=g^h}d[0]=o[0]+(o[7]<<16|o[7]>>>16)+(o[6]<<16|o[6]>>>16)|0,d[1]=o[1]+(o[0]<<8|o[0]>>>24)+o[7]|0,d[2]=o[2]+(o[1]<<16|o[1]>>>16)+(o[0]<<16|o[0]>>>16)|0,d[3]=o[3]+(o[2]<<8|o[2]>>>24)+o[1]|0,d[4]=o[4]+(o[3]<<16|o[3]>>>16)+(o[2]<<16|o[2]>>>16)|0,d[5]=o[5]+(o[4]<<8|o[4]>>>24)+o[3]|0,d[6]=o[6]+(o[5]<<16|o[5]>>>16)+(o[4]<<16|o[4]>>>16)|0,d[7]=o[7]+(o[6]<<8|o[6]>>>24)+o[5]|0}r.RabbitLegacy=n._createHelper(u)})(),t.RabbitLegacy})})(Dt)),Dt.exports}var Bt={exports:{}},Da=Bt.exports,is;function Ba(){return is||(is=1,(function(c,e){(function(t,r,s){c.exports=r(z(),Se(),Re(),fe(),K())})(Da,function(t){return(function(){var r=t,s=r.lib,n=s.BlockCipher,a=r.algo;const 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u={pbox:[],sbox:[]};function m(v,f){let g=f>>24&255,h=f>>16&255,A=f>>8&255,y=f&255,C=v.sbox[0][g]+v.sbox[1][h];return C=C^v.sbox[2][A],C=C+v.sbox[3][y],C}function d(v,f,g){let h=f,A=g,y;for(let C=0;C<i;++C)h=h^v.pbox[C],A=m(v,h)^A,y=h,h=A,A=y;return y=h,h=A,A=y,A=A^v.pbox[i],h=h^v.pbox[i+1],{left:h,right:A}}function p(v,f,g){let h=f,A=g,y;for(let C=i+1;C>1;--C)h=h^v.pbox[C],A=m(v,h)^A,y=h,h=A,A=y;return y=h,h=A,A=y,A=A^v.pbox[1],h=h^v.pbox[0],{left:h,right:A}}function x(v,f,g){for(let S=0;S<4;S++){v.sbox[S]=[];for(let F=0;F<256;F++)v.sbox[S][F]=o[S][F]}let h=0;for(let S=0;S<i+2;S++)v.pbox[S]=l[S]^f[h],h++,h>=g&&(h=0);let A=0,y=0,C=0;for(let S=0;S<i+2;S+=2)C=d(v,A,y),A=C.left,y=C.right,v.pbox[S]=A,v.pbox[S+1]=y;for(let S=0;S<4;S++)for(let F=0;F<256;F+=2)C=d(v,A,y),A=C.left,y=C.right,v.sbox[S][F]=A,v.sbox[S][F+1]=y;return!0}var E=a.Blowfish=n.extend({_doReset:function(){if(this._keyPriorReset!==this._key){var v=this._keyPriorReset=this._key,f=v.words,g=v.sigBytes/4;x(u,f,g)}},encryptBlock:function(v,f){var g=d(u,v[f],v[f+1]);v[f]=g.left,v[f+1]=g.right},decryptBlock:function(v,f){var g=p(u,v[f],v[f+1]);v[f]=g.left,v[f+1]=g.right},blockSize:64/32,keySize:128/32,ivSize:64/32});r.Blowfish=n._createHelper(E)})(),t.Blowfish})})(Bt)),Bt.exports}var Ia=Ve.exports,os;function Ta(){return os||(os=1,(function(c,e){(function(t,r,s){c.exports=r(z(),Tt(),Fn(),Bn(),Se(),Pn(),Re(),Ss(),Kt(),kn(),Rs(),$n(),qn(),Hn(),Qt(),jn(),fe(),K(),Qn(),Xn(),ea(),ra(),na(),ia(),ca(),ua(),pa(),ma(),ha(),va(),Ea(),Ca(),Sa(),Fa(),Ba())})(Ia,function(t){return t})})(Ve)),Ve.exports}var Pa=Ta();const ae=Qs(Pa),le=class le{constructor(e={}){L(this,"key");L(this,"prefix");L(this,"version");this.key=e.key||this.generateSecureKey(),this.prefix=e.prefix||le.DEFAULT_PREFIX,this.version=e.version||le.VERSION}generateSecureKey(){const e=Date.now().toString(),t=Math.random().toString(),r=navigator.userAgent,s=`${screen.width}x${screen.height}`,n=`${e}-${t}-${r}-${s}`;return ae.SHA256(n).toString()}generateSalt(){const e=new Uint8Array(16);return crypto.getRandomValues(e),Array.from(e,t=>t.toString(16).padStart(2,"0")).join("")}generateIV(){const e=new Uint8Array(12);return crypto.getRandomValues(e),Array.from(e,t=>t.toString(16).padStart(2,"0")).join("")}deriveKey(e,t){return ae.PBKDF2(e,t,{keySize:le.KEY_SIZE/32,iterations:le.PBKDF2_ITERATIONS}).toString()}encrypt(e,t){const r=this.generateSalt(),s=this.generateIV(),n=this.deriveKey(t,r);return{data:ae.AES.encrypt(e,n,{iv:ae.enc.Hex.parse(s),mode:ae.mode.GCM,padding:ae.pad.NoPadding}).toString(),iv:s,salt:r,version:this.version,timestamp:Date.now()}}decrypt(e,t){try{const r=this.deriveKey(t,e.salt);return ae.AES.decrypt(e.data,r,{iv:ae.enc.Hex.parse(e.iv),mode:ae.mode.GCM,padding:ae.pad.NoPadding}).toString(ae.enc.Utf8)}catch{throw new Error("Échec du déchiffrement: données corrompues ou clé incorrecte")}}setItem(e,t){try{const r=JSON.stringify(t),s=this.encrypt(r,this.key),n=this.prefix+e;localStorage.setItem(n,JSON.stringify(s))}catch{throw new Error("Impossible de chiffrer les données")}}getItem(e){try{const t=this.prefix+e,r=localStorage.getItem(t);if(!r)return null;const s=JSON.parse(r);s.version,this.version;const n=this.decrypt(s,this.key);return JSON.parse(n)}catch{return null}}removeItem(e){const t=this.prefix+e;localStorage.removeItem(t)}hasItem(e){const t=this.prefix+e;return localStorage.getItem(t)!==null}clear(){Object.keys(localStorage).forEach(t=>{t.startsWith(this.prefix)&&localStorage.removeItem(t)})}keys(){return Object.keys(localStorage).filter(t=>t.startsWith(this.prefix)).map(t=>t.substring(this.prefix.length))}migrateUnsecureData(e){const t=e;this.prefix+e;const r=localStorage.getItem(t);if(!r)return!1;try{const s=JSON.parse(r);return this.setItem(e,s),localStorage.removeItem(t),!0}catch{return!1}}getKey(){return this.key}setKey(e){this.key=e}};L(le,"DEFAULT_PREFIX","secure_"),L(le,"VERSION","1.0.0"),L(le,"PBKDF2_ITERATIONS",1e5),L(le,"KEY_SIZE",256);let Ht=le;const Y=new Ht,cs=["profil","revenus","actifs","prestations","depenses","budget","optimisations","plan","rapports"];class Fs{keyFor(e,t){return`scenario:${e}:${t}`}getProfile(e){const t=this.keyFor(e,"profile");return Y.getItem(t)??this.readLocalStorageFallback(t)}getRevenus(e){const t=this.keyFor(e,"revenus");return(Y.getItem(t)??this.readLocalStorageFallback(t))||[]}getActifs(e){const t=this.keyFor(e,"actifs");return(Y.getItem(t)??this.readLocalStorageFallback(t))||[]}getPrestations(e){const t=this.keyFor(e,"prestations");return Y.getItem(t)??this.readLocalStorageFallback(t)}getDepenses(e){const t=this.keyFor(e,"depenses");return(Y.getItem(t)??this.readLocalStorageFallback(t))||[]}readLocalStorageFallback(e){try{const t=localStorage.getItem(e);return t?JSON.parse(t):null}catch{return null}}}class wa{constructor(e=new Fs){this.provider=e}validateStep(e,t){switch(e){case"profil":return this.validateProfil(t);case"revenus":return this.validateRevenus(t);case"actifs":return this.validateActifs(t);case"prestations":return this.validatePrestations(t);case"depenses":return this.validateDepenses(t);case"budget":return[...this.validateProfil(t),...this.validateRevenus(t),...this.validateActifs(t),...this.validatePrestations(t),...this.validateDepenses(t)];case"optimisations":case"plan":case"rapports":return this.validateStep("budget",t)}}computeCompleteness(e,t){return e.map(r=>{const s=this.validateStep(r,t);return{step:r,complete:s.length===0,missing:s}})}validateProfil(e){const t=[],r=this.provider.getProfile(e);return r?(r.birthDate||t.push({path:"profil.birthDate",label:"Date de naissance",severity:"error",help:"Entrez votre date de naissance (AAAA-MM-JJ)"}),r.province||t.push({path:"profil.province",label:"Province de résidence",severity:"error",help:"Sélectionnez votre province"}),r.status||t.push({path:"profil.status",label:"Statut (actif/sans emploi/retraité)",severity:"error",help:"Choisissez votre statut actuel"}),r.hasSpouse&&!r.spouse?.birthDate&&t.push({path:"profil.spouse.birthDate",label:"Date de naissance du conjoint",severity:"warning",help:"Recommandé pour des calculs conjoints"}),t):(t.push({path:"profil",label:"Profil",severity:"error",help:"Renseignez votre profil de base"}),t)}validateRevenus(e){const t=[],r=this.provider.getRevenus(e);return(!r||r.length===0)&&t.push({path:"revenus",label:"Revenus",severity:"error",help:"Ajoutez au moins une source de revenu (salaire, autonome, AE, pensions, etc.)"}),t}validateActifs(e){const t=[],r=this.provider.getActifs(e);return r?(Array.isArray(r)&&r.length===0&&t.push({path:"actifs",label:"Actifs/Investissements (optionnel)",severity:"info",help:"Aucun actif déclaré. Vous pouvez passer à la suite si cela reflète votre situation."}),t):(t.push({path:"actifs",label:"Actifs/Investissements",severity:"error",help:"Initialisez vos comptes (REER, CELI, non-enregistré, etc.)"}),t)}validatePrestations(e){const t=[],r=this.provider.getPrestations(e);if(!r)return t.push({path:"prestations",label:"Prestations gouvernementales",severity:"error",help:"Renseignez la RRQ/CPP et SV/OAS (âge souhaité et/ou estimations)"}),t;const s=r.rrqTargetAge,n=r.rrqEstimates&&(r.rrqEstimates.at60||r.rrqEstimates.at65||r.rrqEstimates.at70||r.rrqEstimates.at72);!(typeof s=="number"&&s>=60&&s<=72)&&!n&&t.push({path:"prestations.rrqTargetAge",label:"Âge cible RRQ (60–72) ou estimation RRQ",severity:"error",help:"Sélectionnez un âge RRQ ou fournissez des estimations"});const a=r.oasTargetAge,i=r.oasEstimates&&(r.oasEstimates.baseAt65||r.oasEstimates.deferralIncreasePctPerMonth);return!(typeof a=="number"&&a>=65&&a<=70)&&!i&&t.push({path:"prestations.oasTargetAge",label:"Âge cible SV (65–70) ou estimation SV",severity:"error",help:"Sélectionnez un âge SV ou fournissez des estimations"}),t}validateDepenses(e){const t=[],r=this.provider.getDepenses(e);return!r||r.length===0?t.push({path:"depenses",label:"Dépenses",severity:"error",help:"Ajoutez au moins une dépense (logement, nourriture, assurances, etc.)"}):r.some(n=>["housing","groceries","utilities"].includes(n?.category))||t.push({path:"depenses",label:"Dépenses essentielles",severity:"warning",help:"Aucune dépense essentielle détectée (logement, épicerie, électricité). Vérifiez vos entrées."}),t}}const Ee=class Ee{constructor(){L(this,"validator");const e=new Fs;this.validator=new wa(e)}static getInstance(){return Ee.instance||(Ee.instance=new Ee),Ee.instance}stateKey(e){return`wizard:${e}:state`}getState(e){const t=this.stateKey(e);return Y.getItem(t)||{currentStep:"profil",scenarioId:e,lastSavedAt:Date.now(),mode:"guide"}}saveState(e){const t=this.stateKey(e.scenarioId);Y.setItem(t,{...e,lastSavedAt:Date.now()})}async getProgress(e){const t=cs,r=this.validator.computeCompleteness(t,e),s=r.filter(o=>o.complete).length,n=Math.round(s/t.length*100),a=r.find(o=>!o.complete)?.step,l=this.getState(e).currentStep||t[0];return{steps:r,current:l,nextIncomplete:a,percent:n}}async getNextIncompleteStep(e){const t=cs;return this.validator.computeCompleteness(t,e).find(s=>!s.complete)?.step||null}async canProceed(e,t){const r=this.validator.validateStep(e,t);return{ok:r.length===0,missing:r}}async markStepComplete(e,t){const r=this.getState(t);this.saveState({...r,currentStep:e})}async goTo(e,t){const r=this.getState(t);this.saveState({...r,currentStep:e})}async setMode(e,t){const r=this.getState(t);this.saveState({...r,mode:e})}prestationsKey(e){return`scenario:${e}:prestations`}async applyRRQAge(e,t){if(typeof e!="number"||e<60||e>72)throw new Error("Âge RRQ invalide (doit être 60–72)");const r=this.prestationsKey(t),n={...Y.getItem(r)||{},rrqTargetAge:e};Y.setItem(r,n);const a=this.getState(t);this.saveState({...a,currentStep:"budget"})}async applyOASAge(e,t){if(typeof e!="number"||e<65||e>70)throw new Error("Âge SV invalide (doit être 65–70)");const r=this.prestationsKey(t),n={...Y.getItem(r)||{},oasTargetAge:e};Y.setItem(r,n);const a=this.getState(t);this.saveState({...a,currentStep:"budget"})}withdrawalKey(e){return`scenario:${e}:withdrawal`}async applyWithdrawalOrder(e,t){if(!Array.isArray(e)||e.length===0)throw new Error("Ordre de retrait invalide");const r=this.withdrawalKey(t),n={...Y.getItem(r)||{},order:e,appliedAt:Date.now()};Y.setItem(r,n);const a=this.getState(t);this.saveState({...a,currentStep:"optimisations"})}};L(Ee,"instance");let Ut=Ee;const Oi=Ut.getInstance(),Ds=c=>`scenario:${c}:notifications`;function ls(c){return c.toISOString().split("T")[0]}function _a(c){const[e,t,r]=c.split("-").map(Number);return new Date(e,(t||1)-1,r||1)}function us(){return`n-${Date.now().toString(36)}-${Math.random().toString(36).slice(2,8)}`}function $t(c){const e=Ds(c);try{return Y.getItem(e)??JSON.parse(localStorage.getItem(e)||"[]")}catch{return[]}}function Lt(c,e){const t=Ds(c);Y.setItem(t,e);try{localStorage.setItem(t,JSON.stringify(e))}catch{}}class Wt{static list(e){return $t(e)}static clear(e){Lt(e,[])}static scheduleSeries(e){const t=e.leads&&e.leads.length>0?e.leads:[90,60,30],r=e.title||Wt.defaultTitle(e.type),s=e.message||Wt.defaultMessage(e.type),n=_a(e.targetDateISO),a=Date.now(),i=$t(e.scenarioId),l=[];return t.forEach(o=>{const u=new Date(n);u.setDate(u.getDate()-o);const m=ls(u),d={id:us(),scenarioId:e.scenarioId,type:e.type,title:`${r} — ${o} j`,message:s,dateISO:m,createdAt:a,meta:{...e.meta||{},leadDays:o,targetDateISO:e.targetDateISO}};l.push(d)}),Lt(e.scenarioId,[...i,...l]),l}static scheduleRRQ(e){return this.scheduleSeries({type:"RRQ_APPLICATION",scenarioId:e.scenarioId,targetDateISO:e.targetDateISO,title:e.title,message:e.message})}static scheduleSV(e){return this.scheduleSeries({type:"OAS_APPLICATION",scenarioId:e.scenarioId,targetDateISO:e.targetDateISO,title:e.title,message:e.message})}static scheduleFERRConversion(e){return this.scheduleSeries({type:"FERR_CONVERSION",scenarioId:e.scenarioId,targetDateISO:e.seventyOneBirthdayISO,title:e.title||"Conversion FERR (71 ans)",message:e.message||"Planifier la conversion du REER en FERR et revoir l’ordre de retraits."})}static scheduleWithdrawalNotice(e){return this.scheduleSeries({type:"WITHDRAWAL_NOTICE",scenarioId:e.scenarioId,targetDateISO:e.dateISO,title:e.title||"Préavis de retrait",message:e.message||"Préparer un retrait et vérifier les impacts fiscaux."})}static scheduleMonthEndSync(e){const t=Math.max(1,Math.min(12,Number(e.months||3))),r=new Date,s=[],n=$t(e.scenarioId),a="Rappel fin de mois",i="Synchroniser budget/dépenses et enregistrer un instantané.",l=Date.now();for(let o=0;o<t;o++){const u=new Date(r.getFullYear(),r.getMonth()+o+1,0);s.push({id:us(),scenarioId:e.scenarioId,type:"MONTH_END_SYNC",title:a,message:i,dateISO:ls(u),createdAt:l})}return Lt(e.scenarioId,[...n,...s]),s}static defaultTitle(e){switch(e){case"RRQ_APPLICATION":return"Demande RRQ";case"OAS_APPLICATION":return"Demande SV";case"FERR_CONVERSION":return"Conversion FERR";case"WITHDRAWAL_NOTICE":return"Préavis de retrait";case"MONTH_END_SYNC":return"Rappel fin de mois";default:return"Rappel"}}static defaultMessage(e){switch(e){case"RRQ_APPLICATION":return"Vérifier l’âge cible et préparer la demande RRQ.";case"OAS_APPLICATION":return"Préparer la demande de Sécurité de la vieillesse (SV).";case"FERR_CONVERSION":return"Préparer la conversion REER→FERR et ajuster les retraits.";case"WITHDRAWAL_NOTICE":return"Planifier un retrait et vérifier les impacts fiscaux.";case"MONTH_END_SYNC":return"Synchroniser budget et dépenses; enregistrer un instantané.";default:return"Rappel planifié."}}}class Q{static yearFraction(e,t){return(t.getTime()-e.getTime())/864e5/365.25}static npvAtRate(e,t){if(!e.length)return 0;const r=e[0].date;return e.reduce((s,n)=>{const a=Q.yearFraction(r,n.date);return s+n.amount/Math.pow(1+t,a)},0)}static findBracket(e,t=-.999,r=10,s=[-.999,-.9,-.5,-.2,-.1,0,.05,.1,.2,.5,1,2,5,10]){let n=s[0],a=Q.npvAtRate(e,n);for(let i=1;i<s.length;i++){const l=s[i];if(l<t||l>r)continue;const o=Q.npvAtRate(e,l);if(a===0)return[n,n];if(o===0)return[l,l];if(o*a<0)return[n,l];n=l,a=o}return null}static bisectionIRR(e,t,r,s){const n=s?.maxIterations??100,a=s?.tolerance??1e-7;let i=Q.npvAtRate(e,t),l=Q.npvAtRate(e,r);if(i===0)return t;if(l===0)return r;if(i*l>0)return 0;let o=t,u=r;for(let m=0;m<n;m++){const d=(o+u)/2,p=Q.npvAtRate(e,d);if(Math.abs(p)<a||Math.abs(u-o)<a)return d;i*p<0?(u=d,l=p):(o=d,i=p)}return(o+u)/2}static irr(e,t){const r=e.some(d=>d.amount>0),s=e.some(d=>d.amount<0);if(!r||!s)return 0;const n=t?.guess??.1,a=t?.maxIterations??100,i=t?.tolerance??1e-7,l=t?.lowerBound??-.999,o=t?.upperBound??10;let u=n;for(let d=0;d<a;d++){const p=Q.npvAtRate(e,u);if(Math.abs(p)<i)return u;const x=1e-6,E=Q.npvAtRate(e,u+x),v=Q.npvAtRate(e,u-x),f=(E-v)/(2*x);if(Math.abs(f)<1e-12||!isFinite(f))break;const g=u-p/f;if(!isFinite(g)||g<=l||g>=o)break;u=g}const m=Q.findBracket(e,l,o);return m?Q.bisectionIRR(e,m[0],m[1],t):0}static xirr(e,t){const r=[...e].sort((s,n)=>s.date.getTime()-n.date.getTime());return Q.irr(r,t)}static twr(e){if(!e.length)return{totalReturn:0};let t=1,r,s;e.forEach((i,l)=>{const o=i.startValue,u=i.endValue,m=i.netFlow??0;if(o<=0)return;const d=(u-m)/o;d>0&&(t*=d),l===0&&(r=i.startDate),l===e.length-1&&(s=i.endDate)});const n=t-1;let a;if(r&&s){const i=Q.yearFraction(r,s);i>0&&(a=Math.pow(1+n,1/i)-1)}return{totalReturn:n,annualizedReturn:a}}static mwr(e,t){return Q.xirr(e,t)}static annualize(e,t){return t<=0?e:Math.pow(1+e,1/t)-1}static buildTwrPeriods(e){if(!e||e.length<2)return[];const t=[...e].sort((s,n)=>s.date.getTime()-n.date.getTime()),r=[];for(let s=1;s<t.length;s++){const n=t[s-1],a=t[s];!isFinite(n.value)||!isFinite(a.value)||n.value<=0||r.push({startDate:n.date,endDate:a.date,startValue:n.value,endValue:a.value,netFlow:a.netFlow??0})}return r}}const de=class de{static async ensureLogoDataUrl(){if(this.logoDataUrl)return this.logoDataUrl;try{const e=await fetch("/logo-planretraite.png",{cache:"force-cache"});if(!e.ok)return null;const t=await e.blob();return await new Promise(r=>{const s=new FileReader;s.onload=()=>{this.logoDataUrl=s.result||null,r(this.logoDataUrl)},s.onerror=()=>r(null),s.readAsDataURL(t)})}catch{return null}}static async generateLongevityReport(e,t,r={}){const{includeCharts:s=!0,includeComparisons:n=!0,includeCoupleAnalysis:a=!0,includeRecommendations:i=!0,language:l="fr",reportTitle:o,authorName:u}=r,m=new ce({unit:"mm",format:"letter"});let d=this.MARGIN;return d=this.addTitlePage(m,e,t,{title:o,author:u,language:l}),d=this.addExecutiveSummary(m,e,t,d,l),d=this.addPersonalAnalysis(m,e,t,d,l),s&&(d=this.addChartsSection(m,e,d,l)),n&&(d=this.addComparisonsSection(m,e,t,d,l)),a&&this.hasCoupleData(e)&&(d=this.addCoupleAnalysisSection(m,e,d,l)),i&&(d=this.addRecommendationsSection(m,e,t,d,l)),await this.addFooterWithLogo(m,l),m.output("blob")}static addTitlePage(e,t,r,s){const{title:n,author:a,language:i}=s,l=i==="fr";e.setFillColor(240,248,255),e.rect(0,0,this.PAGE_WIDTH,this.PAGE_HEIGHT,"F"),e.setFontSize(24),e.setTextColor(31,41,55);const o=n||(l?"Rapport d'Analyse de Longévité":"Longevity Analysis Report");e.text(o,this.PAGE_WIDTH/2,80,{align:"center"}),e.setFontSize(16),e.setTextColor(107,114,128);const u=l?"Analyse Personnalisée et Recommandations":"Personalized Analysis and Recommendations";e.text(u,this.PAGE_WIDTH/2,100,{align:"center"}),e.setFontSize(12),e.setTextColor(75,85,99);const m=this.getUserInfo(t,l);e.text(m,this.PAGE_WIDTH/2,130,{align:"center"}),e.setFontSize(18),e.setTextColor(16,185,129);const d=`${r.toFixed(1)} ${l?"ans d'espérance de vie":"years life expectancy"}`;e.text(d,this.PAGE_WIDTH/2,160,{align:"center"}),e.setFontSize(10),e.setTextColor(107,114,128);const p=new Date().toLocaleDateString(i==="fr"?"fr-CA":"en-CA");e.text(`${l?"Généré le":"Generated on"} ${p}`,this.PAGE_WIDTH/2,200,{align:"center"}),a&&e.text(`${l?"Par":"By"} ${a}`,this.PAGE_WIDTH/2,210,{align:"center"}),e.setFontSize(8),e.setTextColor(156,163,175);const x=l?"Rapport confidentiel - À usage personnel uniquement":"Confidential Report - For personal use only";return e.text(x,this.PAGE_WIDTH/2,280,{align:"center"}),this.MARGIN}static addExecutiveSummary(e,t,r,s,n){const a=n==="fr";e.addPage();let i=this.MARGIN;return e.setFontSize(18),e.setTextColor(31,41,55),e.text(a?"Résumé Exécutif":"Executive Summary",this.MARGIN,i),i+=15,e.setFontSize(12),this.generateExecutiveSummary(t,r,a).forEach(o=>{i>this.PAGE_HEIGHT-30&&(e.addPage(),i=this.MARGIN),e.setTextColor(75,85,99);const u=e.splitTextToSize(o,this.CONTENT_WIDTH);e.text(u,this.MARGIN,i),i+=u.length*5+5}),i+10}static addPersonalAnalysis(e,t,r,s,n){const a=n==="fr";e.addPage();let i=this.MARGIN;return e.setFontSize(18),e.setTextColor(31,41,55),e.text(a?"Analyse Personnelle":"Personal Analysis",this.MARGIN,i),i+=15,e.setFontSize(12),this.generatePersonalAnalysis(t,r,a).forEach(o=>{i>this.PAGE_HEIGHT-50&&(e.addPage(),i=this.MARGIN),e.setFontSize(14),e.setTextColor(31,41,55),e.text(o.title,this.MARGIN,i),i+=10,e.setFontSize(11),e.setTextColor(75,85,99),o.content.forEach(u=>{const m=e.splitTextToSize(u,this.CONTENT_WIDTH);e.text(m,this.MARGIN+5,i),i+=m.length*5+3}),i+=5}),i+10}static addChartsSection(e,t,r,s){const n=s==="fr";e.addPage();let a=this.MARGIN;e.setFontSize(18),e.setTextColor(31,41,55),e.text(n?"Visualisations et Graphiques":"Charts and Visualizations",this.MARGIN,a),a+=15,e.setFontSize(12),e.setTextColor(107,114,128);const i=n?"Les graphiques interactifs sont disponibles dans la version web de l'application.":"Interactive charts are available in the web version of the application.",l=e.splitTextToSize(i,this.CONTENT_WIDTH);return e.text(l,this.MARGIN,a),a+=l.length*5+10,a}static addComparisonsSection(e,t,r,s,n){const a=n==="fr";e.addPage();let i=this.MARGIN;e.setFontSize(18),e.setTextColor(31,41,55),e.text(a?"Comparaisons Provinciales":"Provincial Comparisons",this.MARGIN,i),i+=15;const l=this.generateComparisonData(t,r,a);return e.setFontSize(12),l.forEach(o=>{i>this.PAGE_HEIGHT-30&&(e.addPage(),i=this.MARGIN),e.setTextColor(75,85,99);const u=e.splitTextToSize(o,this.CONTENT_WIDTH);e.text(u,this.MARGIN,i),i+=u.length*5+5}),i+10}static addCoupleAnalysisSection(e,t,r,s){const n=s==="fr";e.addPage();let a=this.MARGIN;e.setFontSize(18),e.setTextColor(31,41,55),e.text(n?"Analyse de Couple":"Couple Analysis",this.MARGIN,a),a+=15;const i=this.generateCoupleAnalysisData(t,n);return e.setFontSize(12),i.forEach(l=>{a>this.PAGE_HEIGHT-30&&(e.addPage(),a=this.MARGIN),e.setTextColor(75,85,99);const o=e.splitTextToSize(l,this.CONTENT_WIDTH);e.text(o,this.MARGIN,a),a+=o.length*5+5}),a+10}static addRecommendationsSection(e,t,r,s,n){const a=n==="fr";e.addPage();let i=this.MARGIN;e.setFontSize(18),e.setTextColor(31,41,55),e.text(a?"Recommandations":"Recommendations",this.MARGIN,i),i+=15;const l=this.generateRecommendations(t,r,a);return e.setFontSize(12),l.forEach((o,u)=>{i>this.PAGE_HEIGHT-40&&(e.addPage(),i=this.MARGIN),e.setFontSize(14),e.setTextColor(16,185,129),e.text(`${u+1}.`,this.MARGIN,i),i+=8,e.setFontSize(11),e.setTextColor(75,85,99);const m=e.splitTextToSize(o,this.CONTENT_WIDTH-10);e.text(m,this.MARGIN+8,i),i+=m.length*5+8}),i+10}static addFooter(e,t){const r=t==="fr",s=e.getNumberOfPages?.()??1;for(let n=1;n<=s;n++){e.setPage(n),e.setDrawColor(229,231,235),e.line(this.MARGIN,this.PAGE_HEIGHT-15,this.PAGE_WIDTH-this.MARGIN,this.PAGE_HEIGHT-15),e.setFontSize(8),e.setTextColor(107,114,128);const a=`Page ${n} ${r?"de":"of"} ${s}`;e.text(a,this.PAGE_WIDTH/2,this.PAGE_HEIGHT-8,{align:"center"})}}static getUserInfo(e,t){const r=e.personal,s=r?.naissance1?new Date().getFullYear()-new Date(r.naissance1).getFullYear():65,n=r?.sexe1==="F"?t?"Femme":"Female":t?"Homme":"Male",a=r?.province||"QC";return`${s} ${t?"ans":"years old"}, ${n}, ${a}`}static generateExecutiveSummary(e,t,r){const s=[];return r?(s.push(`Votre espérance de vie estimée est de ${t.toFixed(1)} ans.`),s.push("Cette analyse est basée sur vos données personnelles, votre état de santé, et vos habitudes de vie."),s.push("Les résultats tiennent compte des dernières données démographiques canadiennes (CPM2014)."),s.push("Cette évaluation vous aidera à planifier votre retraite et vos besoins financiers futurs.")):(s.push(`Your estimated life expectancy is ${t.toFixed(1)} years.`),s.push("This analysis is based on your personal data, health status, and lifestyle habits."),s.push("Results account for the latest Canadian demographic data (CPM2014)."),s.push("This assessment will help you plan your retirement and future financial needs.")),s}static generatePersonalAnalysis(e,t,r){const s=e.personal||{},n=[],a={title:r?"Facteurs de Santé":"Health Factors",content:[]};s.etatSante1&&a.content.push(r?`État de santé: ${s.etatSante1}`:`Health status: ${s.etatSante1}`),s.modeVieActif1&&a.content.push(r?`Mode de vie actif: ${s.modeVieActif1}`:`Active lifestyle: ${s.modeVieActif1}`),n.push(a);const i={title:r?"Facteurs Socioéconomiques":"Socioeconomic Factors",content:[]};return s.niveauCompetences1&&i.content.push(r?`Niveau de compétences: ${s.niveauCompetences1}`:`Education level: ${s.niveauCompetences1}`),n.push(i),n}static generateComparisonData(e,t,r){const s=[];return r?(s.push(`Votre espérance de vie de ${t.toFixed(1)} ans est comparée aux moyennes provinciales.`),s.push("Cette comparaison vous situe par rapport à la population de votre province."),s.push("Les données provinciales tiennent compte des facteurs locaux de santé et de mortalité.")):(s.push(`Your life expectancy of ${t.toFixed(1)} years is compared to provincial averages.`),s.push("This comparison positions you relative to your province's population."),s.push("Provincial data accounts for local health and mortality factors.")),s}static generateCoupleAnalysisData(e,t){const r=[];return t?(r.push("L'analyse de couple évalue les probabilités de survie conjointe."),r.push("Elle aide à planifier les besoins financiers en cas de survie d'un conjoint."),r.push("Les calculs tiennent compte des différences d'espérance de vie entre conjoints.")):(r.push("Couple analysis evaluates joint survival probabilities."),r.push("It helps plan financial needs in case of spousal survival."),r.push("Calculations account for life expectancy differences between spouses.")),r}static generateRecommendations(e,t,r){const s=[];return r?(s.push("Consultez régulièrement votre médecin pour des bilans de santé préventifs."),s.push("Maintenez un mode de vie actif et équilibré."),s.push("Planifiez votre retraite financière en tenant compte de votre espérance de vie."),s.push("Envisagez des assurances adaptées à vos besoins spécifiques."),s.push("Préparez un plan successoral complet.")):(s.push("Consult your physician regularly for preventive health check-ups."),s.push("Maintain an active and balanced lifestyle."),s.push("Plan your financial retirement considering your life expectancy."),s.push("Consider insurance policies adapted to your specific needs."),s.push("Prepare a comprehensive estate plan.")),s}static hasCoupleData(e){const t=e.personal||{};return!!(t.sexe2&&t.naissance2)}static async exportChartAsImage(e){try{return(await Ys(e,{scale:2,useCORS:!0,allowTaint:!0,backgroundColor:"#ffffff"})).toDataURL("image/png")}catch{return""}}static async generateBudgetReport(e,t){const r=e==="fr",{netMonthlyIncome:s,allocations:n,targets:a,emergencyMonthsTarget:i=0,emergencySaved:l=0,sinkingFunds:o=[],debt:u,reportTitle:m,authorName:d}=t,p=new ce({unit:"mm",format:"letter"});let x=this.addTitleLikePage(p,{title:m||(r?"Budget personnel":"Personal Budget"),subtitle:r?"Résumé financier et objectifs":"Financial summary and goals",info:r?`Revenu net mensuel: ${s.toLocaleString("fr-CA",{style:"currency",currency:"CAD"})}`:`Net monthly income: ${s.toLocaleString("en-CA",{style:"currency",currency:"CAD"})}`,author:d,language:e});p.addPage(),x=this.MARGIN,p.setFontSize(18),p.setTextColor(31,41,55),p.text(r?"Règle 50/30/20":"50/30/20 Rule",this.MARGIN,x),x+=10;const E=[r?`Cibles: Besoins ${a.needsPct} %, Envies ${a.wantsPct} %, Épargne/Dettes ${a.savingsDebtPct} %`:`Targets: Needs ${a.needsPct}%, Wants ${a.wantsPct}%, Savings/Debt ${a.savingsDebtPct}%`,r?`Réalisé: Besoins ${n.pctNeeds.toFixed(1)} %, Envies ${n.pctWants.toFixed(1)} %, Épargne/Dettes ${n.pctSavingsDebt.toFixed(1)} %`:`Actual: Needs ${n.pctNeeds.toFixed(1)}%, Wants ${n.pctWants.toFixed(1)}%, Savings/Debt ${n.pctSavingsDebt.toFixed(1)}%`,r?`Montants mensuels: Besoins ${n.totalNeeds.toLocaleString("fr-CA",{style:"currency",currency:"CAD"})}, Envies ${n.totalWants.toLocaleString("fr-CA",{style:"currency",currency:"CAD"})}, Épargne/Dettes ${n.totalSavingsDebt.toLocaleString("fr-CA",{style:"currency",currency:"CAD"})}`:`Monthly amounts: Needs ${n.totalNeeds.toLocaleString("en-CA",{style:"currency",currency:"CAD"})}, Wants ${n.totalWants.toLocaleString("en-CA",{style:"currency",currency:"CAD"})}, Savings/Debt ${n.totalSavingsDebt.toLocaleString("en-CA",{style:"currency",currency:"CAD"})}`];x=this.writeBulletPoints(p,E,x),p.addPage(),x=this.MARGIN,p.setFontSize(18),p.setTextColor(31,41,55),p.text(r?"Fonds d’urgence":"Emergency Fund",this.MARGIN,x),x+=10;const v=Math.max(0,n.totalNeeds),f=v>0?l/v:0,g=[r?`Cible: ${i} mois de besoins essentiels`:`Target: ${i} months of essential needs`,r?`Montant épargné: ${l.toLocaleString("fr-CA",{style:"currency",currency:"CAD"})} (${f.toFixed(1)} mois)`:`Amount saved: ${l.toLocaleString("en-CA",{style:"currency",currency:"CAD"})} (${f.toFixed(1)} months)`,r?`Besoins essentiels mensuels estimés: ${v.toLocaleString("fr-CA",{style:"currency",currency:"CAD"})}`:`Estimated essential needs (monthly): ${v.toLocaleString("en-CA",{style:"currency",currency:"CAD"})}`];if(x=this.writeBulletPoints(p,g,x),p.addPage(),x=this.MARGIN,p.setFontSize(18),p.setTextColor(31,41,55),p.text(r?"Objectifs planifiés":"Planned goals",this.MARGIN,x),x+=10,o.length===0)p.setFontSize(12),p.setTextColor(107,114,128),p.text(r?"Aucun objectif enregistré.":"No goals recorded.",this.MARGIN,x),x+=8;else{p.setFontSize(12),p.setTextColor(75,85,99);for(const y of o){const C=r?`• ${y.name}: cible ${y.goalAmount.toLocaleString("fr-CA",{style:"currency",currency:"CAD"})}, échéance ${y.dueDate}, mensualité requise ~ ${Math.max(0,y.monthlyRequired||0).toLocaleString("fr-CA",{style:"currency",currency:"CAD"})}, épargné ${Math.max(0,y.saved||0).toLocaleString("fr-CA",{style:"currency",currency:"CAD"})}`:`• ${y.name}: target ${y.goalAmount.toLocaleString("en-CA",{style:"currency",currency:"CAD"})}, due ${y.dueDate}, required monthly ~ ${Math.max(0,y.monthlyRequired||0).toLocaleString("en-CA",{style:"currency",currency:"CAD"})}, saved ${Math.max(0,y.saved||0).toLocaleString("en-CA",{style:"currency",currency:"CAD"})}`,S=p.splitTextToSize(C,this.CONTENT_WIDTH);x>this.PAGE_HEIGHT-20&&(p.addPage(),x=this.MARGIN),p.text(S,this.MARGIN,x),x+=S.length*5+3}}p.addPage(),x=this.MARGIN,p.setFontSize(18),p.setTextColor(31,41,55),p.text(r?"Dettes — stratégie “boule de neige”":"Debts — snowball strategy",this.MARGIN,x),x+=10;const h=[],A=u?.debts?.length||0;return h.push(r?`Nombre de dettes: ${A}`:`Debts count: ${A}`),h.push(r?`Méthode: ${u?.method==="rate"?"par plus haut taux":"par plus petit solde"}`:`Method: ${u?.method==="rate"?"highest rate":"lowest balance"}`),h.push(r?`Montant additionnel mensuel: ${(u?.extraPerMonth||0).toLocaleString("fr-CA",{style:"currency",currency:"CAD"})}`:`Extra per month: ${(u?.extraPerMonth||0).toLocaleString("en-CA",{style:"currency",currency:"CAD"})}`),x=this.writeBulletPoints(p,h,x),await this.addFooterWithLogo(p,e),p.output("blob")}static addTitleLikePage(e,t){const{title:r,subtitle:s,info:n,author:a,language:i}=t;e.setFillColor(245,247,255),e.rect(0,0,this.PAGE_WIDTH,this.PAGE_HEIGHT,"F"),e.setFontSize(24),e.setTextColor(31,41,55),e.text(r,this.PAGE_WIDTH/2,80,{align:"center"}),e.setFontSize(14),e.setTextColor(107,114,128),e.text(s,this.PAGE_WIDTH/2,95,{align:"center"}),e.setFontSize(12),e.setTextColor(55,65,81),e.text(n,this.PAGE_WIDTH/2,115,{align:"center"}),e.setFontSize(10),e.setTextColor(107,114,128);const l=new Date().toLocaleDateString(i==="fr"?"fr-CA":"en-CA");return e.text(`${i==="fr"?"Généré le":"Generated on"} ${l}`,this.PAGE_WIDTH/2,135,{align:"center"}),a&&e.text(`${i==="fr"?"Par":"By"} ${a}`,this.PAGE_WIDTH/2,145,{align:"center"}),this.MARGIN}static writeBulletPoints(e,t,r){let s=r;e.setFontSize(12),e.setTextColor(75,85,99);for(const n of t){s>this.PAGE_HEIGHT-20&&(e.addPage(),s=this.MARGIN);const a=`• ${n}`,i=e.splitTextToSize(a,this.CONTENT_WIDTH);e.text(i,this.MARGIN,s),s+=i.length*5+3}return s+4}static async addFooterWithLogo(e,t){const r=t==="fr",s=e.getNumberOfPages?.()??1,n=await this.ensureLogoDataUrl();for(let a=1;a<=s;a++){if(e.setPage(a),e.setDrawColor(229,231,235),e.line(this.MARGIN,this.PAGE_HEIGHT-15,this.PAGE_WIDTH-this.MARGIN,this.PAGE_HEIGHT-15),n)try{const u=this.MARGIN,m=this.PAGE_HEIGHT-14;e.addImage(n,"PNG",u,m,24,6,void 0,"FAST")}catch{}e.setFontSize(8),e.setTextColor(107,114,128);const i=`Page ${a} ${r?"de":"of"} ${s}`;e.text(i,this.PAGE_WIDTH/2,this.PAGE_HEIGHT-8,{align:"center"})}}static async generateQuickSummary(e,t,r="fr"){const s=new ce({unit:"mm",format:"letter"});s.setFontSize(20),s.setTextColor(31,41,55);const n=r==="fr"?"Résumé de Longévité":"Longevity Summary";s.text(n,this.PAGE_WIDTH/2,30,{align:"center"}),s.setFontSize(16),s.setTextColor(16,185,129);const a=`${t.toFixed(1)} ${r==="fr"?"ans":"years"}`;s.text(a,this.PAGE_WIDTH/2,60,{align:"center"}),s.setFontSize(10),s.setTextColor(107,114,128);const i=new Date().toLocaleDateString(r==="fr"?"fr-CA":"en-CA");return s.text(i,this.PAGE_WIDTH/2,80,{align:"center"}),s.output("blob")}static async generateScenarioComparisonReport(e,t,r){const s=e==="fr",n=new ce({unit:"mm",format:"letter"}),a=r?.reportTitle||(s?"Comparaison de Scénarios":"Scenario Comparison");n.setFontSize(22),n.setTextColor(31,41,55),n.text(a,this.PAGE_WIDTH/2,26,{align:"center"}),n.setFontSize(12),n.setTextColor(75,85,99);let i=40;return n.text(s?"Scénarios inclus:":"Included scenarios:",this.MARGIN,i),i+=8,t.scenarios.forEach(l=>{const o=`• ${l.name}${l.description?" — "+l.description:""}`,u=n.splitTextToSize(o,this.CONTENT_WIDTH);n.text(u,this.MARGIN,i),i+=u.length*5+2}),i+=6,n.setFontSize(14),n.setTextColor(31,41,55),n.text(s?"Métriques clés":"Key metrics",this.MARGIN,i),i+=8,n.setFontSize(11),n.setTextColor(55,65,81),t.metrics.forEach(l=>{i>this.PAGE_HEIGHT-30&&(n.addPage(),i=this.MARGIN);const o=l.label+":";n.text(o,this.MARGIN,i),i+=6;const u=l.values.map(d=>{const p=t.scenarios.find(v=>v.id===d.scenarioId),x=p?p.name:d.scenarioId;let E;switch(l.type){case"currency":E=new Intl.NumberFormat(s?"fr-CA":"en-CA",{style:"currency",currency:"CAD",maximumFractionDigits:0}).format(d.value);break;case"percentage":E=`${d.value.toFixed(1)}%`;break;case"years":E=`${d.value}`;break;default:E=`${d.value}`}return`${x}: ${E}`}),m=n.splitTextToSize("• "+u.join("   |   "),this.CONTENT_WIDTH);n.text(m,this.MARGIN+4,i),i+=m.length*5+4}),t.recommendations&&t.recommendations.length&&(i>this.PAGE_HEIGHT-40&&(n.addPage(),i=this.MARGIN),n.setFontSize(14),n.setTextColor(31,41,55),n.text(s?"Recommandations":"Recommendations",this.MARGIN,i),i+=8,n.setFontSize(11),n.setTextColor(75,85,99),t.recommendations.forEach(l=>{const o=n.splitTextToSize("• "+l,this.CONTENT_WIDTH);n.text(o,this.MARGIN,i),i+=o.length*5+3})),await this.addFooterWithLogo(n,e),n.output("blob")}static async generateBankerReport(e,t={}){const r=e==="fr",s=new ce({unit:"mm",format:"letter"});this.addTitleLikePage(s,{title:r?"Résumé bancaire — Retraite":"Banker summary — Retirement",subtitle:r?t.scenarioName||"Scénario personnel":t.scenarioName||"Personal scenario",info:`Client: ${t.clientName||(r?"Non précisé":"Unspecified")}`,author:t.authorName,language:e}),s.addPage();let n=this.MARGIN;s.setFontSize(18),s.setTextColor(31,41,55),s.text(r?"Synthèse financière":"Financial summary",this.MARGIN,n),n+=12;const a=[],i=(t.netMonthlyNeed||0).toLocaleString(r?"fr-CA":"en-CA",{style:"currency",currency:"CAD"});return a.push(r?`Besoin net mensuel à couvrir: ${i}`:`Net monthly need to cover: ${i}`),t.withdrawalOrder&&t.withdrawalOrder.length&&a.push((r?"Ordre de retraits recommandé: ":"Recommended withdrawal order: ")+t.withdrawalOrder.join(" → ")),typeof t.monthsCoveredOp=="number"&&a.push(r?`Coussin opérationnel: ${t.monthsCoveredOp} mois de dépenses essentielles`:`Operational buffer: ${t.monthsCoveredOp} months of essential needs`),typeof t.yearsCoveredShort=="number"&&a.push(r?`Horizon court terme couvert: ${t.yearsCoveredShort} an(s)`:`Short-term horizon covered: ${t.yearsCoveredShort} year(s)`),n=this.writeBulletPoints(s,a,n),s.addPage(),n=this.MARGIN,s.setFontSize(18),s.setTextColor(31,41,55),s.text(r?"Hypothèses":"Assumptions",this.MARGIN,n),n+=10,t.assumptions&&t.assumptions.length?n=this.writeBulletPoints(s,t.assumptions,n):(s.setFontSize(12),s.setTextColor(107,114,128),s.text(r?"Aucune hypothèse détaillée fournie.":"No detailed assumptions provided.",this.MARGIN,n),n+=8),n+=6,s.setFontSize(18),s.setTextColor(31,41,55),s.text("Notes",this.MARGIN,n),n+=10,t.notes&&t.notes.length?this.writeBulletPoints(s,t.notes,n):(s.setFontSize(12),s.setTextColor(107,114,128),s.text("—",this.MARGIN,n)),await this.addFooterWithLogo(s,e),s.output("blob")}static async generatePlannerReport(e,t={}){const r=e==="fr",s=new ce({unit:"mm",format:"letter"});this.addTitleLikePage(s,{title:r?"Planificateur financier — Synthèse":"Financial planner — Summary",subtitle:t.scenarioName||(r?"Scénario personnel":"Personal scenario"),info:`Client: ${t.clientName||(r?"Non précisé":"Unspecified")}`,author:t.authorName,language:e}),s.addPage();let n=this.MARGIN;if(s.setFontSize(18),s.setTextColor(31,41,55),s.text(r?"Recommandations":"Recommendations",this.MARGIN,n),n+=10,t.recommendations&&t.recommendations.length?n=this.writeBulletPoints(s,t.recommendations,n):(s.setFontSize(12),s.setTextColor(107,114,128),s.text(r?"Aucune recommandation fournie.":"No recommendations provided.",this.MARGIN,n),n+=8),s.addPage(),n=this.MARGIN,s.setFontSize(18),s.setTextColor(31,41,55),s.text(r?"Comparaisons clés":"Key comparisons",this.MARGIN,n),n+=10,s.setFontSize(12),s.setTextColor(75,85,99),t.comparisons&&t.comparisons.length)for(const a of t.comparisons){const i=`• ${a.label}: ${a.value}`,l=s.splitTextToSize(i,this.CONTENT_WIDTH);s.text(l,this.MARGIN,n),n+=l.length*5+3,n>this.PAGE_HEIGHT-20&&(s.addPage(),n=this.MARGIN)}else s.text("—",this.MARGIN,n),n+=6;return s.addPage(),n=this.MARGIN,s.setFontSize(18),s.setTextColor(31,41,55),s.text(r?"Plan d'action":"Action plan",this.MARGIN,n),n+=10,t.actionPlan&&t.actionPlan.length?this.writeBulletPoints(s,t.actionPlan,n):(s.setFontSize(12),s.setTextColor(107,114,128),s.text("—",this.MARGIN,n)),await this.addFooterWithLogo(s,e),s.output("blob")}static async generatePerformanceReport(e,t){const r=e==="fr",s=new ce({unit:"mm",format:"letter"}),n=t.title||(r?"Rapport de performance — Investissements":"Performance Report — Investments"),a=r?"IRR (MWR), TWR et métriques clés":"IRR (MWR), TWR and key metrics",i=r?`Comptes analysés: ${t.accounts.length}`:`Accounts analyzed: ${t.accounts.length}`;this.addTitleLikePage(s,{title:n,subtitle:a,info:i,author:t.authorName,language:e}),s.addPage();let l=this.MARGIN;s.setFontSize(18),s.setTextColor(31,41,55),s.text(r?"Résultats par compte":"Results by account",this.MARGIN,l),l+=10,s.setFontSize(11),s.setTextColor(55,65,81);const o=p=>`${(p*100).toFixed(2)}%`,u=p=>new Intl.NumberFormat(r?"fr-CA":"en-CA",{style:"currency",currency:"CAD"}).format(p);for(const p of t.accounts){l>this.PAGE_HEIGHT-40&&(s.addPage(),l=this.MARGIN),s.setFontSize(14),s.setTextColor(31,41,55),s.text(`${p.accountType}`,this.MARGIN,l),l+=7,s.setFontSize(11),s.setTextColor(55,65,81);const x=[`${r?"Rendement total":"Total return"}: ${o(p.totalReturn)}`,`${r?"Rendement annualisé":"Annualized return"}: ${o(p.annualizedReturn)}`,`${r?"TWR (pondéré dans le temps)":"TWR (time-weighted)"}: ${o(p.timeWeightedReturn)}`,`${r?"MWR (IRR, pondéré par l’argent)":"MWR (IRR, money-weighted)"}: ${o(p.moneyWeightedReturn)}`,`${r?"Contributions nettes":"Net contributions"}: ${u(p.netContributions)}`,`${r?"Gain en capital":"Capital gain"}: ${u(p.capitalGain)}`];for(const E of x){const v=s.splitTextToSize(`• ${E}`,this.CONTENT_WIDTH);s.text(v,this.MARGIN,l),l+=v.length*5+2}l+=2}l>this.PAGE_HEIGHT-40&&(s.addPage(),l=this.MARGIN),s.setFontSize(14),s.setTextColor(31,41,55),s.text(r?"Légende":"Legend",this.MARGIN,l),l+=8,s.setFontSize(11),s.setTextColor(75,85,99);const m=[r?"TWR — performance du gestionnaire (indépendante des flux).":"TWR — manager performance (independent of cashflows).",r?"MWR (IRR) — performance de l’investisseur (sensible aux flux).":"MWR (IRR) — investor performance (sensitive to cashflows).",r?"Ce rapport est éducatif et destiné à être partagé avec un spécialiste de votre choix.":"This report is educational and intended to be shared with an independent professional of your choice."];for(const p of m){const x=s.splitTextToSize(`• ${p}`,this.CONTENT_WIDTH);s.text(x,this.MARGIN,l),l+=x.length*5+2}if((t.level||"essential")==="complete"){s.addPage(),l=this.MARGIN,s.setFontSize(18),s.setTextColor(31,41,55),s.text(r?"Analyse détaillée":"Detailed analysis",this.MARGIN,l),l+=10,s.setFontSize(11),s.setTextColor(75,85,99);const p=[r?"Comparaison avant/après frais (TER) si fournis dans l’interface avancée.":"Before/after fees (TER) comparison if provided in the advanced interface.",r?"Benchmarks pédagogiques (ex.: 60/40) pour situer la performance.":"Educational benchmarks (e.g., 60/40) to contextualize performance.",r?"Export généré par MonPlanRetraite.ca — données 100 % locales; logo inclus.":"Export generated by MonPlanRetraite.ca — 100% local data; logo included."];for(const x of p){const E=s.splitTextToSize(`• ${x}`,this.CONTENT_WIDTH);s.text(E,this.MARGIN,l),l+=E.length*5+2}}return await this.addFooterWithLogo(s,e),s.output("blob")}static async generateNotaryReport(e,t={}){const r=e==="fr",s=new ce({unit:"mm",format:"letter"});this.addTitleLikePage(s,{title:r?"Dossier notaire — Synthèse":"Notary dossier — Summary",subtitle:t.scenarioName||(r?"Patrimoine et dispositions":"Estate and dispositions"),info:`Client: ${t.clientName||(r?"Non précisé":"Unspecified")}`,author:t.authorName,language:e}),s.addPage();let n=this.MARGIN;return s.setFontSize(18),s.setTextColor(31,41,55),s.text(r?"Notes successorales":"Estate notes",this.MARGIN,n),n+=10,t.estateNotes&&t.estateNotes.length?n=this.writeBulletPoints(s,t.estateNotes,n):(s.setFontSize(12),s.setTextColor(107,114,128),s.text("—",this.MARGIN,n),n+=6),s.addPage(),n=this.MARGIN,s.setFontSize(18),s.setTextColor(31,41,55),s.text(r?"Bénéficiaires":"Beneficiaries",this.MARGIN,n),n+=10,t.beneficiaries&&t.beneficiaries.length?n=this.writeBulletPoints(s,t.beneficiaries,n):(s.setFontSize(12),s.setTextColor(107,114,128),s.text("—",this.MARGIN,n),n+=6),s.addPage(),n=this.MARGIN,s.setFontSize(18),s.setTextColor(31,41,55),s.text(r?"Liste de documents":"Document checklist",this.MARGIN,n),n+=10,t.documentChecklist&&t.documentChecklist.length?this.writeBulletPoints(s,t.documentChecklist,n):(s.setFontSize(12),s.setTextColor(107,114,128),s.text("—",this.MARGIN,n)),await this.addFooterWithLogo(s,e),s.output("blob")}};L(de,"PAGE_WIDTH",215.9),L(de,"PAGE_HEIGHT",279.4),L(de,"MARGIN",20),L(de,"CONTENT_WIDTH",de.PAGE_WIDTH-2*de.MARGIN),L(de,"logoDataUrl",null);let jt=de;const zi=Object.freeze(Object.defineProperty({__proto__:null,PDFExportService:jt},Symbol.toStringTag,{value:"Module"}));class Ma{static saveCriticalData(e){try{sessionStorage.setItem(this.STORAGE_KEYS.SESSION,JSON.stringify(e)),localStorage.setItem(this.STORAGE_KEYS.LOCAL,JSON.stringify(e)),localStorage.setItem(this.STORAGE_KEYS.CRITICAL,JSON.stringify(e)),e.personal?.unifiedIncome1&&(sessionStorage.setItem("unifiedIncome1",JSON.stringify(e.personal.unifiedIncome1)),localStorage.setItem("unifiedIncome1",JSON.stringify(e.personal.unifiedIncome1))),e.personal?.unifiedIncome2&&(sessionStorage.setItem("unifiedIncome2",JSON.stringify(e.personal.unifiedIncome2)),localStorage.setItem("unifiedIncome2",JSON.stringify(e.personal.unifiedIncome2))),e.retirement&&(sessionStorage.setItem("retirementData",JSON.stringify(e.retirement)),localStorage.setItem("retirementData",JSON.stringify(e.retirement)))}catch{}}static loadCriticalData(){try{let e=this.tryLoadFromStorage(this.STORAGE_KEYS.SESSION);return e?this.cleanData(e):(e=this.tryLoadFromStorage(this.STORAGE_KEYS.LOCAL),e?this.cleanData(e):(e=this.tryLoadFromStorage(this.STORAGE_KEYS.CRITICAL),e?this.cleanData(e):(e=this.reconstructFromPartialData(),e?this.cleanData(e):this.getDefaultData())))}catch{return this.getDefaultData()}}static tryLoadFromStorage(e){try{const t=sessionStorage.getItem(e)||localStorage.getItem(e);if(t)return JSON.parse(t)}catch{}return null}static reconstructFromPartialData(){try{const e=this.tryLoadFromStorage("unifiedIncome1")||[],t=this.tryLoadFromStorage("unifiedIncome2")||[],r=this.tryLoadFromStorage("retirementData")||{};if(e.length>0||t.length>0||Object.keys(r).length>0)return{personal:{unifiedIncome1:e,unifiedIncome2:t,...this.getDefaultData().personal},retirement:{...this.getDefaultData().retirement,...r}}}catch{}return null}static getDefaultData(){return{personal:{prenom1:"",prenom2:"",naissance1:"",naissance2:"",sexe1:"",sexe2:"",salaire1:0,salaire2:0,statutProfessionnel1:"",statutProfessionnel2:"",ageRetraiteSouhaite1:0,ageRetraiteSouhaite2:0,depensesRetraite:0,unifiedIncome1:[],unifiedIncome2:[],soldeREER1:0,dateREER1:"",soldeCELI1:0,dateCELI1:"",soldeCRI1:0,dateCRI1:"",soldeREER2:0,dateREER2:"",soldeCELI2:0,dateCELI2:"",soldeCRI2:0,dateCRI2:""},retirement:{rrqAgeActuel1:0,rrqMontantActuel1:null,rrqMontant70_1:0,esperanceVie1:0,rrqAgeActuel2:0,rrqMontantActuel2:null,rrqMontant70_2:0,esperanceVie2:0,svBiannual1:{periode1:{montant:null,date:""},periode2:{montant:null,date:""}},svBiannual2:{periode1:{montant:null,date:""},periode2:{montant:null,date:""}}}}}static cleanData(e){if(!e)return e;const t={...e};return t.retirement?.rrqMontantActuel1===0&&(t.retirement.rrqMontantActuel1=null),t.retirement?.rrqMontantActuel2===0&&(t.retirement.rrqMontantActuel2=null),t.retirement?.svBiannual1&&(t.retirement.svBiannual1.periode1?.montant===0&&(t.retirement.svBiannual1.periode1.montant=null),t.retirement.svBiannual1.periode2?.montant===0&&(t.retirement.svBiannual1.periode2.montant=null)),t.retirement?.svBiannual2&&(t.retirement.svBiannual2.periode1?.montant===0&&(t.retirement.svBiannual2.periode1.montant=null),t.retirement.svBiannual2.periode2?.montant===0&&(t.retirement.svBiannual2.periode2.montant=null)),t}static startAutoSave(e){setInterval(()=>{this.saveCriticalData(e)},5e3)}}L(Ma,"STORAGE_KEYS",{SESSION:"retirement-session-data",LOCAL:"retirement-backup-data",CRITICAL:"critical-retirement-data"});const $={AGE_RETRAITE_NORMALE:65,AGE_RETRAITE_ANTICIPEE_MIN:55,AGE_RETRAITE_INVALIDITE_MIN:50,HEURES_INVALIDITE_MIN:21e3,REDUCTION_ANNUELLE:.03,TAUX_RENTE_ANNUEL_2025:28.5,FACTEURS_ACTUARIELS:{55:.0045,56:.0048,57:.0051,58:.0054,59:.0057,60:.006,61:.0063,62:.0066,63:.0069,64:.0072,65:.0075,66:.0078,67:.0081,68:.0084,69:.0087,70:.009,71:.0093},COORDINATION_RRQ_FACTEUR:.7,COORDINATION_PSV_FACTEUR:1,TAUX_INDEXATION:.025,ESPERANCE_VIE_HOMME:82,ESPERANCE_VIE_FEMME:85,TAUX_ACTUALISATION:.03};class Na{static calculateCCQPension(e){try{const t=this.validateCCQData(e);if(!t.isValid)throw new Error(`Données CCQ invalides: ${t.errors.join(", ")}`);const r=this.calculateGeneralAccount(e),s=this.calculateComplementaryAccount(e),n=r.renteAnnuelle+s.renteAnnuelle,a=n/12,{facteurReduction:i,montantReduction:l}=this.calculateEarlyRetirementReduction(e.ageRetraiteSouhaite,a),o=this.calculateRenteNivelee(a,i),u=this.calculateRenteMajoreeReduite(a,i),m=this.checkEligibility(e),d=this.calculateLifetimeProjection(a,e.ageRetraiteSouhaite,"M"),p=this.calculatePresentValue(d,e.ageRetraiteSouhaite),x=this.calculateRRQCoordination(e),E=this.calculatePSVCoordination(e),v=this.calculateSRGCoordination(e),f=this.calculateOptimalRetirementAge(e),g=this.generateRecommendedStrategy(e,f),h=this.generateOptimizationSuggestions(e);return{compteGeneral:r,compteComplementaire:s,renteAnnuelleTotale:n,renteMensuelleTotale:a,facteurReduction:i,montantReduction:l,renteNivelee:o,renteMajoreeReduite:u,admissibilite:m,projectionViagere:d,valeurActualisee:p,coordinationRRQ:x,coordinationPSV:E,coordinationSRG:v,ageOptimalRetraite:f,strategieRecommandee:g,optimisationSuggestions:h}}catch(t){throw new Error(`Impossible de calculer la pension CCQ: ${t.message}`)}}static calculateGeneralAccount(e){const t=e.heuresAjusteesAvant2005||0,r=$.TAUX_RENTE_ANNUEL_2025,s=t*r,n=s/12;return{heuresAjustees:t,tauxRenteAnnuel:r,renteAnnuelle:s,renteMensuelle:n,description:`Compte Général basé sur ${t.toLocaleString()} heures ajustées à ${r} $/heure`}}static calculateComplementaryAccount(e){const t=e.valeurCompteComplementaire||0,r=e.ageRetraiteSouhaite||$.AGE_RETRAITE_NORMALE,s=$.FACTEURS_ACTUARIELS[r]||$.FACTEURS_ACTUARIELS[65],n=t*s,a=n/12;return{valeurAccumulee:t,facteurActuariel:s,renteAnnuelle:n,renteMensuelle:a,description:`Compte Complémentaire: ${t.toLocaleString()} $ × facteur ${s}`}}static calculateEarlyRetirementReduction(e,t){if(e>=$.AGE_RETRAITE_NORMALE)return{};const s=($.AGE_RETRAITE_NORMALE-e)*$.REDUCTION_ANNUELLE,n=t*s;return{facteurReduction:s,montantReduction:n}}static calculateRenteNivelee(e,t){const r=t?e*(1-t):e;return{type:"nivelee",montantAvant65:r,montantApres65:r,avantages:["Montant constant tout au long de la retraite","Simplicité de planification budgétaire","Aucune surprise à 65 ans"],inconvenients:["Montant plus faible avant 65 ans","Ne profite pas des prestations RRQ/PSV"],valeurViagere:this.calculateLifetimeValue(r,65),recommande:!1}}static calculateRenteMajoreeReduite(e,t){const r=t?e*(1-t):e,s=r*1.3,n=r*.7;return{type:"majoree-reduite",montantAvant65:s,montantApres65:n,avantages:["Montant plus élevé avant 65 ans","Compensation pour absence RRQ/PSV","Meilleur flux de trésorerie initial"],inconvenients:["Réduction permanente après 65 ans","Planification plus complexe","Risque si RRQ/PSV changent"],valeurViagere:this.calculateLifetimeValue(s,65,n),recommande:!0}}static checkEligibility(e){const t=this.calculateCurrentAge(e.dateEntreeIndustrie),r=new Date(Date.now()-t*365.25*24*60*60*1e3),s={eligible:t>=$.AGE_RETRAITE_NORMALE,ageRequis:$.AGE_RETRAITE_NORMALE,dateAdmissibilite:new Date(r.getTime()+$.AGE_RETRAITE_NORMALE*365.25*24*60*60*1e3),description:"Retraite normale sans conditions particulières"},n={eligible:t>=$.AGE_RETRAITE_ANTICIPEE_MIN&&this.meetsEarlyRetirementConditions(e),ageRequis:$.AGE_RETRAITE_ANTICIPEE_MIN,conditionsSpeciales:["Conditions d'heures spécifiques selon l'année d'entrée"],dateAdmissibilite:new Date(r.getTime()+$.AGE_RETRAITE_ANTICIPEE_MIN*365.25*24*60*60*1e3),description:"Retraite anticipée sans pénalité si conditions remplies"},a={eligible:t>=$.AGE_RETRAITE_ANTICIPEE_MIN,ageRequis:$.AGE_RETRAITE_ANTICIPEE_MIN,dateAdmissibilite:new Date(r.getTime()+$.AGE_RETRAITE_ANTICIPEE_MIN*365.25*24*60*60*1e3),description:"Retraite anticipée avec réduction de 3% par année d'anticipation"},i={eligible:t>=$.AGE_RETRAITE_INVALIDITE_MIN&&e.heuresTotales>=$.HEURES_INVALIDITE_MIN,ageRequis:$.AGE_RETRAITE_INVALIDITE_MIN,heuresRequises:$.HEURES_INVALIDITE_MIN,conditionsSpeciales:["Invalidité totale reconnue","Payable à partir de la 53e semaine"],dateAdmissibilite:new Date(r.getTime()+$.AGE_RETRAITE_INVALIDITE_MIN*365.25*24*60*60*1e3),description:"Retraite pour invalidité avec conditions strictes"},l={eligible:t>=$.AGE_RETRAITE_ANTICIPEE_MIN&&e.dateEntreeIndustrie<new Date("2005-01-01"),ageRequis:$.AGE_RETRAITE_ANTICIPEE_MIN,conditionsSpeciales:["Disponible depuis juillet 2014","Permet de continuer à travailler"],dateAdmissibilite:new Date(r.getTime()+$.AGE_RETRAITE_ANTICIPEE_MIN*365.25*24*60*60*1e3),description:"Retraite partielle tout en continuant à travailler"};let o="Non admissible actuellement",u="Retraite anticipée à 55 ans";return s.eligible?(o="Admissible à la retraite normale",u="Retraite obligatoire à 71 ans"):n.eligible?(o="Admissible à la retraite anticipée sans réduction",u="Retraite normale à 65 ans"):a.eligible&&(o="Admissible à la retraite anticipée avec réduction",u="Retraite normale à 65 ans"),{retraiteNormale:s,retraiteAnticipeeSansReduction:n,retraiteAnticipeeAvecReduction:a,retraiteInvalidite:i,retraitePartielle:l,dateAdmissibiliteNormale:s.dateAdmissibilite,dateAdmissibiliteAnticipee:n.dateAdmissibilite,statutActuel:o,prochaineMilestone:u}}static calculateOptimalRetirementAge(e){const t=[55,60,65,70];let r=$.AGE_RETRAITE_NORMALE,s=0;return t.forEach(n=>{const a={...e,ageRetraiteSouhaite:n},i=this.calculateCCQPension(a);i.valeurActualisee>s&&(s=i.valeurActualisee,r=n)}),r}static generateRecommendedStrategy(e,t){return t===$.AGE_RETRAITE_NORMALE?"Retraite normale à 65 ans recommandée - Équilibre optimal entre pension et durée de perception":t<$.AGE_RETRAITE_NORMALE?"Retraite anticipée avantageuse - Situation permet l'anticipation malgré les réductions":"Report de retraite avantageux - Accumulation supplémentaire compense l'attente"}static generateOptimizationSuggestions(e){const t=[];return t.push({strategie:"Optimisation de l'âge de retraite",description:"Analyser l'impact de différents âges de retraite sur vos revenus totaux",impact:this.calculateAgeOptimizationImpact(e),requisits:["Flexibilité d'emploi","Analyse des besoins financiers"],delaiImplementation:"Planification 2-5 ans avant la retraite",avantages:["Maximisation des revenus viagers","Optimisation fiscale"],inconvenients:["Incertitude sur l'espérance de vie","Contraintes d'emploi"],priorite:"haute"}),t.push({strategie:"Optimisation de l'option de rente",description:"Choisir entre rente nivelée et majorée-réduite selon votre situation",impact:this.calculateRenteOptionImpact(e),requisits:["Analyse des revenus RRQ/PSV","Planification budgétaire"],delaiImplementation:"Au moment de la demande de retraite",avantages:["Optimisation du flux de trésorerie","Coordination avec régimes publics"],inconvenients:["Complexité de planification","Risques réglementaires"],priorite:"haute"}),t.push({strategie:"Coordination avec REER/CELI",description:"Optimiser l'épargne privée en fonction de la pension CCQ",impact:this.calculatePrivateSavingsImpact(e),requisits:["Capacité d'épargne","Horizon de placement"],delaiImplementation:"Dès maintenant",avantages:["Diversification des revenus","Optimisation fiscale"],inconvenients:["Gestion plus complexe","Risques de placement"],priorite:"moyenne"}),t}static calculateLifetimeProjection(e,t,r="M"){const a=((r==="F"?$.ESPERANCE_VIE_FEMME:$.ESPERANCE_VIE_HOMME)-t)*12;let i=0,l=e;for(let o=0;o<a;o++)i+=l,o%12===0&&o>0&&(l*=1+$.TAUX_INDEXATION);return i}static calculatePresentValue(e,t){const s=Math.max(0,t-55);return e/Math.pow(1+$.TAUX_ACTUALISATION,s)}static calculateRRQCoordination(e){return 1200*$.COORDINATION_RRQ_FACTEUR}static calculatePSVCoordination(e){return 717.15*$.COORDINATION_PSV_FACTEUR}static calculateSRGCoordination(e){return 0}static calculateCurrentAge(e){const r=Math.abs(new Date().getTime()-e.getTime()),s=Math.ceil(r/(1e3*60*60*24*365.25));return Math.min(s+25,70)}static meetsEarlyRetirementConditions(e){return e.heuresTotales>=15e3}static calculateLifetimeValue(e,t,r){let n=0;for(let a=t;a<83;a++){const i=r&&a>=65?r:e;n+=i*12}return n}static calculateAgeOptimizationImpact(e){return 5e4}static calculateRenteOptionImpact(e){return 25e3}static calculatePrivateSavingsImpact(e){return 75e3}static validateCCQData(e){const t=[],r=[],s=[];if(e.certificatCompetence||t.push("Certificat de compétence CCQ requis"),e.dateEntreeIndustrie||t.push("Date d'entrée dans l'industrie requise"),(!e.heuresTotales||e.heuresTotales<=0)&&t.push("Heures totales travaillées requises"),e.heuresTravaileesAvant2005&&e.heuresTravaileesDepuis2005){const n=e.heuresTravaileesAvant2005+e.heuresTravaileesDepuis2005;Math.abs(n-(e.heuresTotales||0))>100&&r.push("Incohérence dans le total des heures travaillées")}return e.valeurCompteGeneral||s.push("Valeur du compte général (du Relevé annuel CCQ)"),e.valeurCompteComplementaire||s.push("Valeur du compte complémentaire (du Relevé annuel CCQ)"),{isValid:t.length===0,errors:t,warnings:r,missingData:s}}static generateProjectionScenarios(e){const t=[];return t.push({nom:"Retraite anticipée (55 ans)",ageRetraite:55,heuresSupplementaires:0,typeRetraite:"anticipee-avec-reduction",optionRente:"majoree-reduite",resultat:this.calculateCCQPension({...e,ageRetraiteSouhaite:55}),avantages:["Liberté plus tôt","Profiter de la retraite en santé"],risques:["Réduction de 30% de la pension","Revenus insuffisants"]}),t.push({nom:"Retraite normale (65 ans)",ageRetraite:65,heuresSupplementaires:0,typeRetraite:"normale",optionRente:"nivelee",resultat:this.calculateCCQPension({...e,ageRetraiteSouhaite:65}),avantages:["Pension complète","Coordination optimale RRQ/PSV"],risques:["Travailler plus longtemps","Risques de santé"]}),t.push({nom:"Retraite différée (70 ans)",ageRetraite:70,heuresSupplementaires:e.heuresAnnuellesEstimees*5,typeRetraite:"normale",optionRente:"nivelee",resultat:this.calculateCCQPension({...e,ageRetraiteSouhaite:70,heuresTravaileesDepuis2005:e.heuresTravaileesDepuis2005+e.heuresAnnuellesEstimees*5}),avantages:["Pension maximale","Accumulation supplémentaire"],risques:["Incertitude santé","Moins d'années de retraite"]}),t}}class $i{static calculateEIDetails(e,t,r=new Date().toISOString().split("T")[0]){const s=e.filter(C=>C.type==="ei"),n=this.calculateAge(t,r);let a=0,i=0,l=0,o=35;s.forEach(C=>{const S=this.calculateWeeksBetweenDates(C.startDate,C.endDate);a+=S,C.details?.weeklyRate&&(i=C.details.weeklyRate),C.deductions&&(l=(C.deductions.federalTax||0)+(C.deductions.provincialTax||0))});const u=Math.max(0,o-a),m=i-l,d=u,p=this.addWeeksToDate(r,d),x=this.calculateRemainingWeeksInYear(r),v=Math.min(u,x)*m,h=e.filter(C=>C.type==="employment").reduce((C,S)=>C+S.grossAmount,0)+v,A=n>=60,y=this.generateTransitionRecommendations(n,u,p,h,m);return{totalWeeksUsed:a,weeksRemaining:u,estimatedEndDate:p,canExtendWithIncome:u>0,vacationWeeksAvailable:Math.min(2,u),netWeeklyAmount:m,grossWeeklyAmount:i,totalDeductions:l,projectedAnnualIncome:h,eligibleForTransition:A,transitionRecommendations:y}}static generateTransitionRecommendations(e,t,r,s,n){const a=[],i=new Date(r);if(e>=60){const l=new Date(i);l.setDate(l.getDate()+1);const u=1364.6*.36,m=Math.min(u,s*.25/12);a.push({type:"rrq",priority:t<=4?"high":"medium",timing:l.toISOString().split("T")[0],reason:"Transition fluide après la fin de l'assurance emploi. Évite une période sans revenu.",impact:{monthlyIncome:m,annualIncome:m*12,taxImplications:"Revenu imposable, mais généralement plus avantageux que l'AE"},requirements:["Avoir cotisé au RRQ pendant au moins 1 an","Faire la demande 3 mois avant la date souhaitée","Cesser ou réduire substantiellement le travail"],nextSteps:["Contacter Retraite Québec pour une estimation personnalisée","Préparer les documents requis (relevés d'emploi, T4)","Planifier la transition financière"]})}return e>=65&&a.push({type:"sv",priority:"high",timing:"Immédiatement (si pas déjà fait)",reason:"Prestation universelle disponible dès 65 ans",impact:{monthlyIncome:707.68,annualIncome:707.68*12,taxImplications:"Récupération possible si revenu total > 90 997$"},requirements:["Résidence au Canada pendant 40 ans après 18 ans (pension complète)","Minimum 10 ans de résidence (pension partielle)"],nextSteps:["Demande automatique à 64 ans, vérifier le statut","Considérer le report si revenus élevés"]}),e<65&&t>8&&a.push({type:"employment",priority:"medium",timing:"Dès maintenant",reason:"Maximiser les revenus et prolonger la période d'assurance emploi",impact:{taxImplications:"Revenus d'emploi peuvent prolonger l'AE si < 90% du taux hebdomadaire"},requirements:["Recherche active d'emploi","Déclaration des revenus à Service Canada"],nextSteps:["Utiliser les services d'aide à l'emploi","Considérer l'emploi à temps partiel pour prolonger l'AE","Calculer l'impact sur les prestations"]}),e<60&&t>12&&a.push({type:"training",priority:"low",timing:"Pendant la période d'AE",reason:"Améliorer l'employabilité pendant la période de prestations",impact:{taxImplications:"Certaines formations permettent de maintenir l'AE"},requirements:["Approbation de Service Canada","Formation approuvée"],nextSteps:["Explorer les programmes de formation subventionnés","Vérifier l'éligibilité avec Service Canada"]}),a.sort((l,o)=>{const u={high:3,medium:2,low:1};return u[o.priority]-u[l.priority]})}static simulateVacationImpact(e,t){const r=new Date(e.estimatedEndDate),s=new Date(r);return s.setDate(s.getDate()+t*7),{newEndDate:s.toISOString().split("T")[0],weeksExtended:t}}static calculateIncomeImpact(e,t){let n=0,a="";if(t<=90)a="Aucune déduction - revenu sous l'exemption de 90$";else{const o=t-90;n=o*.5,a=`Déduction de ${n.toFixed(2)}$ (50% de ${o.toFixed(2)}$ excédentaire)`}const i=Math.max(0,e-n),l=i>0;return{deduction:n,netEI:i,canExtend:l,explanation:a}}static integrateConstructionWorkerIncome(e,t,r,s=new Date().toISOString().split("T")[0]){const n=Na.calculateCCQPension(t),a=this.calculateEIDetails(e,r,s),i=this.calculateAge(r,s),l=this.generateConstructionTransitionStrategy(i,n,a,t);return{totalProjectedIncome:this.calculateTotalConstructionIncome(a.projectedAnnualIncome,n,i),ccqPension:n,eiDetails:a,transitionStrategy:l}}static generateConstructionTransitionStrategy(e,t,r,s){const n=[];let a=65,i=0;if(t.admissibilite.retraiteNormale.eligible&&(a=65,i=t.renteMensuelleTotale,n.push("✅ Éligible à la retraite normale CCQ à 65 ans sans réduction")),t.admissibilite.retraiteAnticipeeSansReduction.eligible){const l=t.admissibilite.retraiteAnticipeeSansReduction.ageRequis;l&&l<a&&(a=l,i=t.renteMensuelleTotale,n.push(`🎯 Retraite anticipée CCQ possible à ${l} ans sans réduction`))}if(t.admissibilite.retraiteAnticipeeAvecReduction.eligible){const l=t.admissibilite.retraiteAnticipeeAvecReduction.ageRequis,o=t.facteurReduction?(t.facteurReduction*100).toFixed(1):"3.0";n.push(`⚠️ Retraite anticipée possible dès ${l} ans avec réduction de ${o}%`)}return e>=55&&(n.push("🏗️ Secteur construction: Considérer la retraite partielle si éligible"),n.push("📞 Contacter CCQ au 1-888-842-8282 pour validation des heures")),s.heuresAjusteesAvant2005>0&&n.push("📋 Vérifier les heures ajustées pré-2005 avec la CCQ"),e>=60&&n.push("🔄 Coordonner la prise du RRQ avec la rente CCQ pour optimiser les revenus"),t.renteMajoreeReduite.recommande&&n.push("💰 Analyser l'option rente majorée-réduite pour maximiser les revenus avant 65 ans"),{optimalRetirementAge:a,monthlyIncomeAtRetirement:i,recommendations:n}}static calculateTotalConstructionIncome(e,t,r){let s=e;return(r>=55&&t.admissibilite.retraiteAnticipeeAvecReduction.eligible||r>=65)&&(s+=t.renteAnnuelleTotale),s}static calculateAge(e,t){const r=new Date(e),s=new Date(t);let n=s.getFullYear()-r.getFullYear();const a=s.getMonth()-r.getMonth();return(a<0||a===0&&s.getDate()<r.getDate())&&n--,n}static calculateWeeksBetweenDates(e,t){const r=new Date(e),s=new Date(t),n=Math.abs(s.getTime()-r.getTime()),a=Math.ceil(n/(1e3*60*60*24));return Math.ceil(a/7)}static addWeeksToDate(e,t){const r=new Date(e);return r.setDate(r.getDate()+t*7),r.toISOString().split("T")[0]}static calculateRemainingWeeksInYear(e){const t=new Date(e),r=new Date(t.getFullYear(),11,31);return this.calculateWeeksBetweenDates(e,r.toISOString().split("T")[0])}}class Li{static convertToFinancialAssistantFormat(e=[],t=[]){const r=this.calculateTotalMonthlyIncome(e),s=this.calculateTotalMonthlyIncome(t);return{monthlyIncome:r+s,person1MonthlyIncome:r,person2MonthlyIncome:s,incomeBreakdown:{person1:this.getIncomeBreakdown(e),person2:this.getIncomeBreakdown(t)},temporaryIncome:this.getTemporaryIncomeInfo(e,t),eiToDateAmounts:this.getEIToDateAmounts(e,t)}}static convertToTaxOptimizationFormat(e=[],t=[]){return{person1:{salaryIncome:this.getIncomeByType(e,"salaire"),pensionIncome:this.getIncomeByType(e,"rentes"),eiIncome:this.getIncomeByType(e,"assurance-emploi"),dividendIncome:this.getIncomeByType(e,"dividendes"),rentalIncome:this.getIncomeByType(e,"revenus-location"),selfEmploymentIncome:this.getIncomeByType(e,"travail-autonome"),otherIncome:this.getIncomeByType(e,"autres"),totalAnnualIncome:this.calculateTotalAnnualIncome(e)},person2:{salaryIncome:this.getIncomeByType(t,"salaire"),pensionIncome:this.getIncomeByType(t,"rentes"),eiIncome:this.getIncomeByType(t,"assurance-emploi"),dividendIncome:this.getIncomeByType(t,"dividendes"),rentalIncome:this.getIncomeByType(t,"revenus-location"),selfEmploymentIncome:this.getIncomeByType(t,"travail-autonome"),otherIncome:this.getIncomeByType(t,"autres"),totalAnnualIncome:this.calculateTotalAnnualIncome(t)},combinedAnnualIncome:this.calculateTotalAnnualIncome([...e,...t])}}static convertToReportFormat(e=[],t=[]){return{incomeAnalysis:{person1:{name:"Person 1",totalAnnual:this.calculateTotalAnnualIncome(e),totalMonthly:this.calculateTotalMonthlyIncome(e),sources:e.filter(r=>r.isActive).map(r=>({type:r.type,description:r.description,annualAmount:r.projectedAnnual||0,monthlyAmount:this.getMonthlyAmount(r),frequency:this.getFrequency(r.type),isTemporary:r.type==="assurance-emploi",toDateAmount:r.toDateAmount}))},person2:{name:"Person 2",totalAnnual:this.calculateTotalAnnualIncome(t),totalMonthly:this.calculateTotalMonthlyIncome(t),sources:t.filter(r=>r.isActive).map(r=>({type:r.type,description:r.description,annualAmount:r.projectedAnnual||0,monthlyAmount:this.getMonthlyAmount(r),frequency:this.getFrequency(r.type),isTemporary:r.type==="assurance-emploi",toDateAmount:r.toDateAmount}))}},riskAnalysis:{temporaryIncomeRisk:this.assessTemporaryIncomeRisk(e,t),incomeConcentrationRisk:this.assessIncomeConcentration(e,t),eiDependencyRisk:this.assessEIDependency(e,t)},recommendations:this.generateIncomeRecommendations(e,t)}}static calculateTotalMonthlyIncome(e){return e.filter(t=>t.isActive).reduce((t,r)=>t+this.getMonthlyAmount(r),0)}static calculateTotalAnnualIncome(e){return e.filter(t=>t.isActive).reduce((t,r)=>t+(r.projectedAnnual||0),0)}static getMonthlyAmount(e){switch(e.type){case"salaire":case"dividendes":case"travail-autonome":case"autres":return(e.projectedAnnual||0)/12;case"rentes":case"revenus-location":return e.monthlyAmount||0;case"assurance-emploi":return(e.weeklyNet||0)*4.33;default:return 0}}static getFrequency(e){return{salaire:"annual",rentes:"monthly","assurance-emploi":"weekly",dividendes:"annual","revenus-location":"monthly","travail-autonome":"annual",autres:"annual"}[e]||"annual"}static getIncomeByType(e,t){const r=e.find(s=>s.type===t&&s.isActive);return r&&r.projectedAnnual||0}static getIncomeBreakdown(e){const t={};return e.filter(r=>r.isActive).forEach(r=>{t[r.type]=(t[r.type]||0)+(r.projectedAnnual||0)}),t}static getTemporaryIncomeInfo(e,t){const s=[...e,...t].filter(n=>n.isActive&&n.type==="assurance-emploi");return{hasTemporaryIncome:s.length>0,totalTemporaryAnnual:s.reduce((n,a)=>n+(a.projectedAnnual||0),0),temporaryEntries:s.map(n=>({description:n.description,weeklyAmount:n.weeklyNet||0,startDate:n.startDate,endDate:n.endDate,weeksUsed:n.weeksUsed,maxWeeks:n.maxWeeks,toDateAmount:n.toDateAmount||0}))}}static getEIToDateAmounts(e,t){const s=[...e,...t].filter(n=>n.isActive&&n.type==="assurance-emploi"&&n.toDateAmount);return{person1ToDate:e.filter(n=>n.isActive&&n.type==="assurance-emploi").reduce((n,a)=>n+(a.toDateAmount||0),0),person2ToDate:t.filter(n=>n.isActive&&n.type==="assurance-emploi").reduce((n,a)=>n+(a.toDateAmount||0),0),totalToDate:s.reduce((n,a)=>n+(a.toDateAmount||0),0),details:s.map(n=>({description:n.description,toDateAmount:n.toDateAmount||0,weeklyNet:n.weeklyNet||0,weeksUsed:n.weeksUsed||0}))}}static assessTemporaryIncomeRisk(e,t){const r=this.calculateTotalAnnualIncome([...e,...t]),s=[...e,...t].filter(a=>a.isActive&&a.type==="assurance-emploi").reduce((a,i)=>a+(i.projectedAnnual||0),0);if(r===0)return"low";const n=s/r;return n>.5?"high":n>.25?"medium":"low"}static assessIncomeConcentration(e,t){const r=[...e,...t].filter(i=>i.isActive),s=this.calculateTotalAnnualIncome(r);if(s===0||r.length===0)return"low";const a=Math.max(...r.map(i=>i.projectedAnnual||0))/s;return a>.8?"high":a>.6?"medium":"low"}static assessEIDependency(e,t){const r=this.calculateTotalAnnualIncome([...e,...t]),s=this.getIncomeByType([...e,...t],"assurance-emploi");if(s===0)return"none";if(r===0)return"high";const n=s/r;return n>.7?"high":n>.4?"medium":"low"}static generateIncomeRecommendations(e,t){const r=[],s=this.assessTemporaryIncomeRisk(e,t),n=this.assessIncomeConcentration(e,t),a=this.assessEIDependency(e,t);return s==="high"&&r.push("Risque élevé de revenus temporaires - Planifiez une transition vers des revenus permanents"),n==="high"&&r.push("Concentration élevée des revenus - Diversifiez vos sources de revenus"),a==="high"?r.push("Forte dépendance à l'assurance emploi - Considérez demander votre RRQ dès l'admissibilité"):a==="medium"&&r.push("Dépendance modérée à l'assurance emploi - Planifiez la transition vers la retraite"),this.calculateTotalAnnualIncome([...e,...t])<3e4&&r.push("Revenus faibles - Explorez les programmes d'aide gouvernementaux disponibles"),r}static validateIncomeData(e=[],t=[]){const r=[];return[...e,...t].filter(n=>n.isActive&&n.type==="assurance-emploi").forEach((n,a)=>{n.startDate||r.push(`Entrée AE ${a+1}: Date de début manquante`),(!n.weeklyNet||n.weeklyNet<=0)&&r.push(`Entrée AE ${a+1}: Montant hebdomadaire net invalide`),n.weeksUsed&&n.weeksUsed>50&&r.push(`Entrée AE ${a+1}: Nombre de semaines utilisées trop élevé`)}),[...e,...t].forEach((n,a)=>{n.isActive&&(n.annualAmount&&n.annualAmount<0||n.monthlyAmount&&n.monthlyAmount<0||n.weeklyAmount&&n.weeklyAmount<0||n.weeklyNet&&n.weeklyNet<0)&&r.push(`Entrée ${a+1}: Montants négatifs détectés`)}),{isValid:r.length===0,errors:r}}}class qi{static validatePromoCode(e){const t=Er[e.toUpperCase()];if(!t)return{isValid:!1,discount:0,message:"Code promo invalide"};const r=new Date,s=new Date(t.validUntil);return r>s?{isValid:!1,discount:0,message:"Code promo expiré"}:t.currentUses&&t.currentUses>=t.maxUses?{isValid:!1,discount:0,message:"Code promo épuisé"}:{isValid:!0,discount:t.discount,message:t.description,code:t}}static applyPromoCode(e,t){const r=this.validatePromoCode(t);if(!r.isValid)return{finalPrice:e,discount:0,savings:"0,00 $",validation:r};const s=e*r.discount/100,n=e-s;return{finalPrice:Math.round(n*100)/100,discount:r.discount,savings:`${s.toFixed(2)} $`,validation:r}}static checkFeatureUnlock(e,t){const r=this.validatePromoCode(e);return!r.isValid||!r.code?!1:!!(r.code.unlimitedFeatures||r.code.testMode)}static getEffectivePlan(e,t){const r=this.validatePromoCode(t);return!r.isValid||!r.code?e:r.code.unlimitedFeatures||r.code.testMode?"expert":e}static isTestCode(e){const t=this.validatePromoCode(e);return t.isValid&&t.code?.testMode===!0}static getValidPromoCodes(){const e=new Date;return Object.values(Er).filter(t=>{const r=new Date(t.validUntil);return e<=r&&(!t.currentUses||t.currentUses<t.maxUses)})}}const ye=class ye{static getInstance(){return ye.instance||(ye.instance=new ye),ye.instance}getAllModules(){return[{id:"budget-fundamentals",title:"Les Fondamentaux du Budget",description:"Apprenez à créer et gérer un budget personnel efficace",category:"budget",difficulty:"beginner",estimatedTime:30,prerequisites:[],objectives:["Comprendre l'importance du budget","Identifier ses revenus et dépenses","Créer un budget équilibré","Suivre et ajuster son budget"],content:this.getBudgetFundamentalsContent(),quiz:this.getBudgetFundamentalsQuiz(),isCompleted:!1,attempts:0,maxAttempts:3},{id:"emergency-fund-mastery",title:"Maîtrise du Fonds d'Urgence",description:"Constituez et gérez votre coussin de sécurité financière",category:"savings",difficulty:"beginner",estimatedTime:25,prerequisites:["budget-fundamentals"],objectives:["Comprendre l'utilité du fonds d'urgence","Calculer le montant nécessaire","Stratégies pour constituer le fonds","Où placer son fonds d'urgence"],content:this.getEmergencyFundContent(),quiz:this.getEmergencyFundQuiz(),isCompleted:!1,attempts:0,maxAttempts:3},{id:"retirement-planning-101",title:"Planification Retraite 101",description:"Les bases essentielles pour planifier votre retraite",category:"retirement",difficulty:"intermediate",estimatedTime:45,prerequisites:["budget-fundamentals","emergency-fund-mastery"],objectives:["Comprendre la règle du 4 %","Calculer ses besoins de retraite","Optimiser REER et CELI","Stratégies de décaissement"],content:this.getRetirementPlanningContent(),quiz:this.getRetirementPlanningQuiz(),isCompleted:!1,attempts:0,maxAttempts:3},{id:"investment-basics",title:"Bases de l'Investissement",description:"Introduction aux concepts d'investissement pour débutants",category:"investment",difficulty:"intermediate",estimatedTime:40,prerequisites:["emergency-fund-mastery"],objectives:["Comprendre les types de placements","Évaluer sa tolérance au risque","Diversification de portefeuille","Frais et fiscalité des placements"],content:this.getInvestmentBasicsContent(),quiz:this.getInvestmentBasicsQuiz(),isCompleted:!1,attempts:0,maxAttempts:3},{id:"debt-elimination",title:"Élimination Stratégique des Dettes",description:"Méthodes éprouvées pour se libérer de ses dettes",category:"debt",difficulty:"intermediate",estimatedTime:35,prerequisites:["budget-fundamentals"],objectives:["Inventaire complet des dettes","Méthodes boule de neige vs avalanche","Négociation avec les créanciers","Prévention du réendettement"],content:this.getDebtEliminationContent(),quiz:this.getDebtEliminationQuiz(),isCompleted:!1,attempts:0,maxAttempts:3},{id:"tax-optimization",title:"Optimisation Fiscale Personnelle",description:"Stratégies légales pour réduire votre fardeau fiscal",category:"tax",difficulty:"advanced",estimatedTime:50,prerequisites:["retirement-planning-101","investment-basics"],objectives:["Comprendre le système fiscal canadien","Maximiser les déductions et crédits","Planification fiscale à long terme","Fractionnement de revenus"],content:this.getTaxOptimizationContent(),quiz:this.getTaxOptimizationQuiz(),isCompleted:!1,attempts:0,maxAttempts:3}]}getBudgetFundamentalsContent(){return[{id:"budget-intro",type:"text",title:"Qu'est-ce qu'un budget ?",content:"Un budget est un plan financier qui compare vos revenus à vos dépenses sur une période donnée. C'est l'outil fondamental de toute planification financière réussie.",order:1},{id:"budget-importance",type:"tip",title:"Pourquoi budgéter ?",content:"💡 Un budget vous permet de : contrôler vos dépenses, identifier les fuites financières, planifier vos objectifs, réduire le stress financier.",order:2},{id:"budget-categories",type:"interactive",title:"Catégories de dépenses",content:"Apprenez à classer vos dépenses en catégories : fixes (loyer, assurances), variables (alimentation, loisirs), et épargne.",interactiveComponent:"ExpenseCategorizer",order:3},{id:"budget-example",type:"example",title:"Exemple concret",content:"Marie, 28 ans, gagne 4000$/mois. Ses dépenses fixes : 2200$, variables : 1200$, épargne : 600$. Son budget est équilibré avec 15% d'épargne.",order:4},{id:"budget-tools",type:"text",title:"Outils de budgétisation",content:"Utilisez notre calculateur de budget Excel, des applications mobiles, ou la méthode 50-20-30 pour structurer vos finances.",order:5},{id:"budget-warning",type:"warning",title:"Erreurs courantes",content:"⚠️ Évitez ces pièges : sous-estimer les dépenses variables, oublier les dépenses annuelles, ne pas prévoir d'imprévus.",order:6}]}getBudgetFundamentalsQuiz(){return{id:"budget-fundamentals-quiz",questions:[{id:"q1",type:"multiple-choice",question:"Quel pourcentage minimum de vos revenus devriez-vous épargner ?",options:["5%","10%","15%","20%"],correctAnswer:"10%",explanation:"La règle générale recommande d'épargner au moins 10% de ses revenus nets pour assurer sa sécurité financière.",points:10,difficulty:"easy",category:"savings"},{id:"q2",type:"true-false",question:"Les dépenses de loisirs sont considérées comme des dépenses fixes.",options:["Vrai","Faux"],correctAnswer:"Faux",explanation:"Les dépenses de loisirs sont variables car elles peuvent être ajustées selon votre situation financière.",points:10,difficulty:"easy",category:"budget"},{id:"q3",type:"calculation",question:"Si vos revenus sont de 5000$ et vos dépenses de 4200$, quel est votre taux d'épargne ?",correctAnswer:16,explanation:"Taux d'épargne = (5000 - 4200) / 5000 × 100 = 16%",points:15,difficulty:"medium",category:"calculation"},{id:"q4",type:"scenario",question:"Jean dépense 3500$/mois mais gagne 3200$. 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Calculez votre montant idéal selon votre situation.",interactiveComponent:"EmergencyFundCalculator",order:2},{id:"emergency-strategies",type:"text",title:"Stratégies de constitution",content:"Commencez petit (500$), automatisez vos épargnes, utilisez les remboursements d'impôt, vendez des objets inutiles.",order:3},{id:"emergency-placement",type:"tip",title:"Où placer votre fonds ?",content:"💡 Compte épargne à taux élevé, certificat de placement garanti à court terme, ou compte du marché monétaire. Privilégiez l'accessibilité.",order:4}]}getEmergencyFundQuiz(){return{id:"emergency-fund-quiz",questions:[{id:"ef-q1",type:"multiple-choice",question:"Combien de mois de dépenses devrait représenter votre fonds d'urgence ?",options:["1-2 mois","3-6 mois","12 mois","24 mois"],correctAnswer:"3-6 mois",explanation:"Un fonds d'urgence de 3 à 6 mois de dépenses offre une protection adéquate contre la plupart des 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localStorage.setItem("active-challenges",JSON.stringify(r)),{completed:n,challenge:n?s:void 0}}updateStreak(){const e=this.getUserStats(),t=new Date().toDateString(),r=e.lastActivity.toDateString(),s=new Date;s.setDate(s.getDate()-1);const n=s.toDateString();let a=!1;return r===t?{streakIncreased:!1,currentStreak:e.currentStreak}:(r===n?(e.currentStreak++,a=!0):(e.currentStreak=1,a=!0),e.currentStreak>e.longestStreak&&(e.longestStreak=e.currentStreak),e.lastActivity=new Date,this.saveUserStats(e),e.currentStreak===7?this.addPoints(100,"Série de 7 jours !"):e.currentStreak===30&&this.addPoints(500,"Série de 30 jours !"),{streakIncreased:a,currentStreak:e.currentStreak})}logActivity(e,t){const r=this.getRecentActivities();r.unshift({id:Date.now().toString(),action:e,data:t,timestamp:new Date});const s=r.slice(0,50);localStorage.setItem("user-activities",JSON.stringify(s)),this.checkActivityBasedAchievements(e,t)}getRecentActivities(){const e=localStorage.getItem("user-activities");return e?JSON.parse(e).map(t=>({...t,timestamp:new Date(t.timestamp)})):[]}checkActivityBasedAchievements(e,t){switch(e){case"budget_created":this.updateAchievementProgress("first-budget",1);break;case"savings_updated":t?.amount>=100&&this.updateAchievementProgress("first-savings",t.amount),t?.amount>=1e3&&this.updateAchievementProgress("savings-milestone-1k",t.amount);break;case"onboarding_completed":this.updateAchievementProgress("onboarding-complete",1);break;case"guide_read":const r=this.getUserAchievements().find(s=>s.id==="knowledge-seeker")?.progress||0;this.updateAchievementProgress("knowledge-seeker",r+1);break}}getUserRanking(){const e=this.getUserStats(),t=1e4;let r=Math.max(1,Math.floor(t*(1-e.totalPoints/3e3)));r=Math.min(r,t);const 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e=pe,t=Math.max(0,Number(c.ordinaryIncome)||0)+Math.max(0,Number(c.rrspWithdrawals)||0)+Math.max(0,Number(c.rrifWithdrawals)||0)+Math.max(0,Number(c.eligiblePensionIncome)||0),r=Math.max(0,Number(c.cpp)||0),s=Math.max(0,Number(c.oas)||0),n=Math.max(0,Number(c.eligibleDividends)||0),a=Math.max(0,Number(c.nonEligibleDividends)||0),i=n*(1+e.dividends.eligible.grossUp),l=a*(1+e.dividends.nonEligible.grossUp),o=Math.max(0,Number(c.capitalGains)||0),u=o*e.capitalGainsInclusion;return{grossIncome:t+n+a+o+r+s,ordinary:t,eligibleDivGrossed:i,nonEligibleDivGrossed:l,capGainsTaxable:u,cpp:r,oas:s}}function fs(c,e,t,r="federal"){const s=pe.credits,n=(r==="federal"?s.basicPersonalFederal:s.basicPersonalQuebec)+(e&&e>=65?r==="federal"?s.ageAmountFederal:s.ageAmountQuebec:0)+(t&&t>0?r==="federal"?s.pensionAmountFederal:s.pensionAmountQuebec:0);if(e&&e>=65&&r==="federal"&&c>42e3){const l=Ua(1-(c-42e3)/58e3,0,1),o=s.ageAmountFederal*(1-l);return Math.max(0,n-o)}return Math.max(0,n)}function 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Ka(c,e=100){const t=be(c),r=be({...c,ordinaryIncome:Math.max(0,(c.ordinaryIncome||0)+e)}),s=r.totalTax-t.totalTax;return{base:t,withDelta:r,marginalRate:s/e}}function Qa(c,e){const t=e.grossReturnTFSA??.04,r=e.grossReturnNonReg??.04,s=e.grossReturnRRSP??.04,n=e.grossReturnRRIF??.04;return{tfsa:c.tfsa*(1+t),nonRegistered:c.nonRegistered*(1+r),rrsp:c.rrsp*(1+s),rrif:c.rrif*(1+n),cppAnnual:c.cppAnnual,oasAnnual:c.oasAnnual}}function We(c,e){const t=Math.max(0,e||0),r=Math.min(c,t);return[r,c-r]}function Bs(c,e,t,r,s){let n=Qa(t,s);const[a,i]=We(n.tfsa,r.withdrawTFSA||0),[l,o]=We(n.nonRegistered,r.withdrawNonReg||0),[u,m]=We(n.rrsp,r.withdrawRRSP||0),[d,p]=We(n.rrif,r.withdrawRRIF||0);let x=n.cppAnnual||0,E=n.oasAnnual||0;r.startCPP&&(s.includeCPP??!0)&&(x=x>0?x:9600),r.startOAS&&(s.includeOAS??!0)&&(E=E>0?E:8400);const 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r.regularData=="object"&&Object.entries(r.regularData).forEach(([n,a])=>{try{localStorage.setItem(n,JSON.stringify(a)),s.push(`regular:${n}`)}catch{}}),{success:!0,loadedKeys:s}}catch(t){return{success:!1,error:`Erreur lors du chargement : ${t instanceof Error?t.message:"Fichier invalide"}`}}}static clearAllData(e=!1){this.clearAllStorageData(!e)}}L(hs,"LAST_SAVE_KEY","last_save_info"),L(hs,"DEFAULT_PREFIX","plan-retraite");class Ki{static getAssumptions(){return{inflation:Ie.INFLATION,stockReturns:Ie.ACTIONS_CANADIENNES,bondReturns:Ie.REVENU_FIXE,salaryGrowth:Ie.CROISSANCE_SALAIRE,source:Ie.SOURCE,lastUpdated:"Janvier 2025"}}static getTooltips(){return{inflation:{title:"Inflation",description:"Hausse générale des prix chaque année",example:"100 $ aujourd'hui = 102,10 $ l'an prochain",icon:"📈"},stockReturns:{title:"Actions canadiennes",description:"Rendement moyen attendu des actions",example:"10 000 $ pourrait valoir 66 200 $ après 30 ans",icon:"📊"},bondReturns:{title:"Obligations",description:"Rendement des prêts gouvernementaux",example:"Plus stable que les actions, croissance plus lente",icon:"🏛️"},salaryGrowth:{title:"Croissance des salaires",description:"Augmentation moyenne des salaires",example:"50 000 $ aujourd'hui = 126 000 $ dans 30 ans",icon:"💰"}}}static formatPercentage(e){return`${(e*100).toFixed(1).replace(".",",")} %`}static getTransparencyNotification(e){return{context:e,message:{retirement:"Cette projection utilise un taux d'inflation de 2,1 % selon les normes IPF 2025",investment:"Rendement des actions canadiennes : 6,6 % (norme IPF 2025)",budget:"Croissance des salaires : 3,1 % par année (norme IPF 2025)",general:"Calculs basés sur les standards professionnels IPF 2025"}[e],detailsLink:"/hypotheses"}}static calculateInflationImpact(e,t){const r=this.getAssumptions();return e*Math.pow(1+r.inflation,t)}static calculateStockGrowth(e,t){const r=this.getAssumptions();return e*Math.pow(1+r.stockReturns,t)}static calculateBondGrowth(e,t){const r=this.getAssumptions();return e*Math.pow(1+r.bondReturns,t)}static calculateSalaryGrowth(e,t){const r=this.getAssumptions();return e*Math.pow(1+r.salaryGrowth,t)}static getEducationalExamples(){return{inflation:{title:"Impact de l'inflation",examples:[{description:"Panier d'épicerie de 100 $ aujourd'hui",result:`${this.formatPercentage(.021)} = 102,10 $ l'an prochain`},{description:"Coût de la vie dans 10 ans",result:`100 $ aujourd'hui = ${Math.round(this.calculateInflationImpact(100,10))} $ dans 10 ans`}]},stocks:{title:"Croissance des actions",examples:[{description:"Placement de 10 000 $ en actions",result:`Pourrait valoir ${Math.round(this.calculateStockGrowth(1e4,30)).toLocaleString("fr-CA")} $ après 30 ans`},{description:"REER de 1 000 $ par année",result:"Pourrait accumuler plus de 100 000 $ en 20 ans"}]},bonds:{title:"Sécurité des obligations",examples:[{description:"Placement de 10 000 $ en obligations",result:`Pourrait valoir ${Math.round(this.calculateBondGrowth(1e4,30)).toLocaleString("fr-CA")} $ après 30 ans`},{description:"Moins de risque que les actions",result:"Croissance plus lente mais plus prévisible"}]},salary:{title:"Évolution des salaires",examples:[{description:"Salaire de 50 000 $ aujourd'hui",result:`Pourrait être ${Math.round(this.calculateSalaryGrowth(5e4,30)).toLocaleString("fr-CA")} $ dans 30 ans`},{description:"Augmentation annuelle moyenne",result:`${this.formatPercentage(Ie.CROISSANCE_SALAIRE)} par année`}]}}}static validateAssumptions(){const e=this.getAssumptions(),t=[];return e.stockReturns<=e.bondReturns&&t.push("Les actions devraient avoir un rendement supérieur aux obligations"),e.salaryGrowth<=e.inflation&&t.push("La croissance des salaires devrait dépasser l'inflation"),(e.inflation<.01||e.inflation>.05)&&t.push("Le taux d'inflation semble inhabituel"),{isValid:t.length===0,warnings:t}}static getAssumptionsSummary(){const e=this.getAssumptions();return`Hypothèses utilisées (${e.source}) :
• Inflation : ${this.formatPercentage(e.inflation)}
• Actions canadiennes : ${this.formatPercentage(e.stockReturns)}
• Obligations : ${this.formatPercentage(e.bondReturns)}
• Croissance des salaires : ${this.formatPercentage(e.salaryGrowth)}

Ces hypothèses sont conformes aux standards professionnels de l'Institut de planification financière.`}}class Qi{static analyzeProperty(e){const t=e.revenusLocatifsAnnuels-this.calculateTotalExpenses(e.depensesAnnuelles),r=e.revenusLocatifsAnnuels/e.valeurMarchande*100,s=t/e.valeurMarchande*100,n=t*.35,a=t-n,i=e.valeurMarchande-e.coutBaseAjuste,l=Math.min(e.amortissementCumule,i),o=Math.max(0,i-e.amortissementCumule),u=this.calculatePropertyProjections(e,10);return{rendements:{brut:r,net:s,apresImpot:a/e.valeurMarchande*100},fiscalite:{plusValueBrute:i,recupAmortissement:l,gainEnCapitalNet:o,gainEnCapitalImposable:o*.5,impotEstime:o*.5*.35},projections:{valeur10ans:u.valeurFuture,revenus10ans:u.revenusFuturs,rendement10ans:u.rendementFutur},fluxTresorerie:{annuel:t,apresImpot:a,mensuel:a/12}}}static generateSaleScenarios(e,t,r){const s=this.analyzeProperty(e),n=[],a={nom:"Vente Comptant",type:"COMPTANT",gainEnCapital:s.fiscalite.gainEnCapitalNet,recupAmortissement:s.fiscalite.recupAmortissement,impotTotalDu:s.fiscalite.impotEstime,liquiditeNette:e.valeurMarchande-s.fiscalite.impotEstime,strategies:this.generateReinvestmentStrategies(e.valeurMarchande-s.fiscalite.impotEstime,t,r)};if(n.push(a),s.fiscalite.gainEnCapitalNet>1e5){const i={nom:"Réserve d'Épargne Étalée",type:"RESERVE_ETALEE",gainEnCapital:s.fiscalite.gainEnCapitalNet,recupAmortissement:s.fiscalite.recupAmortissement,impotTotalDu:s.fiscalite.impotEstime*.8,liquiditeNette:e.valeurMarchande-s.fiscalite.impotEstime*.8,nombreAnneesEtalement:5,economieImpotEtalement:s.fiscalite.impotEstime*.2,strategies:this.generateReinvestmentStrategies(e.valeurMarchande-s.fiscalite.impotEstime*.8,t,r)};n.push(i)}if(this.isEchange44Eligible(e,r)){const i={nom:"Échange 44",type:"ECHANGE_44",gainEnCapital:0,recupAmortissement:0,impotTotalDu:0,liquiditeNette:e.valeurMarchande,strategies:this.generateReinvestmentStrategies(e.valeurMarchande,t,r)};n.push(i)}return n}static generateReinvestmentStrategies(e,t,r){const s=[];if(t.anneesManquantes>0&&e>=t.coutRachatParAnnee){const a=Math.min(t.anneesManquantes,Math.floor(e/t.coutRachatParAnnee)),i={nom:`Rachat RREGOP (${a} années)`,type:"RREGOP_RACHAT",montantAlloue:a*t.coutRachatParAnnee,rendementEscompte:8.5,avantagesFiscaux:["Déduction d'impôt immédiate","Pension viagère garantie","Indexation automatique","Protection contre l'inflation"],risques:["Aucun - Garantie gouvernementale"],impactRetraite:{pensionAnnuelle:a*t.impactPensionViagere*12,ageRetraite:t.ageRetraitePrevu,securiteFinanciere:10}};s.push(i)}const n=e-(s[0]?.montantAlloue||0);if(n>0){const a={nom:"REER/CELI Mixte",type:"REER_CELI",montantAlloue:n*.6,rendementEscompte:6.5,avantagesFiscaux:["Déduction d'impôt REER","Croissance à l'abri de l'impôt CELI","Flexibilité de retrait"],risques:["Volatilité des marchés","Taux de rendement variable"],impactRetraite:{pensionAnnuelle:n*.6*.04,ageRetraite:t.ageRetraitePrevu,securiteFinanciere:7}};s.push(a)}if(n>0){const a={nom:"Portefeuille Diversifié",type:"PORTEFEUILLE",montantAlloue:n*.4,rendementEscompte:7,avantagesFiscaux:["Diversification géographique","Croissance à long terme","Liquidité"],risques:["Volatilité","Risque de marché","Inflation"],impactRetraite:{pensionAnnuelle:n*.4*.05,ageRetraite:t.ageRetraitePrevu+2,securiteFinanciere:6}};s.push(a)}return s}static compareScenarios(e){if(e.length===0)return{scenarios:[],meilleurScenario:{},analyseRisque:{liquidite:0,fiscalite:0,rendement:0,securite:0},recommandation:"Aucun scénario disponible"};const t=e.map(s=>{const n=Math.min(10,s.liquiditeNette/1e5*10),a=Math.max(1,10-s.impotTotalDu/5e4*10),i=this.calculateRendementScore(s),l=this.calculateSecuriteScore(s),o=(n+a+i+l)/4;return{...s,scoreTotal:o}});t.sort((s,n)=>(n.scoreTotal||0)-(s.scoreTotal||0));const r=t[0];return{scenarios:t,meilleurScenario:r,analyseRisque:{liquidite:Math.min(10,r.liquiditeNette/1e5*10),fiscalite:Math.max(1,10-r.impotTotalDu/5e4*10),rendement:this.calculateRendementScore(r),securite:this.calculateSecuriteScore(r)},recommandation:this.generateRecommendation(r)}}static generateExecutionPlan(e,t){return{etapes:[{ordre:1,titre:"Évaluation de la propriété",description:"Obtenir une évaluation professionnelle à jour",duree:"2-3 semaines",responsable:"Évaluateur immobilier",statut:"A_FAIRE",notes:"Important pour optimiser le prix de vente"},{ordre:2,titre:"Consultation fiscale",description:"Analyser les implications fiscales avec un expert-comptable",duree:"1-2 semaines",responsable:"Comptable/Conseiller fiscal",statut:"A_FAIRE",notes:"Optimiser la stratégie de vente"},{ordre:3,titre:"Préparation de la vente",description:"Mise en marché et préparation des documents",duree:"4-8 semaines",responsable:"Courtier immobilier",statut:"A_FAIRE",notes:"Inclure les améliorations mineures si rentables"},{ordre:4,titre:"Négociation et vente",description:"Processus de vente et finalisation",duree:"2-4 semaines",responsable:"Courtier immobilier",statut:"A_FAIRE",notes:"Négocier les conditions optimales"},{ordre:5,titre:"Réinvestissement RREGOP",description:"Procéder au rachat d'années RREGOP",duree:"2-4 semaines",responsable:"Conseiller RREGOP",statut:"A_FAIRE",notes:"Priorité absolue - délais stricts"},{ordre:6,titre:"Placement des fonds restants",description:"Exécuter la stratégie de réinvestissement",duree:"2-3 semaines",responsable:"Conseiller financier",statut:"A_FAIRE",notes:"Diversifier selon le profil de risque"}],timeline:{debut:"Maintenant",fin:"8-12 semaines",duree:"2-3 mois"},contacts:[{nom:"Conseiller RREGOP",role:"Spécialiste RREGOP",telephone:"514-555-0123",email:"rregop@gouv.qc.ca",specialite:"Rachat d'années RREGOP"},{nom:"Conseiller fiscal",role:"Comptable/Conseiller fiscal",telephone:"514-555-0124",email:"fiscal@expertise.ca",specialite:"Optimisation fiscale immobilière"},{nom:"Courtier immobilier",role:"Vente immobilière",telephone:"514-555-0125",email:"vente@immobilier.ca",specialite:"Vente de propriétés à revenus"}],documents:[{nom:"Évaluation immobilière",type:"EVALUATION",statut:"REQUIS",dateLimite:"2 semaines"},{nom:"Analyse fiscale détaillée",type:"FISCAL",statut:"REQUIS",dateLimite:"2 semaines"},{nom:"Contrat de vente",type:"CONTRAT",statut:"REQUIS",dateLimite:"6 semaines"},{nom:"Formulaire de rachat RREGOP",type:"LEGAL",statut:"REQUIS",dateLimite:"8 semaines"}],checklist:["Évaluation immobilière obtenue","Consultation fiscale effectuée","Propriété mise en marché","Vente finalisée","Rachat RREGOP effectué","Fonds restants placés"]}}static calculateTotalExpenses(e){return Object.values(e).reduce((t,r)=>t+r,0)}static calculatePropertyProjections(e,t){const r=e.valeurMarchande*Math.pow(1+e.appreciationAnnuelle/100,t),s=e.revenusLocatifsAnnuels*Math.pow(1+e.augmentationLoyersAnnuelle/100,t),n=s/r*100;return{valeurFuture:r,revenusFuturs:s,rendementFutur:n}}static isEchange44Eligible(e,t){return e.typeProprieteDuplex==="DUPLEX"&&t?.hasReplacementProperty}static calculateRendementScore(e){const t=Math.min(10,e.liquiditeNette/1e5*10),r=e.strategies.reduce((s,n)=>s+n.rendementEscompte,0)/e.strategies.length;return Math.min(10,(t+r)/2)}static calculateSecuriteScore(e){return e.strategies.find(s=>s.type==="RREGOP_RACHAT")?10:e.strategies.find(s=>s.type==="REER_CELI")?7:5}static generateRecommendation(e){return e.type==="ECHANGE_44"?"Échange 44 recommandé pour éviter l'impôt immédiat et maintenir l'exposition immobilière.":e.type==="RESERVE_ETALEE"?"Réserve d'épargne étalée recommandée pour optimiser la fiscalité et étaler l'impôt sur 5 ans.":"Vente comptant recommandée pour maximiser la liquidité et permettre le réinvestissement RREGOP immédiat."}}function Pe(c){const e=Number(c);return Number.isFinite(e)?e:0}function Is(c){return c.reduce((e,t)=>e+(Number.isFinite(t)?t:0),0)}function Za(c,e){const t=c.personal||{},r=Pe(t.netMensuel);if(r>0)return r;const s=e?.incomeKeys??["salaire1","salaire2"];return Is(s.map(a=>Pe(t[a])))/12}function ei(c){const e=c.cashflow||{};return Is(["logement","servicesPublics","assurances","telecom","alimentation","transport","sante","loisirs","depensesSaisonnieres"].map(r=>Pe(e[r])))}function ti(c){const e=c;if(e.budgetSettings?.emergencyFund!=null)return Pe(e.budgetSettings.emergencyFund);const t=e.savings||{},r=["emergencyFund","fondsUrgence","liquidSavings","epargneLiquide","bankSavings","epargne1"];for(const s of r)if(t[s]!=null)return Pe(t[s]);return 0}function ri(c,e){return c>=0&&e>=3?"low":c>=0&&e>=1||c<0&&e>=2?"medium":"high"}class Ji{static analyze(e,t={}){const r=t.emergencyTargetMonths??3,s=t.minMonthlyBuffer??100,n=Za(e,t),a=ei(e),i=n-a,l=ti(e),o=r,u=Math.max(0,a)*o,m=Math.max(0,u-l),d=a>0?l/a:1/0,p=[];if(i<0){const f=Math.abs(i);p.push({id:"negative-monthly-cashflow",severity:f>=250?"error":"warning",message:`Votre flux de trésorerie mensuel est négatif de ${f.toLocaleString("fr-CA",{style:"currency",currency:"CAD"})}.`,suggestion:"Réduisez vos dépenses essentielles/discrétionnaires et reportez les achats non urgents. Augmentez vos revenus ou ajustez le plan."})}else i<s&&p.push({id:"insufficient-monthly-buffer",severity:"warning",message:`Votre marge mensuelle est faible (${i.toLocaleString("fr-CA",{style:"currency",currency:"CAD"})}).`,suggestion:"Conservez un coussin minimum de 100–200 $ par mois pour prévenir les découverts (imprévus, variabilité des factures)."});m>0?p.push({id:"emergency-fund-shortfall",severity:i<0?"error":"warning",message:`Fonds d’urgence insuffisant de ${m.toLocaleString("fr-CA",{style:"currency",currency:"CAD"})} (cible ${r} mois).`,suggestion:"Alimentez votre fonds d’urgence en priorité (visez 3–6 mois de dépenses essentielles)."}):p.push({id:"emergency-fund-ok",severity:"info",message:`Fonds d’urgence adéquat (~${d.toFixed(1)} mois de dépenses couvertes).`});const x=e.cashflow||{},E=Pe(x.depensesSaisonnieres);E>0&&i-E/12<0&&p.push({id:"seasonal-expense-risk",severity:"warning",message:"Vos dépenses saisonnières peuvent réduire votre marge mensuelle et causer un découvert lors des périodes de pointe.",suggestion:"Utilisez des “sinking funds” mensuels pour lisser les dépenses saisonnières et éviter un choc de trésorerie."});const v=ri(i,d);return{netMonthlyIncome:n,totalMonthlyExpenses:a,monthlyCashflow:i,emergencySaved:l,emergencyTargetMonths:r,riskLevel:v,alerts:p}}}function si(c,e,t){const r=e/12;if(!isFinite(r)||Math.abs(r)<1e-9)return c/Math.max(1,t);const s=Math.pow(1+r,t);return c*(r*s)/(s-1)}function ni(c,e){const{financing:t,ownership:r}=e,s=re(t.price),n=re(t.salesTaxRate,.15),a=re(t.downPayment),i=Math.max(1,Math.floor(re(t.termMonths,60))),l=re(t.annualRate,.07),o=re(t.warrantyCost),u=re(t.registrationFees),m=s*(1+n),d=Math.max(0,m-a),p=si(d,l,i),x=Math.min(i,Math.max(1,Math.floor(c*12))),E=p*x,v=re(r.maintenancePerYear)*c,f=re(r.insurancePerYear)*c,g=re(r.fuelOrEnergyPerYear)*c,h=re(r.otherRecurringPerYear)*c,A=a+o+u,y=re(r.expectedResaleValue),C=A+E+v+f+g+h-y;return{label:e.label,monthlyPayment:je(p),upfrontCost:je(A),totalCost:je(C),monthlyTCO:je(C/Math.max(1,c*12))}}class Xi{static compare(e){const t=Math.max(1,Math.floor(e.horizonYears)),r=e.options.map(i=>ni(t,i)),s=r.slice().sort((i,l)=>i.totalCost-l.totalCost)[0],n=r.slice().sort((i,l)=>i.monthlyTCO-l.monthlyTCO)[0];let a="";return s.label===n.label?a=`Option recommandée: ${s.label} (coût total et coût mensuel les plus bas).`:a=`Option ${s.label} minimise le coût total, mais ${n.label} minimise le coût mensuel (meilleure liquidité).`,{horizonYears:t,results:r,bestByTotalCost:s,bestByMonthlyTCO:n,recommendation:a}}}function re(c,e=0){const t=Number(c);return Number.isFinite(t)?t:e}function je(c){return Math.round((c+Number.EPSILON)*100)/100}function gs(c){return Math.max(0,Math.min(1,c))}function ie(c){return Math.round((c+Number.EPSILON)*100)/100}function Jt(c){return c<60?{min:.7,max:.75}:c<=65?{min:.7,max:.75}:c<=75?{min:.65,max:.7}:c<=85?{min:.6,max:.65}:{min:.55,max:.6}}function ai(){return{canada:.275,unitedStates:.375,international:.35}}function Ts(c,e,t){const r=Jt(c),s=(r.min+r.max)/2,n={min:12,max:24};let a=.05;if(e&&t&&t>0){const u=e*n.min;a=gs(u/t),a=Math.min(a,.15)}let i=gs(1-s-a);const l={equities:ie(s),bonds:ie(i),cash:ie(1-ie(s)-ie(i))},o=["Allocation alignée sur la planification moderne (60–75 % actions).","Maintenez un coussin de 12–24 mois de dépenses essentielles en liquidités pour traverser les baisses.","Rééquilibrez annuellement et dès qu’un écart dépasse ±5 % de la cible (vendre ce qui a trop monté, acheter ce qui a baissé).","Diversification actions: CA 27,5 %, US 37,5 %, International 35 %."];return{targetAllocation:l,equityBand:r,equityGeoBreakdown:ai(),cashCushionMonths:n,notes:o}}function Zi(c,e){const t=[{asset:"equities",delta:ie(e.equities-c.equities)},{asset:"bonds",delta:ie(e.bonds-c.bonds)},{asset:"cash",delta:ie(e.cash-c.cash)}],r=e.equities+e.bonds+e.cash;if(Math.abs(r-1)>1e-6){const s=n=>n/r;e={equities:ie(s(e.equities)),bonds:ie(s(e.bonds)),cash:ie(s(e.cash))}}return{current:c,target:e,deltas:t,rule:"Rééquilibrage si écart > 5 % (points de pourcentage)."}}function Ps(c){const e=Number(c);return Number.isFinite(e)?e:0}function ii(c){const e=c?.personal?.naissance1;if(!e)return;const t=new Date(e);if(!Number.isNaN(t.getTime()))return new Date().getFullYear()-t.getFullYear()}function oi(c,e){return e.reduce((t,r)=>t+Ps(c?.[r]),0)}function ci(c){const e=c.cashflow||{};return oi(e,["logement","servicesPublics","assurances","alimentation","transport","sante"])}function li(c){const e=c.savings||{};return["reer1","reer2","celi1","celi2","placements1","placements2","epargne1","epargne2","cri1","cri2"].reduce((r,s)=>r+Ps(e[s]),0)}function ui(c){return c.includes("fail")?"fail":c.includes("warn")?"warn":"pass"}class eo{static run(e,t={}){const r=t.age??ii(e)??70,s=t.monthlyEssentialSpending??ci(e),n=t.portfolioValue??li(e),a=t.currentEquityAllocation,i=Ts(r,s,n),l=Jt(r),o=[],u=n>0?Math.min(24,Math.max(0,Math.floor(i.targetAllocation.cash*n/Math.max(1,s)))):0;let m="pass";u<6?m="fail":u<12&&(m="warn");const d=[];u<12&&d.push("Constituez un coussin de 12–24 mois de dépenses essentielles en liquidités (comptes à intérêt élevé, CPG courts)."),a!=null?a<l.min?(d.push(`Augmentez graduellement la poche actions vers ${Math.round((l.min+l.max)/2*100)} % (bandes ${Math.round(l.min*100)}–${Math.round(l.max*100)} %).`),m!=="fail"&&(m="warn")):a>l.max&&(d.push("Ramenez la poche actions dans la bande recommandée pour limiter la variabilité des deux premières années."),m!=="fail"&&(m="warn")):d.push(`Ciblez ${Math.round((l.min+l.max)/2*100)} % d’actions avec rééquilibrage annuel et bande ±5 %.`),d.push("Rééquilibrez annuellement; vendez ce qui a trop monté et achetez ce qui a baissé (discipline)."),o.push({id:"sequence",title:"Risque de séquence (-30% puis -15%)",level:m,summary:u>=12?"Coussin suffisant pour traverser 2 années défavorables sans vendre des actions.":"Coussin insuffisant pour absorber deux années défavorables sans ventes forcées.",metrics:{cashCushionMonths:u,recommendedEquityMid:((l.min+l.max)/2).toFixed(2)},suggestions:d});const p=s*Math.pow(1.08,2),x=p-s,E=Math.max(0,i.targetAllocation.cash*n/Math.max(1,12)),v=E>0?x/E:1/0;let f="pass";!Number.isFinite(v)||v>1.5?f="fail":v>.6&&(f="warn");const g=["Indexez vos retraits d’environ 3 % par an en régime normal et évitez de sur‑indexer lors des pics temporaires.","Privilégiez des actions de qualité et des secteurs résilients (santé, biens de consommation, financiers)."];f!=="pass"&&g.push("Augmentez le coussin de liquidités (vers 18–24 mois) pour amortir les pics d’inflation temporaires."),o.push({id:"inflationSpike",title:"Choc d’inflation (+8 % sur 2 ans)",level:f,summary:f==="pass"?"Coussin et allocation compatibles avec un pic d’inflation de 2 ans.":"Pic d’inflation stressant la marge mensuelle: ajustez le coussin et tenez la ligne de rééquilibrage.",metrics:{inflatedMonthly:Math.round(p),extraPerMonth:Math.round(x),approxMonthlyFromCash:Math.round(E)},suggestions:g});let h="pass";const A=["Pensez sur 30 ans, pas 3 mois; l’inflation ne pardonne pas."];a!=null&&(a<l.min||a>l.max)&&(h="warn",A.push("Alignez la poche actions avec la bande recommandée (60–75 % typiquement) pour préserver le pouvoir d’achat sur +5 ans.")),u<12&&(h=h==="warn"?"fail":"warn",A.push("Un coussin de 12–24 mois renforce la robustesse de fin de vie (+5 ans).")),o.push({id:"longevity",title:"Longévité +5 ans",level:h,summary:h==="pass"?"Allocation et coussin compatibles avec +5 ans de longévité.":"Ajustez la poche actions et/ou le coussin pour un horizon plus long.",metrics:{equityBandMin:l.min,equityBandMax:l.max,cashCushionMonths:u},suggestions:A});const y=ui(o.map(S=>S.level));return{scenarios:o,overall:y,notes:["Stratégie moderne: 60–75 % actions diversifiées, 25–40 % obligations, 12–24 mois de liquidités.","Rééquilibrage annuel et bande ±5 %: vendez ce qui a trop monté, achetez ce qui a baissé.","Diversification géographique: CA ~27,5 %, US ~37,5 %, International ~35 % (dans la poche actions)."]}}}function oe(c){const e=Number(c);return Number.isFinite(e)?e:0}function Xt(c){return c.reduce((e,t)=>e+(Number.isFinite(t)?t:0),0)}function di(c){const e=c?.personal?.naissance1;if(!e)return;const t=new Date(e);if(!Number.isNaN(t.getTime()))return new Date().getFullYear()-t.getFullYear()}function pi(c){const 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